The lump sum benefit in the Critical Advantage policy can be used to fill gaps in your client’s current coverage.
Most health coverage issued through employers does not cover all the costs associated with a critical illness and disability insurance is meant to provide people with ongoing income replacement when they are unable to work due to illness or injury.
Since critical advantage pays a lump sum payment upon diagnosis, it can be used to fill gaps like specialized treatments not included in standard health insurance, elimination periods, reduced income and tax implications.
For more information on how Critical Advantage can help fill coverage gaps, click here.
If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail email@example.com.
Critical Advantage Insurance Lump Sum Payment