Sentinel: New Commission Payout Schedule

Sentinel Security Life is proud to announce that commissions on New Business will be paid daily starting April 3, 2017. This change will ensure that you, our agents, will be paid faster. Policies must be issued with premium received in order to be in the daily payout. Renewal commissions will continue to be paid on a weekly basis. Even though new commissions will occur daily, it still may take 2-3 business days for funds to be deposited into your bank account from the date the policy is issued. If you have any questions, please call Licensing/Commissions at 1-800-247-1423.   #goldencareagent
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Categories: Life Insurance and Medicare Supp./Adv..

It’s Here – Securian’s new website for financial professionals

Welcome to Securian’s new website for financial professionals March 26, 2017 When it comes to your success as an advisor, you want a website and online tools that are intuitive and efficient – so you can access what you need, when you need it – fast! We are pleased to announce a completely reengineered financial professionals’ site that is designed for the way you do business. We tested, asked and tested again Countless hours of research went into defining a structure to make your day-to-day tasks easier. We asked for your feedback, tested and asked again until we arrived at
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Categories: Industry News, Life Insurance, Linked Benefit/Hybrids, and Securian.

Sentinel Underwriting Tip

Blood Thinners and Diabetes Diabetes combined with blood thinners can be a significant underwriting concern. Sentinel Security Life declines Medicare Supplement applications for this combination and may rate New Vantage Life applications. Diabetes can damage blood vessels increasing the chance of forming a blood clot. Clots can be dangerous especially if they form in areas where the inner linings of blood vessels have been damaged. Blood clots can lead to heart attack, stroke and other serious issues. Blood thinners can help reduce this risk. However, research has shown that taking a blood thinner in combination with diabetes medications increases the
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Categories: Life Insurance and Medicare Supp./Adv..

Sentinel Underwriting Tip

MIB and Underwriting Tip What is MIB? MIB is a membership organization that provides underwriting information and services to life and health insurers. The health information that MIB provides is a dissemination of information provided from its members to its members. It is a way for companies to communicate industry wide to reduce fraud which contributes to the equitable pricing of insurance products. What MIB is not? MIB is not a clearing house of health data from doctor offices. MIB does not share whether an application was declined. Underwriting with MIB Underwriters use MIB data for informational purposes only. Underwriters
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Categories: Life Insurance and Medicare Supp./Adv..

Coming Soon: Securian’s new website for financial professionals

Launching end of Q1! Designed for and by you! As a successful advisor, you want a website and online tools that are intuitive and efficient, so you can access what you need, when you need it — fast! So we tested, asked and tested again and completely reengineered your Securian site for the way you do business. Find what you’re looking for faster Quick links on all pages let you access the tools you use most. Menus that are more visible get you where you need to go. Streamlined content gives you the information you need so you can be
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Categories: Industry News, Life Insurance, Linked Benefit/Hybrids, and Securian.

Now Available: New Product Portfolio and Underwriting Guide

The March 2017 updates to the Product Portfolio and Underwriting Guidelines booklets are now available. These guides are your go-to resource for knowledge and information about our life insurance products and underwriting services. This version has been updated with the removal of the GUL Plus and GUL Survivor products. The new guides can be ordered through your normal ordering channels, and previewed here: View the Life Product Portfolio pdf  (form number 220247) View the Life Underwriting Guidelines pdf  (form number 219085) Now Available: New Product Portfolio and Underwriting Guide #goldencareagent #MutualOfOmaha
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Categories: Life Insurance and Mutual of Omaha (& Affiliates).

GoldenCare Newsletter | February 13, 2017 Edition

In This Edition From GoldenCare: Join us for new product training brought to your by our Featured Guest Speakers!   We have some special product Consumer Presentations to give away to attendees on some topics. Click Here for details and to register. Promotions! See the Newsletter for a list of the Winners of the 3-in-1 Promotion.  Congratulations to the winners! Our current promo is Kemper February.  As a special thank you to our agents for making GoldenCare the 2nd highest Kemper seller of 2016, we are awarding Reward points for each approved Kemper applicant!   Promo details in the newsletter or at
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Categories: Genworth, GoldenCare News, Guarantee Trust Life, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Mutual of Omaha | Upcoming Changes to Our Life Portfolio

Mutual of Omaha is committed to providing insurance solutions to help you protect your customers and prepare them for the future. As we continue to review our product portfolio, we must make business decisions that are in the best interest of our policyholders and our company. Effective March 1, 2017, we are suspending sales of the following products: Guaranteed Universal Life Plus — designed for larger first-year premium dump-ins Guaranteed Universal Life Survivor — designed for second-to-die, survivorship sales Our individual Guaranteed Universal Life product will remain available, which is where we receive the majority of our fully-guaranteed life insurance
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Mutual of Omaha’s Anti-Money Laundering Training

REMINDER! Federal regulations require all life insurance companies to provide ongoing Anti-money laundering training for their producers who sell permanent life insurance and annuity products. Mutual of Omaha contracted with LIMRA to provide the anti-money laundering training you need at no cost to you. Courses Required Anti-Money Laundering for Insurance Producers Renewal Course — Elder Financial Abuse and Money Laundering – Anti-Money Laundering for Insurance Review Instructions to Take the Course It’s easy to find what you need to recertify: Got to LIMRA’s AML Training Login page: https://knowledge.limra.com/LimraLogin.aspx Enter your LIMRA username — it is your National Producer Number (NPN)
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Accelerated Benefit Rider Materials Updated for 2017

At United of Omaha and Companion, we offer Accelerated Death Benefits for Terminal Illness and Chronic Illness. These riders give clients an option to access a portion of their death benefit early. This money can provide a little more comfort during a difficult time or can be used to help cover the costs of long-term care. For the Chronic Illness Rider, the benefit amount is capped each year by the IRS per diem limit. For 2017, this limit has increased from $340 per day to $360 per day (or $131,400 for the year), which means that clients needing to exercise
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Categories: Life Insurance and Mutual of Omaha (& Affiliates).