Sentinel Underwriting Tip

Blood Thinners and Diabetes

Diabetes combined with blood thinners can be a significant underwriting concern. Sentinel Security Life declines Medicare Supplement applications for this combination and may rate New Vantage Life applications.

Diabetes can damage blood vessels increasing the chance of forming a blood clot. Clots can be dangerous especially if they form in areas where the inner linings of blood vessels have been damaged. Blood clots can lead to heart attack, stroke and other serious issues. Blood thinners can help reduce this risk. However, research has shown that taking a blood thinner in combination with diabetes medications increases the risk of hospitalization for low blood sugar. Overdoses and other adverse events associated with blood thinners combined with diabetic medication have shown to be important contributors to emergency hospitalizations among US patients older than 64 years.