Writing HIP business in Florida? Fillable postcard now available!

GTL gives you the tools you need to sell in Florida! Download GTL’s NEW Indemnity Plus postcard, type in your and your client’s information, print if off, and you now have another way of easily reaching out to your clients! DOWNLOAD FILLABLE POSTCARD It doesn’t get much easier… just type, print and mail!   Writing HIP business in Florida? Fillable postcard now available!   #goldencareagent #gtl #hip
Read More

Categories: Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.

Running An Effective Marketing Campaign

Running an effective campaign If you’re looking for resources to enhance your marketing strategy and take your business to the next level, we can help. OneAmerica® marketing campaigns can provide the tools you need to connect with customers on a variety of topics related to your business. Access campaign resources Visit our Marketing Toolbox to view short videos on producer and consumer campaigns, access our latest core marketing materials and review descriptions of available campaigns.   If you’re ready to learn more about OneAmerica marketing campaigns, check out our detailed campaign brochure.   Visit AssetBasedLTC.com and get started on a
Read More

Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

Introducing online premium increase coverage changes for policyholders

In-Force Rate Action Announcement As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. We know that facing a new premium increase can be difficult for policyholders, so we continue to look for ways to help customers make decisions that are right for them and improve the process of implementing those decisions. In 2016, we launched a website for you and your customers to help explain why premium increases are needed, options policyholders generally have and
Read More

Categories: Genworth, Industry News, and Long-Term Care.

Good News | GTL Launches New Windows 10 Mobile e-App

Quote Offline With GTL’s New Windows 10 App Guarantee Trust Life is making it easier than ever to quote their products and submit business, with the launch of their Windows 10 mobile e-App! An internet connection is no longer needed to run & save quotes. Plus, functionality has been added allowing users to submit electronic applications! Click for important notes and download instructions Read Full Good News Article Questions? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare News    
Read More

Categories: GoldenCare News, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

“Washington Becomes First State to Approve Publicly Funded Long-Term Care”

“Washington Becomes First State to Approve Publicly Funded Long-Term Care,” by Rachel M. Cohen, The Intercept “The ultimate goal, advocates say, is some kind of universal family care, a comprehensive social infrastructure to support all the varied costs of care work from birth to death. ‘That’s our North Star,’ said Sarita Gupta, co-director of Caring Across Generations, a national campaign that launched in 2011. ‘We have really been trying to help people go from seeing care work as an individual burden to a shared responsibility that we’re all going to face.’” LTC Comment (from Stephen A. Moses, President, Center for
Read More

Categories: Clippings, Industry News, and Long-Term Care.

“Is most home care paid by government programs?”

“Is most home care paid by government programs?,” by Yanqui Xu, PolitiFact “For the aging and those with long-term care needs, receiving care at home is more affordable than institutionalized facilities like hospitals or nursing homes. But presidential candidate John Delaney argued on Twitter that even with jobs growing in the home care industry, workers are struggling with low wages because ‘most of home care is paid by government programs, which don’t pay enough.’ Is home care really funded mostly by government programs? We decided to check. … Long-term unskilled care at home is paid for by out-of-pocket private payers,
Read More

Categories: Clippings, Industry News, and Long-Term Care.

“In 10 Years, Half Of Middle-Income Elders Won’t Be Able To Afford Housing, Medical Care,” by Virginia Knight”

“In 10 Years, Half Of Middle-Income Elders Won’t Be Able To Afford Housing, Medical Care,” by Virginia Knight, Kaiser Health News “The study suggests that policymakers could expand Medicare benefits to include access to a wider range of supportive services, or create a new benefit, ‘Medicare Part E,’ that funds long-term care. However, other attempts to set up such a program have run into resistance among lawmakers because of cost. While Medicaid is the primary payer of long-term nursing home care, right now the program is available only to low-income seniors. Seniors may become eligible if they impoverish themselves. However,
Read More

Categories: Clippings, Industry News, and Long-Term Care.

Who’s Hot in Medicare Supplement?

Lumico is part of Swiss Re, a large, global financial services organization that has been in the insurance business for more than 150 years. Pointing to Lumico’s financial stability and security, A.M. Best gave an “A” excellent rating. Lumico — Insurance Made Clear. Lumico has been rated in the top 5 in overall Medicare Supplement premium rate competitiveness by CSG Actuarial since the product launched in July 2018! CSG Actuarial monitors insurance markets to provide the most up-to-date competitive intelligence in the industry. CSG’s MarketAdvisorTM Quoting Tools include premium rate and underwriting information for more than 300 companies.   Who’s
Read More

Categories: Industry News, Lumico, and Medicare Supp./Adv..

GTL Launches Offline Quoting Windows 10 App!

The power of GTL’s mobile e-App is now available on your Windows 10 PC! Click here for a walkthrough on how to download   Not sure if you have the Windows 10 operating system (OS) on your PC? Click here to find out. Important Things to Know No Microsoft account needed to download the e-App. After logging in once while connected to the internet, you can re-log in and quote offline without having to be connected to the internet for up to 90 days. You can download quotes to your desktop to print off or email to your clients. When
Read More

Categories: Accident Insurance, Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, Industry News, Medicare Supp./Adv., and Short-Term Care.

LTC Underwriting Operation: When Spouses Apply Together

Another case study as part of our ongoing Underwriting Operation. CASE STUDY: Ted and Amber 61-year-old Ted, male, and 57-year-old Amber, female, live In Cape Girardeau, Missouri. The couple has been happily married for nearly 30 years, and their son just finished graduate school. After watching their elderly neighbor’s struggle to maintain long-term care costs and services, they decided to speak to an insurance agent about their future. During this conversation, Ted and Amber discovered they could receive up to 30% off their premium by applying for a MutualCare® Custom Solution together. Based on Ted’s health history, an APS was
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).