In this GoldenCare Newsletter Edition From GoldenCare: See our full list of hot training topics and register for an event today! We have two Guest Articles in this edition is “Can I get more affordable long-term care insurance?,” by Philip Moeller, PBS NewsHour and “A Prime Time to Plan for Long-Term Care Is After Arranging It for Someone Else,” Advisor Magazine Enjoy! Industry Updates: We have several announcements in this edition: From Mutual of Omaha: Broker Bonus Program!! Don’t miss the details on how you can make even more bucks on your Medicare supplements and select underwritten business. LTCi Underwriting Update:
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NGL: New Indiana Final Expense Trust, Maximum Allowable Values Clarified
NGL Final Expense Trust in Indiana Effective immediately, a new state-specific trust, the NGL Final Expense Trust, has been implemented as a replacement for the Funeral Expense Trust in Indiana. A new state-specific trust form is now available for use with the Final Expense Trust. While Funeral Expense Trust forms in Indiana will still be accepted until November 1, 2017, please begin to use the new Final Expense Trust form immediately. By choosing to use the old form, you run the risk of jeopardizing your client’s eligibility to qualify for Medicaid. Clients can irrevocably assign ownership of their Indiana policies
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NGL: EssentialLTC Compliance News
EssentialLTC Maryland Update — Additional Application Form Now Available September 28, 2017 – Due to new state requirements, effective 10/1/2017 the EssentialLTC application forms for the state of Maryland have been revised to include a new required form, the “Important Disclosure Statement About the State of Maryland’s Long-Term Care Insurance Partnership Program” (NLTCN-PRT-MD). This new form must be signed and dated by the proposed applicant (or applicants, if applicable) and the insurance producer at the time of application, with one copy being left with the applicant(s), and the other to be maintained by the agent as part of their records.
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GoldenCare Newsletter | September 25, 2017
In this GoldenCare Newsletter Edition From GoldenCare: See our full list of hot training topics and register for an event today! We have two Guest Articles in this edition is “How to cope with health care costs in retirement,” by Steve Vernon, CBS MoneyWatch and “Census Bureau: Most seniors still own homes,” by Lois A. Bowers, McKnight’s Senior Living. Enjoy! Industry Updates: We have several announcements in this edition: From Mutual of Omaha: We have a Quick Tip on quoting with MutualCare Solutions software. Flexible payment form update – all application packets have not been updated, except for New York for
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NGL – EssentialLTC News
The EssentialLTC Agent Guide has been updated – make sure to download the current version. The Agent Guide contains important information pertaining to the EssentialLTC product, including the Underwriting and New Business Process, Agent Appointment and Commissions, 1035 Exchanges, and HIPAA Privacy and Security. EssentialLTC social media sites are now live! #goldencareagent #ngl
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GoldenCare Newsletter | September 11, 2017
In this GoldenCare Newsletter Edition From GoldenCare: See our full list of hot training topics and register for an event today! Preparing for AEP? Don’t miss special Medicare Supplement training with Alicia Hanson from Mutual of Omaha, Thurs, Sept 14, 2017 2:00 PM to 2:45 PM CDT Our Guest Article in this edition is “Americans’ likelihood of requiring SNF care ‘substantially’ higher than thought, study finds,” by Emily Mongan, McKnight’s LTC News. Enjoy! Industry Updates: We have several announcements: From Mutual of Omaha: Are You Filling Gaps in Coverage? Flexible Payment Options Now Available. Credit Card Payment Options are Now
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NGL: New, Simplified Policy Summary Pages now Available!
A New, Simplified Policy Summary Page is Now Available on the Correspondence Portal To make things easier for you, a policy summary page has been created and is delivered as a separate document in your Correspondence Portal. The policy summary page will continue to be included in the full policy packets viewed in the portal and in the policy packets mailed to you. Newer to the Correspondence Portal? Your individualized NGL Correspondence Portal allows you to: View, download and print current and previous documents; and, Easily search for documents by Policy Number or Insured Name. A NGL Correspondence Portal
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EssentialLTC Now Available on VitalLTC
EssentialLTC is now available to quote via VitalLTC! Save time with flexible features that allow you to quickly generate reports showcasing the financial and product strengths of EssentialLTC. Simply log into VitalLTC and select the Full LTC Comparison or Feature Comparison reports. As a reminder, you can use the following applications to receive EssentialLTC pricing and product information: EssentialLTC Sales Illustrations* Prepare, save and present client quotes through EssentialLTC’s streamlined Illustration software application located on the Agent Resource Center (after logging on) and selecting the Sales Illustrations Page. EssentialLTC Premium Calculator – Now Featuring Benefits Buddy! Determine EssentialLTC’s pricing with
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NGL: New Adverse Underwriting Form Available
On August 11, 2017, National Guardian Life is making a new Adverse Underwriting Form available. This new optional form, if completed and submitted along with the consumer application, allows underwriting to share additional information with the agent regarding an adverse underwriting decision. The new Adverse Underwriting Form (NLTC-0324) is now available on NGL’s Agent Resource Center (log-in required), by clicking the Forms menu option, and clicking under Additional Documents/Forms in the lower right corner. Or, view/print this form below: Adverse Underwriting Form (NLTC-0324) If you have questions , please call NGL at (888) 505-2332 or email status@ngl-essentialLTC.com. #goldencareagent
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EssentialLTC News: Upcoming State Releases
National Guardian Life is pleased to answer one of the most frequently asked questions – “Which states are next?” Upcoming State Releases: • Indiana — August 21st • Florida, California, New Jersey, Hawaii — End of 2017 / Early 2018 • Partnership Compact States — End of 2017 If you have questions , please call NGL at (888) 505-2332 or email status@ngl-essentialLTC.com. #goldencareagent #ngl
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