“Millennials Beat Baby Boomers in Long-Term Care Planning”

“Millennials Beat Baby Boomers in Long-Term Care Planning,” by Tim Regan, Senior Housing News “Slightly over half (52%) of surveyed baby boomers thought they will require long-term care services down the road. Millennials [born between 1981 and 1997], on the other hand, were more realistic: 64% of this cohort, born between the 1980s and late ‘90s or early 2000s, said they’ll need long-term care at some point as they age. In reality, 70% of people need long-term care services at some point in their lives, according to the survey.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Maybe the
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Categories: Industry News and Long-Term Care.

GoldenCare’s 3rd Annual Halloween Costume Contest

Share your Halloween enthusiasm! AGENTS! Now through November 1st, find us on Facebook, upload your Halloween Costume Photos to our Facebook Event, or tag us in your uploaded photo – For a chance to win a $20 Amazon.com Gift Card! YOU  |  YOUR KIDS  |  YOUR GRANDKIDS  |  YOUR PETS GoldenCare’s 3rd Annual Halloween Costume Contest #goldencareagent #halloween
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Categories: GoldenCare News.

“SNF Placement More Likely for Men Lacking Caregivers After Stroke”

“SNF Placement More Likely for Men Lacking Caregivers After Stroke,” by Tim Regan, Skilled Nursing News “After suffering a stroke, men without a caregiver were more likely to end up in a skilled nursing facility (SNF) than those with more help, according to a new study published in the Oct. 26 edition of the Journal of the American Geriatrics Society. Within five years of a stroke, 21.3% of the study’s 560 participants were placed in a nursing home. Men lacking a family or informal caregiver had a 3.2 times greater risk of nursing home placement in that span as compared to men who had a
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Categories: Industry News and Long-Term Care.

LTCi Training Materials

With Long-Term Care Awareness month nearly here, we have what you need to refresh your LTCi knowledge. On Sales Professional Access, on the sales tool tab under LTC, there are several Brainsharks you can view at your convenience. Completing the Application — detailed instructions on completing an LTC paper application Using the LTC e-App — how to complete an LTC electronic application Overcoming Objections — how to turn objections into sales When a Client Goes on Claim — how to help your clients submit a claim Initial Premium Collection Option — how to set your clients up with auto withdrawal
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Stay Up to Date on Compensation Schedules

With year-end just around the corner, we want to remind you to validate that your correct address(es) are available on our systems. Please sign in to your Sales Professional Access (SPA) account to review and, if needed, to update your addresses and any other outdated personal information. It is especially important that your home address is updated as soon as possible as we use your home address when mailing your 1099-Misc form in early 2018. Throughout the year, we also use the email or physical address on your account to send out communications regarding Compensation Schedule changes, including commission rate
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Categories: Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Think GTL’s Medicare Supplement this AEP

Are you offering GTL’s Medicare Supplement Insurance this AEP? Extremely competitive rates  •  Great household discounts 3-4 day turnaround time  •  Over 40 years in the market Available on our e-App  •  Get paid weekly Available in 19 and more coming soon!   Think GTL’s Medicare Supplement this AEP   #goldencareagent #gtl #medsupp
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Categories: Guarantee Trust Life, Industry News, and Medicare Supp./Adv..

Genworth Webinar: Wed, Nov 1, 2017 at 2 PM EDT / 1 PM CDT

The Long Term Care Ripple Effect – Uncovering trends and revealing consumer insights Join Genworth for a webinar on Wednesday, November 01, 2017 at 2:00 PM EDT / 1:00 PM CDT Hear from Gordon Saunders, Senior Brand Marketing Manager as he shares an in-depth look at the current long term care environment, the results of the Genworth 2017 Cost of Care Survey as well as additional research into the attitudes and opinions of the American public. Learn how you can use these tools and insights to help your clients plan and protect their long term care funding needs. Wed, Nov
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Categories: Genworth, Industry News, and Long-Term Care.

More CE Course Options For Our Kentucky Agents

Great News: GoldenCare’s preferred, online continuing education provider, United Insurance Educators, Inc. (UIECE), now offers additional courses in the state of Kentucky! A couple months ago, the state of Kentucky approved UIECE as an approved provider. Now we’re pleased to announce that both the 8-Hour LTC Partnership course (“8-Hour Partnership Long Term Care Policies”) and the 4-Hour LTC Partnership course (“Partnership 4-hour LTC Refresher”) are now available! UIECE is now an approved CE provider in all 50 states, as well as Alberta, British Columbia, Manitoba, Ontario and Saskatchewan! Check out their website, uiece.com.   #goldencareagent #uiece
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Categories: GoldenCare News and Industry News.

“How to Hire In-Home Help”

“How to Hire In-Home Help,” by Donna Rosato, Consumer Reports “Most people who need long-term care rely on family for assistance, but about one-third get help from paid caregivers. Finding and managing outside help can be stressful and time-consuming. You need someone reliable and trustworthy with the right skills. But you also want someone your loved one will be comfortable with. . . . You’ll pay a higher rate if you need help during evenings, holidays, or weekends. Hiring an aide, such as a nurse or certified nursing assistant, who can provide a higher level of care (changing a catheter,
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Categories: Industry News and Long-Term Care.

“Genworth Survey: Consumers’ greatest fear about aging is not having enough money to pay for long term care, but few plan ahead”

“Genworth Survey: Consumers’ greatest fear about aging is not having enough money to pay for long term care, but few plan ahead,” Genworth Financial “Not having enough money to pay for care is the greatest fear adults have about aging and their long term care needs, according to a recent consumer survey by Genworth, but only one in five have taken any action toward financing their long term care expenses. Furthermore, only half of the respondents said they plan to take personal financial responsibility for their own care as they age. The others said they would leave that worry to
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Categories: Industry News and Long-Term Care.