LTCi Tax Deductions Tax season is in full swing, which means this is the perfect time to remind your clients about LTCi tax deductions. Click below to access a single-page 2017 Tax Summary Flyer, made available by the CLTC®. CLTC 2017 Tax Summary #goldencareagent #ngl
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Planning for Long-Term Care via 1035 Exchanges
How to Transfer Do you have clients that own existing life or annuity contracts that have accumulated tax-deferred gains? Has the ‘need’ for the contract changed and your client no longer has an identifiable reason to keep the policy? Want to learn about how to transfer, on a tax-free basis, the surrender value (principal AND tax-deferred gains) to fund a traditional Long-Term Care insurance policy (with the possibility of having a guaranteed premium and comprehensive LTC protection?) LEARN MORE #goldencareagent #ngl
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NGL: New Partnership State Release – New Jersey
National Guardian Life Insurance Company (NGL) is happy to announce that effective January 22, 2018, EssentialLTC will be available in the state of New Jersey. There are a few variations to be aware of for EssentialLTC in New Jersey, including: Single Premium Payment option is not available. Partnership eligible — inflation protection required for applicants age 75 or younger. 2nd applicant on a policy referred to as “Additional Insured.” Employer Group unisex rate class replaces Employer Group discount in New Jersey. There is no commission reduction for offering the Employer Group unisex rate class in New Jersey. When submitting an
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GoldenCare Newsletter | January 15, 2018
In this GoldenCare Newsletter Edition From GoldenCare: Diversify your portfolio for greater sales success! Our new training schedule is posted! Join us for complimentary product and sales training and receive a Continuing Education Voucher for each unique event! Voucher does not apply in KY. Keep an eye out for an upcoming sales training webinar event featuring a special LTC Industry Expert speaker! To reserve your seats, Click Here. Our Guest Article in this edition is “How to Use RMDs to a Client’s Advantage: Morningstar’s Benz,” by Jane Wollman Rusoff, ThinkAdvisor Enjoy! Compliance: No compliance in this edition. Industry Updates: From Mutual of
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NGL: Coming Soon! Extra Identity Protection
Coming Soon! Extra Identity Protection for You and Your Clients Data breaches and identity theft are concerns we all have as we depend on our computers and mobile devices more and more to handle daily tasks and communications. You may remember the large Equifax data breach in 2017 that affected over 143 million customers. NGL would like to help protect you and your clients from these types of issues. Therefore, in 2018 NGL is changing the way you will be logging into the agent website MyNGLIC.com. You may have already had this experience with other companies you work with such
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GoldenCare Newsletter | December 29, 2017
In this GoldenCare Newsletter Edition From GoldenCare: The GoldenCare Office will be closed Monday, January 1st for New Year’s. Join us for complimentary product and sales training and receive a Continuing Education Voucher for each unique event! Voucher does not apply in KY. SPECIAL: We are honored to bring you one of the most influential and respected people in long-term care for this year’s Industry Updates 2017 Grand Finale, Steve Moses, President of the Center for Long-Term Care Reform! This is a must-see presentation that will not repeat! Reserve your seats for this special event now, Click Here. Our Guest Article in
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NGL: To you, our valued business partner
To you, our valued business partner. Thanks to supporters like you, 2017 was a very successful year. At this joyous time of the year, we’d like to express our gratitude for the opportunity to work with you. The holidays are a great time to take a moment and reflect on accomplishments during the year and thank those who have gone through the journey with us. While we have achieved many successes in 2017, they would not have been possible without your partnership and support. We appreciate all the valuable input you provided, letting us know what was needed to help
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GoldenCare Newsletter | December 18, 2017
In this GoldenCare Newsletter Edition From GoldenCare: Join us for complimentary product and sales training and receive a Continuing Education Voucher for each unique event! Voucher does not apply in KY. SPECIAL: We are honored to bring you one of the most influential and respected people in long-term care for this year’s Industry Updates 2017 Grand Finale, Steve Moses, President of the Center for Long-Term Care Reform! This is a must-see presentation that will not repeat! Reserve your seats for this special event now, Click Here. Our Guest Articles in this edition are “The cost of caregiving: ‘A sacrifice for our
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GoldenCare Newsletter | December 4, 2017
In this GoldenCare Newsletter Edition From GoldenCare: Join us for complimentary product and sales training and receive a Continuing Education Voucher for each unique event! Voucher does not apply in KY. SPECIAL: We are honored to bring you one of the most influential and respected people in long-term care for this year’s Industry Updates 2017 Grand Finale, Steve Moses, President of the Center for Long-Term Care Reform! This is a must-see presentation that will not repeat! Reserve your seats for this special event now, Click Here. Our Guest Article in this edition is “When home-care costs go through the roof,” by
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Now available! Electronic Application Submission!
Electronic Application Submission Now Available! NGL is excited to announce that applications may now be submitted electronically! See the instructions on how to complete the process of submitting the application through our agent website, MyNGLIC.com, as well as instructions on how to electronically sign the application within Adobe. A few items of importance to note: In order to keep your clients personal information secure, data such as date of birth, SSN and payment information will not be fillable on the PDF application; this information will be supplied later in the process upon submission of the application documents. If the client
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