Effective June 1, 2017, we are revising our Fully Underwritten Life Insurance Application. The new Fully Underwritten Application will now require two signatures — one for each part of the two-part application, if filled out. The new application packets are available for you to download from the Sales Professional Access (SPA) website. You can also order new application packets through your normal supply channels. Please discard any existing stock you have of the old Fully Underwritten Application packets as soon as possible and replace them with the new versions. Please Note: The application packet form numbers haven’t changed but
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Sentinel: New Vantage Tele-App
Sentinel Security Life is proud to introduce the New Vantage telephone application submission process. This new submission process allows you to complete 100% of an application over the phone. The tele-app also includes a point-of-sale underwriting decision which allows you to know if the policy is approved, rated, or declined before ending the call. • Average call lasts 20-25 minutes • No Phone Health Interview • All signatures and disclosures are voice recorded • Avoids incomplete applications Click on the link below to review the Tele-app instructional guide. If you have any questions please call the Sentinel Security Life Sales
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Omaha Guaranteed Universal Life Pricing Changes
It’s important that we continually review our product portfolio and make decisions that are in the long-term best interest of our policyholders and our distribution partners. Effective June 1, 2017, we will be updating our Guaranteed Universal Life (GUL) product pricing for new issue policies. These changes will help ensure the long-term viability of our inforce GUL portfolio and allow us to continue to deliver on the commitments we have made to our current policyholders. Our GUL product continues to provide clients with value – offering more flexibility for the future than any other fully-guaranteed universal life insurance product on
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GoldenCare Newsletter | April 24, 2017
In this GoldenCare Newsletter Edition From GoldenCare: Join us for brand new webinar topics including Lead Generation, a brand new short-term Home Health Care product and special guest speakers. See our full list of hot topics. The Winners of the 3-in-1 Promotion (4th Quarter) have been announced! See the Newsletter for the list of winners. Congratulations to all! Don’t miss our Guest Article “Long-Term Care insurance facing major pricing shift” by Michelle Singletary, Washington Post. Compliance: Attention Connecticut agents, see the Newsletter for the 2017 edition of “Before You Buy” publication that must be provided to every individual applying for
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Now Available: New Product Portfolio and Underwriting Guide
New April 2017 versions of the Product Portfolio and Underwriting Guidelines booklets are now available. The April 2017 version has been updated with: The new Life Protection Advantage IUL product – This new indexed universal life insurance product is available beginning May 1, 2017. Life Protection Advantage is designed to provide clients with long-term death benefit guarantees and flexibility for the future. The new Autobind Limits – We have recently increased our autobind limits on our fully-underwritten life insurance policies. This information is available in our Underwriting Guidelines booklet and can also be found on our updated Autobind and Retention
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Provide Clients with Life Insurance Coverage – and More!
Many people interested in life insurance protection also want the potential for tax-deferred growth that can be accessed later in life for things like retirement, college tuition or emergencies. Learn how Income Advantage IUL can help provide a solution for these client needs by watching our new video. Provide Clients with Life Insurance Coverage – and More! #goldencareagent #MutualOfOmaha
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GoldenCare Newsletter | April 10, 2017
In this GoldenCare Newsletter Edition From GoldenCare: Join us for Mutual of Omaha and CareShield in-depth product training! Don’t miss our Guest Article “Falls Are Taking a Huge and Rising Toll on Elderly Brains,” by Mike Stobbe, Associated Press. Click Here for our full schedule. Industry Updates: Mutual of Omaha has several updates and announcements. Did you know LTCi quotes can be run quickly on any Apple or Android device? See the Newsletter for details on Quotes on the Go. Sales Professional Access now has a search feature to make it easier to find the information you need! As of
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Flexible Payment Options Are Now Available for In Force Policies
Have your customers asked for flexible payment options? As of March 31, 2017 your customers with in force life insurance policies have the option to choose flexible days for their automatic deductions each month. The 1-28 of each month will continue to be available, but flexible options such as “the last day of the month” or week/day combinations will also be available to help customers better align payment deductions with their income. Payment options available for your customers: Static dates: 1-28 of each month Flexible day: Last day of the month Week/day combination (your customer can select a combination of
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Term Life Express Return of Premium is Available in UT, VT, PA and WA
Our partial return of premium (ROP) feature offered on Term Life Express gives your clients the coverage they need to protect their families plus the added benefit of returned premiums if they survive the term period selected. As of April 1, 2017 TLE ROP is available in Utah, Vermont, Pennsylvania and Washington. These four states now have the complete TLE portfolio available. With the addition of these four states the TLE ROP feature is available in all states. Winflex, Mobile Quotes, Mobile Quotes Disconnected and all marketing materials have been updated. Term Life Express Return of Premium is Available in
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LTCi Quotes on the Go
Did you know LTCi quotes can be run quickly on any Apple or Android device? Our mobile app is convenient and easy to use whenever the need arises, wherever your client or appointment may be. It’s available for a variety of life and health products, but be sure to update the app regularly. (Even if automatic updates are turned off, notifications will still be received.) DOWNLOAD THE APP TODAY > Requires iOS7 or Android 4.0 and up. CURRENTLY AVAILABLE: > Cancer, Heart Attack and Stroke > Children’s Whole Life > Critical Illness > Guaranteed ADvantage > Guaranteed Universal Life Express > Living Promise > Long-Term Care Insurance > Medicare Supplement
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