Planning for Long-Term Care via 1035 Exchanges


How to Transfer

Do you have clients that own existing life or annuity contracts that have accumulated tax-deferred gains?

Has the ‘need’ for the contract changed and your client no longer has an identifiable reason to keep the policy?

Want to learn about how to transfer, on a tax-free basis, the surrender value (principal AND tax-deferred gains) to fund a traditional Long-Term Care insurance policy (with the possibility of having a guaranteed premium and comprehensive LTC protection?)