AnnuiCare® – Simplifying the Process Provide an Asset Based Win with AnnuiCare® with Guaranty Income Life Insurance Company (GILICO). You can create a financially favorable situation for your client by utilizing existing assets, no matter what their future holds: Win: Should your client require Long-Term Care, a tax-free benefit that is triple the annuity value may be available. Win: If your client never needs LTC, the annuity value grows at a stated rate, free from market risk. Giving You More Control Over the Sales Process Another win for both you and your client is the ability to call and schedule
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Transamerica Introduces TransCare III in Arizona Effective May 14
Individual LTC — We are pleased to introduce TransCare III in Arizona available for new sales effective May 14. We are pleased to introduce TransCare III individual Long-Term Care insurance in Arizona available for new sales effective May 14, 2019. TransCare III provides you the same great features as TransCare II but offers gender-specific pricing giving you that competitive edge! TransCare II will be discontinued for individual sales effective May 14, any applications for individual sales received after May 14 must be submitted for the TransCare III. TransCare II will still be the primary product for multi-life business. TransCare III
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May is Disability Insurance Awareness Month
May is Disability Insurance Awareness Month It’s one of the things people rely on the most – their paychecks. Without a reliable income, how do they pay their bills? Buy groceries? Take care of their mortgage or rent payments? May is Disability Insurance Awareness Month. This is a great time to talk to your clients about how disability insurance can protect their lifestyle, their assets, and most importantly–their families. If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com. May is Disability Insurance Awareness Month #goldencareagent #mutualofomaha
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Your Clients Can Save on LTCi Premiums
In order to make LTCi premiums as affordable as possible, MutualCare Solutions policies offer a variety of premium allowances. Your clients may qualify for one or more of the following allowances: Partner (both issued) — if both partners are issued under the same policy form/product, they are eligible for a 30% allowance Partner (one issued) — if just one partner is issued they are eligible for a 15% allowance Preferred — if your clients are in good health, there is a 15% allowance Association/Sponsored Group — clients who are members of a qualifying association or Sponsored Group are eligible for
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Genworth Financial Announces First Quarter 2019 Results
4/30/19 Net Income Of $174 Million And Adjusted Operating Income Of $121 Million RICHMOND, Va., April 30, 2019 /PRNewswire/ — Merger Agreement With China Oceanwide Holdings Group Co., LTD (Oceanwide) Extended To June 30, 2019; Parties Diligently Pursuing Canadian Approval U.S. Mortgage Insurance (MI) Adjusted Operating Income Of $124 Million, With $9.6 Billion In New Insurance Written (NIW) And Strong Loss Ratio Performance U.S. MI’s PMIERs1 Sufficiency Ratio At 123 Percent, More Than $600 Million Above The Revised Standards Effective March 31, 2019 Strong Capital Levels With Substantial Capital Above Management Targets In Canada And Australia MI Approximately $150 Million
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Genworth, Industry News, and Long-Term Care.
Protection, Growth Potential and Flexibility – All In One Product
No doubt you have clients and prospects who need life insurance protection. Many people interested in life insurance also want the potential to grow-tax-deferred cash values they can access later for things like retirement, college tuition or emergencies. Our Income Advantage Indexed Universal Life Insurance is an attractive solution to cover those needs. It’s a great product for clients who want: Strong potential for cash value growth from our three indexed crediting strategies Permanent death benefit protection Low policy costs Flexibility for the future with our no-cost Guaranteed Refund Option, Accelerated Death Benefit and Lapse Guard riders Income-tax-free loans and
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Speed Up Underwriting on Term Life Answers
Accelerated Underwriting for Term Life Answers® provides you and your clients with a fully underwritten decision in 48-72 hours. Best of all, there is NO paramed exam. Here are the basic program parameters for our Accelerated Underwriting program for TLA. Below you will see how the interview has changed and where the extra confirmation has been removed. Products: Term Life Answers (10-, 15-, 20-, 30- year) Risk Class: Standard, Standard Plus, Preferred, Preferred Plus Applications: Speed eTicket (Drop Ticket) Issue Ages: 18-55 Face Amounts: $100,000 – $1,000,000 For more information, this flyer outlines the process and program details. New to
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Apptical Interview Update (Living Promise)
We are happy to announce we have removed a step in the Apptical point-of-sale interview. Effective immediately, we no longer confirm your customer’s information twice at the beginning of the interview. Below you will see how the interview has changed and where the extra confirmation has been removed. Old Process The Apptical representative asks the agent for the customer information, confirms the information with the agent, then the agent hands the phone over to the customer When the customer gets on the phone, the Apptical representative reconfirms the information with the customer New Process The Apptical representative asks the agent
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Updated Marketing Materials & Forms
Agent Guide — updated Employer/Association Group Guideline section to include Employer Group rate class (where available) and minimum participation requirements Application for Approval of Association Group — updated to include a brief marketing plan section that is now required when requesting group approval Product Features & Sales Ideas — learn about the highlights of the EssentialLTC product with corresponding sales ideas Product Summary — updated comprehensive EssentialLTC reference sheet Underwriting Prequalification Form — updated prequalification questions NGL Financials — NGL’s assets have grown to nearly $4.5 billion; you’ll see these updates in printed materials and on the web Keep
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Gerber Life’s new Field Underwriting Guide helps you streamline the sales process
SAME TIME AND BE MORE PRODUCTIVE WITH GERBER LIFE’S FIELD UNDERWRITING GUIDE As part of Gerber Life’s continued commitment to providing agents with the tools and resources they need to save time and be more productive, we have recently introduced our new Field Underwriting Guide for our Simplified Senior Life and Whole Life Insurance policies. This Guide provides general underwriting guidelines and important tips and information to help you evaluate your clients’ potential to be approved for a Gerber Life Simplified Senior Life or Whole Life policy. Topics include Prescreening Questions, Ineligible Medical Conditions for Coverage, Ineligible Drugs for
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