According to the American Cancer Society, Cancer Facts & Figures, 2016, 1 in 2 men and 1 in 3 women will develop cancer in their lifetime. And, according to Heart Disease and Stroke Statistics, 2016 update, someone in the U.S. has a heart attack every 42 seconds and suffers a stroke every 40 seconds. The good news is more people are surviving these diseases than ever before. The Critical Advantage portfolio provides coverage for cancer and heart attack and stroke to help with the financial burden they can have. Benefits can be used to: replace lost income if work is
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Important Information for Insureds Living in Florida
At American General Life Insurance Company (AGL), our first priority is the welfare of our customers. In response to challenges created for Florida residents by Hurricane Irma, we are working with state regulators to support affected clients during this difficult time. Effectively immediately, a temporary suspension is in effect on lapses, terminations, cancellations and other time-sensitive provision requirements of the insurance policies or annuity contracts for all insured AGL customers residing in the state of Florida. This suspension includes all counties in the state. This action is taken to protect the policyholders from unintentional termination. We will process other requests
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AIG: Producer Sales Practices Manual Updated
Producer Sales Practices Manual Updated Guidelines and procedures in the “Producer Sales Practices Manual,” formerly known as the “Compliance Manual,” have been updated and consist of additional: DOL, Elder & Vulnerable Client Protection, STOLI/IOLI, Do Not Call Requirements, AIG Company Information Protection, and Prohibition on Pretext Interviews sections, as well as Complaints Section revision. Please click below to review in detail. Compliance Manual #goldencareagent #aig
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New Supply Order Form
A new Supply Order Form AFN42854_1017 is now available for use on all product lines when placing email orders for marketing materials through our Sales Support area. Please begin using this new form immediately. Attached for your convenience is a fillable PDF document that can be downloaded and saved to your files. When needed, complete the order form and email to: fulfillment.services@mutualofomaha.com. The order form is also available to view and download on Sales Professional Access www.mutualofomaha.com/broker under Forms and Materials. If you have questions, please call Mutual of Omaha’s Sales Support at (800) 693-6083. New Supply Order Form
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“Views How to position critical illness in the sales process”
“Views How to position critical illness in the sales process,” by Aaron Anthony, Employee Benefit Adviser “The vast majority of employee benefit professionals have long seen voluntary worksite benefits as a singularly purposed solution designed to defray the first-dollar expenses associated with core medical deductibles, co-pays, experimental treatment and non-medical everyday living expenses associated with illnesses and injuries. The problem is this is only part of the story. An adjustment to your approach may allow you to have far greater impact with your clients and have a dramatic impact on your firm’s revenue.” LTC Comment (from Stephen A. Moses, President,
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AIG: Hurricane Irma: Update September 12, 2017
Hurricane Irma: Update September 12, 2017 There have been widespread reports of wind damage, flooding, and power outages in several Southeast states due to the impact of Hurricane Irma. As of Tuesday morning (9/12), the storm had been downgraded to a tropical depression and was expected to continue to lose strength as it moved northward. An immediate priority has been the safety and well-being of the small number of our employees and their families in areas where Irma has caused damages and created disruptions. We do not expect that Irma will have an impact on AIG Life Operations, or on
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Critical Advantage Insurance Lump Sum Payment
The lump sum benefit in the Critical Advantage policy can be used to fill gaps in your client’s current coverage. Most health coverage issued through employers does not cover all the costs associated with a critical illness and disability insurance is meant to provide people with ongoing income replacement when they are unable to work due to illness or injury. Since critical advantage pays a lump sum payment upon diagnosis, it can be used to fill gaps like specialized treatments not included in standard health insurance, elimination periods, reduced income and tax implications. For more information on how Critical Advantage
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CORRECTED Harvey Update: Important Information for Insureds Living in Texas
Corrected: Important Information for Insureds Living in Texas Note: This email was distributed earlier with incorrect dates for the temporary suspension period. Please see corrected dates below. We apologize for the inconvenience. Effective immediately, a temporary suspension is in effect on lapses, terminations, cancellations and other time-sensitive provision requirements of the insurance policies or annuity contracts for insured customers residing in a county declared a federal or state disaster area in Texas. This is to protect the policyholders from accidental termination. We will process other requests to help them in as timely a manner as possible. The temporary suspension applies
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Disaster Relief Notification – Hurricane Harvey
Mutual of Omaha is in the process of identifying the customers affected by Hurricane Harvey, and a note will be added to the customer accounts. The grace period will be extended by 30 days on affected policies as well as a special message being added on eService. For plans providing prescription benefits, the state is requesting us to authorize payments to pharmacies for up to a 90 day supply. We need to exercise leniency in dealing with our customers that have been affected and allow exceptions to contract requirements when our customers are displaced from their homes. Please keep this
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GTL’s Labor Day Hours
GTL will be closed Monday, September 4. Business hours will resume on Tuesday, September 5 at 7:00AM CST. — Voice Verification Hours — Voice Verification calls can still be made during normal business hours on Monday, September 4: 8:00AM – 4:00PM CST Contact GTL’s Sales Support with any questions at 1-800-323-6907 or agency@gtlic.com. GTL’s Labor Day Hours #goldencareagent #gtl
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