“U.S. Nursing Homes Struggle in Ever-Tougher Market,” by Hoag Levins, Leonard Davis Institute of Health Economics

“The U.S. nursing home business faces daunting economic and policy challenges as it moves toward a massive wave of baby boomers aging into infirmity, according to a gathering of industry executives at the University of Pennsylvania’s Leonard Davis Institute of Health Economics (LDI). Convened to gather raw material for a formal report on suggested reforms for the Centers for Medicare and Medicaid Services (CMS), the National Summit on the Future of America’s Nursing Home Industry focused on the changing demographics, reimbursement models, clinical practices, and government rules of elder care facilities. Keynote speaker and Summit organizer, John Whitman’s opening ‘State
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Categories: Industry News and Long-Term Care.

Sentinel: New Commission Payout Schedule

Sentinel Security Life is proud to announce that commissions on New Business will be paid daily starting April 3, 2017. This change will ensure that you, our agents, will be paid faster. Policies must be issued with premium received in order to be in the daily payout. Renewal commissions will continue to be paid on a weekly basis. Even though new commissions will occur daily, it still may take 2-3 business days for funds to be deposited into your bank account from the date the policy is issued. If you have any questions, please call Licensing/Commissions at 1-800-247-1423.   #goldencareagent
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Categories: Life Insurance, Medicare Supp./Adv., and Sentinel Security Life.

Short-Term HHC Now Available On GTL’s New e-App!

Now Available: Instant Issue Short-Term HHC! 3 Short-Term HHC Benefit Options $150, $300 or $450 maximum daily benefit Great Value Added Riders HIP, Critical Accident, Dental/Vision, Ambulance Access to Ask Mayo Clinic Nurseline and Critical Illness Support Now available on our e-App for your Apple / Android device or your web browser! Download now: Apple Store or Google Play Watch GTL’s Webinar Recording Now: Available in the following states: Alabama, Alaska, Arkansas, Delaware, Illinois, Indiana, Iowa, Louisiana, Michigan, Missouri, Montana, Nebraska, Oklahoma, South Carolina,West Virginia & Wyoming — with more coming soon! Short-Term HHC Now Available On GTL’s New e-App!
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Categories: Guarantee Trust Life and Short-Term Care.

“The GOP Entitlement Caucus,” Wall Street Journal

“The full dimensions of the GOP’s self-defeat on health care will emerge over time, but one immediate consequence is giving up block grants for Medicaid. This transformation would have put the program on a budget for the first time since it was created in 1965, and the bill’s opponents ought to be held accountable for the rising spending that they could have prevented.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Alas, this editorial in today’s WSJ print edition pretty much nails the most significant consequence of the American Health Care Act’s defeat. Medicaid will continue
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Categories: Industry News and Long-Term Care.

GoldenCare Newsletter | March 27, 2017

In this GoldenCare Newsletter Edition From GoldenCare: Join us for an intro on a Brand New Product!  GTL‘s Short-Term Home Health Plan. Also this week, join us for a special event Harry Crosby’s “Winning with GTL’s Critical Cash” Click here to register. Reminder:  GoldenCare offers discounted Errors and Omissions insurance.  If you haven’t renewed your E&O for 2017/2018, see the Newsletter for details on discounted prices and renewing. Don’t miss our Guest Article:  “Falls Are Taking a Huge and Rising Toll on Elderly Brains,” by Mike Stobbe, Associated Press. From Mutual of Omaha: LTCi Success Tips:  See the newsletter for
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Categories: GoldenCare News, Industry News, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Discounted E & O

Have you renewed your Errors & Omissions for 2017/2018? It’s Not Too Late! Be sure to visit www.GoldenCareEOProgram.com to renew your Errors & Omissions coverage for 2017/2018, if you have not already enrolled! On the website, click the “Quote Now” button to begin the renewal process. For more information, call 800-842-7799 and speak with your Regional Director. Read Full Announcement
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Categories: GoldenCare News, Industry News, and Long-Term Care.

It’s Here – Securian’s new website for financial professionals

Welcome to Securian’s new website for financial professionals March 26, 2017 When it comes to your success as an advisor, you want a website and online tools that are intuitive and efficient – so you can access what you need, when you need it – fast! We are pleased to announce a completely reengineered financial professionals’ site that is designed for the way you do business. We tested, asked and tested again Countless hours of research went into defining a structure to make your day-to-day tasks easier. We asked for your feedback, tested and asked again until we arrived at
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Categories: Industry News, Life Insurance, Linked Benefit/Hybrids, and Securian.

Broker World Magazine: Long Term Care Insurance Is Too Legit To Quit

Our very own Mark Glickman is featured in a recent Broker World Magazine article, discussing how modern LTCi policies will have more stable pricing than legacy LTCi policies. Click below to check it out!   Broker World Magazine: Long Term Care Insurance Is Too Legit To Quit   #goldencareagent #ngl
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Categories: Long-Term Care and National Guardian Life.

Genworth Suspends Sales of Long Term Care Insurance Products in Hawaii

Genworth coninuously monitors, examines and manages our business to help ensure we are offering products that are priced to balance consumer need with our desire to achieve long-term profitability. As a result, on April 24, 2017, we will suspend sales of individual long term care insurance in Hawaii. Privileged Choice® Flex 2 (Flex 2), our current offering in Hawaii, is an old generation policy and no longer meets our pricing assumptions.   Transition Rules Please carefully review the transition dates and rules below. No exceptions will be available. Quote It! 04/23/17 — Last day to quote Flex 2 in Quote
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Categories: Genworth and Long-Term Care.

“Local police departments restore peace of mind by phoning senior citizens once a day,” by Jenni Bergal, PBS News Hour

“Living alone can be tough for seniors. Some don’t have family nearby to check on them, and they worry that if they fall or suffer a medical emergency and can’t get to the phone to seek help, no one will know. That’s why hundreds of police agencies in small towns, suburbs and rural areas across the country are checking in on seniors who live alone by offering them a free automated phone call every day. . . . The check-in programs are less common in big cities, where large numbers of people might sign up, potentially straining budgets because more
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Categories: Industry News and Long-Term Care.