Families may face significant changes when the household’s primary wage earner is sick or injured and unable to work. There are bills to pay and other financial obligations to meet. Without the income they rely on, how can the family make ends meet? The cost of coverage is more affordable than they may think. Market to the right clients and learn how to position the product in our Sales Idea. Mutual Income Solutions: The Cost of Coverage #goldencareagent #mutualofomaha #disability
Read More
How Does Disability Insurance Protect Mortgages?
Working professionals rely on their income to pay for monthly expenses, to save for their children’s education, retirement, and so on. That’s where Disability Income Insurance comes into play. Disability Income Insurance protects your clients from more than a loss of income. It protects their lifestyle. A Mutual Income Solutions policy is great for those looking for the ability to cover their mortgage payments, especially if they become sick or injured and unable to work. Click here for more information on how you can offer your clients the coverage they’ll want and the protection they need. How Does Disability
Read More
Reminder, eConsent for MIS Policy Acceptance
As a reminder, we will be including an eConsent step within the Mutual Income Solutions Secure Message Portal for policy acceptance. This change will be effective as of the evening of Thursday, December 29. What’s Changing We are adding a NEW step to the client’s policy acceptance process for Mutual Income Solutions policies Clients will be able to ‘Agree’ to receiving and signing documents electronically at policy acceptance. Important Notes In order to receive and accept their policy electronically, clients need to ‘Agree’ to the eConsent step Once a client agrees to the eConsent, they will review their policy acceptance
Read More
Creating Income Protection Strategies for Veterinarians
From clinics to zoos, veterinarians are trusted caretakers for some of the most vulnerable. Take a closer examination of the occupation and the opportunity to provide a disability income protection solution. Why Small Animal Vets Occupation has a median income of $93,830 Job outlook through 2028 suggests 18% growth (faster than average) for the occupation May be eligible for discounts How and Where to Approach Small Animal Vets Review your current book of business to look for veterinarian clients who don’t have individual DI coverage Reach out to local and regional association groups where veterinarians are likely to belong Use
Read More
Put DI to Work with the Help of Social Media
Utilize the powerful tool of social media to help educate consumers on the benefits of disability income insurance. To help you spread the word to your attorney, dentist, optometrist and veterinarian connections, we’ve created a group of social posts that highlight how disability income insurance can provide income protection customized to their needs. Here’s what to do: Make sure you’re on LinkedIn — and your profile is up-to-date before you start posting Click here to review the post options and instructions Make sure to save the post images with a name and location you’ll remember Have your LinkedIn homepage open
Read More
Affordable Disability Income Protection Options
Help your clients understand that disability income insurance is affordable coverage that helps replace the loss of an income. Your clients may face significant changes when the household’s primary wage earner is sick or injured and unable to work. There are bills to pay and other financial obligations to meet. Without the income they rely on, how can the family make ends meet? Use the It’s More Affordable Than You Think Mutual Income Solutions sales idea to help you start the income protection conversation with clients. Affordable Disability Income Protection Options #goldencareagent #mutualofomaha #disability
Read More
Sales Idea: Enhance Clients’ Existing Disability Coverage
Workers who are fortunate to have a competitive benefits package from their employers might not know what kind of coverage they have. Do your clients know if disability income insurance is part of their plan at work? Or if they have disability income insurance, do they understand their group coverage? Help your clients understand the disability income insurance benefits they receive from their employers, and if necessary, recommend additional coverage to supplement their employee benefits. View this short video to learn more about the Enhance Clients’ Existing Disability Coverage Sales Idea. Sales Idea: Enhance Clients’ Existing Disability Coverage
Read More
The Need for Disability Income Insurance
Help Your Clients Protect Their Ability to Earn an Income 43% of all current 40 year-olds will have a disability event lasting 90 days or more by the time they’re 65*. Disability Income Insurance Basics How Does Disability Income Insurance Work? If you’re client becomes sick or injured and can’t work, they’ll receive a monthly benefit – think of it as a monthly paycheck – that helps replace a portion of their lost income. How Much Income Can Disability Income Insurance Replace? Disability insurance can replace 50 – 70% of a client’s income if they’re sick or injured and are
Read More
Our DI is Better Than Ever for Higher Earning Clients
Disability income insurance is protection put in place prior to a disabling accident or illness that helps clients cover their income if they’re unable to work. Mutual of Omaha’s Mutual Income Solutions product is perfectly positioned to go to work for your most affluent clients. This product offers: A maximum monthly benefit amount of $20,000 The addition of a non-cancelable policy type Optional benefits like Return of Premium and Cash Value Benefit Put DI to Work To help you target and identify more affluent clients, we’re launching a campaign designed to highlight three specific occupations that are a perfect fit
Read More
Get to Know the Mutual Income Solutions Optional Benefits
Mutual of Omaha’s Mutual Income Solutions product is built to fit the needs of all your clients. Through the product’s option benefits available, you can customize the product to build a solution as unique as your client. Review the optional benefits in this two-part sales training video series: Mutual Income Solutions Optional Riders – Part 1: Mutual Income Solutions Optional Riders – Part 2: More information can be found on mutualincomesolutions.com. Get to Know the Mutual Income Solutions Optional Benefits #goldencareagent #mutualofomaha #disability
Read More
