Questions? Call our Marketing Team at 800-842-7799! Click here to add carriers & products to your appointments. For producer use only. Not for use with the general public. Read Full Good News Article Questions? Call our Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare News If you have questions or need additional information, please call us at 1-800-842-7799. #goldencare #goldencareagent
Read More
Past due notifications available soon!
Great news! Beginning July 17, we are adding past due notifications to the Correspondence Portal. You will now have the opportunity to be proactive with your policyholders who are past due on premiums. Here’s what you should know: Notices are only sent to agents and are not being sent to policyholders. Past due correspondence will be retained for 30 days and then deleted from the Correspondence Portal. Notifications will be triggered at 14 days and 30 days past due. Below is an example of what you might see: You are able to conveniently update your notification style (email/fax) and
Read More
Transamerica Long Term Care Update (NJ, NY & CT)
NEW JERSEY, NEW YORK AND CONNECTICUT June 26, 2018 Transamerica Long-Term Care Update: States of New Jersey, New York and Connecticut Application and Forms Update for TransCare® II Transamerica Life Insurance Company remains committed to you and to the long term care insurance market. Application and disclosure packages for the TransCare® II in New York, Connecticut and New Jersey will be updated to better align with our product offering. All New York, Connecticut and New Jersey applications for TransCare® II must be submitted by 9 p.m. CT on July 23rd or the application will be returned as unprocessed business. Please
Read More
Features and functionality of the NGL EssentialLTC E-APP
Please join us for a demonstration on the features and functionality of the NGL EssentialLTC E-APP. Wednesday, July 18, 2018 at 2:00 pm Eastern / 1:00 pm Central You can now complete an application through the Agent Resource Center website that includes electronic signature and electronic payment. Lawrence Vivenzio will show you the different options that you now have as he reviews the E-APP during this informative How-To session. After registering, you will receive a confirmation email containing information about joining the webinar. Essential How-To’s: E-APP Introduction Presented by: Lawrence Vivenzio Lawrence is Marketing Manager for LifeCare Assurance.
Read More
“Baby boomers bode well for CCRCs”
“Baby boomers bode well for CCRCs,” by Lois A. Bowers, McKnight’s Senior Living “Continuing care retirement communities are expected to hold much appeal to baby boomers, and the good news is, the first wave of boomers will be entering the target age range for such communities within the next five years, notes a new “Market Insight” report from CBRE. … The oldest baby boomers are turning 72 this year, and CCRC residents typically are in their late 70s to mid-80s at move-in, according to CBRE.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): And so it
Read More
Clippings, Industry News, and Long-Term Care.
“Are adult foster homes a good long-term care option?”
“Are adult foster homes a good long-term care option?,” by Liz Seegert, PBS “Call them adult foster homes, board and care homes, residential homes, group or adult care homes. Regardless of the moniker, these small-setting, family-like environments blend neatly into local communities, and are a viable housing option for older adults who may need help with daily living basics, but not the clinical care or amenities of traditional assisted living facilities and nursing homes. … A mix of private pay and Medicaid — under what’s known as a home and community care waiver — pays for care in these homes.
Read More
Clippings, Industry News, and Long-Term Care.
“3 ways to help employees understand the value of their HSAs”
“3 ways to help employees understand the value of their HSAs,” by Timothy Hayden, Employee Benefit News “High-deductible health plans are on the rise as a growing number of employers turn to consumer-directed health plans to try to curb costs — the portion of employees enrolled in HDHPs rose from 26.3% in 2011 to 39.3% in 2016, according to the latest statistics from the National Center for Health Statistics. Employers that have gone the HDHP route typically offer a qualified plan that includes a health savings account to help pay for qualifying medical expenses tax-free. But there’s a great chance
Read More
Clippings, Industry News, and Long-Term Care.
“New ways to estimate and fund long-term care costs”
“New ways to estimate and fund long-term care costs,” by Mary Beth Franklin, InvestmentNews “Nothing strikes fear in the heart of retirees more than the three letters: LTC. The potentially crushing costs of long-term care in a nursing home, memory care unit or even at home — most of which are not covered by Medicare — can easily destroy a retirement plan. But the unpredictability of who will require costly care and the diminished availability of traditional long-term care insurance policies create a challenge for even the savviest financial advisers.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term
Read More
Clippings, Industry News, and Long-Term Care.
Declines Don’t Have to Equal Lost Sales…
Declines Don’t Have to Equal Lost Sales… Declines are a big problem in the long term care insurance industry. The American Association of Long Term Care Insurance has reported that, on a combined scale, there is approximately a 29% decline rate for those individuals who are 79 and younger. At United Security Assurance, we can help. Our niche has been helping individuals secure coverage even if they have been previously declined, or told not to apply for coverage. With our LifeStyle Solutions and LifeStyle Solutions Select, we can help you provide valuable long-term care insurance for your clients, and at
Read More
We’re Consolidating Our Commission Systems
Coming soon: We’re consolidating our commission systems — What you need to know to prepare Great news: We’re working behind the scenes to consolidate and streamline our commission payment systems. Once complete, you’ll begin receiving one combined commission statement for your Aetna and Coventry Medicare business, and you’ll be able to access reports in one place. To accomplish this commission system migration, there will be some temporary disruptions to report availability, processing time for newly submitted contracts, and the commission payment schedule for new-to-Medicare enrollments only. You’ll see these impacts between mid-July and mid-August. Take some time to review key
Read More
