In this GoldenCare Newsletter Edition From GoldenCare: Our office will be closed Thursday, November 23rd and Friday, November 24th for the Thanksgiving Holiday. We have two Guest Articles in this edition is “LTC Product Sales Rise 12%: LIMRA,” by Allison Bell, ThinkAdvisor and ““Q&A Column,” Orlando Sentinel. Enjoy! Compliance: Holiday Solicitation Bans for the Month of November. Maryland Partnership – New Disclosure Requirement Maryland Update- LTC Partnership Disclosure Industry Updates: From Mutual of Omaha: Omaha’s Dental Insurance Now Available on the Mobile Quote App! Dental Insurance now in 29 States Broker Bonus Program Reminder (Legacy) Rate adjustments effective February 1, 2018 – CT,
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NGL – EssentialLTC News
State Release • On 11/6, EssentialLTC became available in Florida! New & Updated Materials Available on the Agent Resource Center Product Introduction Flyer Executive Carve Out Flyer Client Case Study Flyer 1035 Exchange Flyer Online Marketing In support of November LTC Awareness Month, help us spread the word about the importance of LTCi with the EssentialLTC #LTCAwarenessMonth Fact of the Day Infographic series! Download series Consumer Website Launch – If you haven’t already, make sure to visit the new EssentialLTC Consumer Website! Introducing New EssentialLTC Team Member We’re pleased to announce that Michael Machlovitz has joined our
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GoldenCare Newsletter | November 6, 2017
In this GoldenCare Newsletter Edition From GoldenCare: Join us for a very special event generate TODAY! Generate prospects with this complimentary Award Winning Health and Wellness Hub. Register Now See our full list of hot training topics and register for an event today! We have two Guest Articles in this edition is “Why LTC Needs to Be Included in a Retirement Plan: Part 1,” by Sandra Timmerman, ThinkAdvisor and “IRS Issues Long-Term Care Premium Deductibility Limits for 2018,” ElderLawAnswers. Enjoy! Industry Updates: We have many Industry announcements in this edition: From Mutual of Omaha: See the Newsletter for a Quick Tip on Quoting
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New EssentialLTC Consumer Website
The EssentialLTC Consumer Website Launches 11/6! To better support your business and clients, we’ve created a new EssentialLTC consumer website! Effective 11/6, when visiting www.ngl-essentialLTC.com your clients can access a high-level overview on long term care and the EssentialLTC plan features. If you’re not yet familiar with National Guardian Life Insurance Company (NGL) and EssentialLTC, we invite you to visit the Agent Resource Center and register for an upcoming webinar on 11/8 to learn how you can grow your LTCi business. For those that are already busy selling EssentialLTC, but haven’t visited the Agent Resource Center lately — please take
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NGL: New Underwriting Prequalification Form Available
To better assist agents with prequalifying the health history of potential applicants, National Guardian Life Insurance Company (NGL) has introduced a new Underwriting Prequalification form! NOTE: Due to HIPAA privacy requirements, please do not include any information that may identify the potential applicant such as individual’s name or social security number. Remember that any opinion provided by an NGL underwriter regarding insurability and/or a rate class recommendation during the pre-qualification process is not binding on the Company. Final underwriting decisions are only reached based on a applicant being fully underwritten. If you have questions , please call NGL at (888)
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EssentialLTC New Partnership State Release – Florida
National Guardian Life Insurance Company (NGL) is pleased to announce that an additional state has approved their new long-term care insurance plan, EssentialLTC! As of November 6, 2017, EssentialLTC will become available for sales in the state of Florida! This is also the newest state to have approved Partnership status. Upcoming State Releases: • California, New Jersey, Hawaii — End of 2017 / Early 2018 • Partnership Compact States — End of 2017 If you have questions , please call NGL at (888) 505-2332 or email status@ngl-essentialLTC.com. #goldencareagent #ngl > Related: EssentialLTC News: Upcoming State Releases
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DOL Form Revised, Immediate Use Required
DOL Form Revised, Immediate Use Required NGL has simplified the required Department of Labor (DOL) Source of Funds Disclosure and Acknowledgement form (4100-PTE 84-24 10/17). Use of the form is required immediately. The newly revised form: Has been scaled back to align with industry standards; Is still required to be completed with your client when tax-qualified funds are used to purchase a life insurance policy or annuity; Still should NOT be submitted with new business paperwork. It is to stay with your records for six years; and, Is required to be used immediately. This newly revised form (4100-PTE 84-24 10/17)
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GoldenCare Newsletter | October 23, 2017
In this GoldenCare Newsletter Edition From GoldenCare: See our full list of hot training topics and register for an event today! Our Fall 2017 GoldenCare Gazette is Now Available!! Get your copy in this edition. Our Guest Article in this edition is “Why Your 50s Are a Good Time to Begin Thinking About Long-Term Care,” by Geoff Williams, U.S. News & World Report Enjoy! Industry Updates: We have many Industry announcements in this edition: From Mutual of Omaha: November is just around the corner, Mutual’s sales ideas booklets can help you heighten consumer LTCi awareness. Get information on Mutual of Omaha’s Mutual
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GoldenCare Newsletter | October 9, 2017
In this GoldenCare Newsletter Edition From GoldenCare: See our full list of hot training topics and register for an event today! We have two Guest Articles in this edition is “Can I get more affordable long-term care insurance?,” by Philip Moeller, PBS NewsHour and “A Prime Time to Plan for Long-Term Care Is After Arranging It for Someone Else,” Advisor Magazine Enjoy! Industry Updates: We have several announcements in this edition: From Mutual of Omaha: Broker Bonus Program!! Don’t miss the details on how you can make even more bucks on your Medicare supplements and select underwritten business. LTCi Underwriting Update:
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NGL: New Indiana Final Expense Trust, Maximum Allowable Values Clarified
NGL Final Expense Trust in Indiana Effective immediately, a new state-specific trust, the NGL Final Expense Trust, has been implemented as a replacement for the Funeral Expense Trust in Indiana. A new state-specific trust form is now available for use with the Final Expense Trust. While Funeral Expense Trust forms in Indiana will still be accepted until November 1, 2017, please begin to use the new Final Expense Trust form immediately. By choosing to use the old form, you run the risk of jeopardizing your client’s eligibility to qualify for Medicaid. Clients can irrevocably assign ownership of their Indiana policies
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