“How Did Life Begin? Key Alzheimer’s Protein Has Surprising Tie to the Primordial Soup,” by Dana Dovey, Newsweek Quote: “Amyloids are a type protein notoriously known for their association with Alzheimer’s disease. Now it appears they may have played a role in the formation of life on Earth. A new study showing that amyloids are able to self-replicate, and thus could have quite possibly been life’s original building blocks. “In an experiment, researchers from the Laboratory of Physical Chemistry in Switzerland showed that amyloids can create short peptides, a chain or two or more amino acids. Two years earlier, the same group showed that
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“Heavy Drinking Is the Biggest Risk Factor for Dementia, Study Says,” by Amanda MacMillan, Time Quote: “Hot on the heels of headlines linking alcohol consumption with longer life comes new research that casts a much more sobering light on drinking. According to an analysis of more than 1 million people—the largest study of its kind to date—scientists say that heavy alcohol use is the biggest modifiable risk factor for dementia, especially early-onset forms of the disease. … People with drinking problems were at especially high risk of developing early-onset dementia. Of the 57,000 people diagnosed with dementia before age 65,
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“Senior living could lead cultural shift related to aging, report author says,” by Lois A. Bowers, McKnight’s Senior Living Quote: “The senior living industry, with innovation and imagination, could drive a new era of healthful aging and help steer a cultural shift related to aging, one of the authors of a new report from the Milken Institute told McKnight’s Senior Living. “But things must change,” she added. The nonprofit, nonpartisan think tank, released “Turning Silver into Gold: The Business of Aging,” on Thursday. The 104-page report includes data and insights from multiple sources and identifies opportunities, strategies, policies and practices
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Effective March 1, 2018 the declared crediting rate for inforce PLTC policies will change. For national PLTC policies the declared rate will reduce from 6.00% to 5.70%. For PLTC policies issued in New York, the declared rate will reduce from 5.75% to 5.45%. PLTC policyholders’ Annual Statement will reflect this change. Performance LTC (PLTC) declared crediting rate change   #goldencareagent #johnhancock
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After a recent review, the Virginia Insurance Department has changed the criteria for Partnership eligibility. As a result, Performance Long-Term Care policyholders with issue ages under age 61, and annual 3% Compound Inflation protection will now be eligible for Partnership under the Virginia Partnership for Long-Term Care Program, as long as the policyholder continues with the annual 3% increases. We will be communicating to these policyholders next week, informing them of this change, and providing them with a Partnership Disclosure Notice to keep with their records. Partnership eligibility for Performance LTC (PLTC) policyholders in Virginia   #goldencareagent #johnhancock
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In late March, we will begin policyholder notifications on the next round of John Hancock and Fortis policies impacted by the in-force rate actions, which will have an effective date beginning with anniversaries on or after July 1, 2018. The 2016 rate action notifications will include John Hancock LTCI individual policies originally issued in Connecticut and Pennsylvania. Also impacted are John Hancock LTCI individual Interstate Compact approved policies in Maryland, Minnesota, Nebraska, Ohio, Pennsylvania and Utah. The 2013 rate action notifications will include Fortis LTCI individual policies originally issued in Illinois. Finally, we will continue the implementation of the 2013
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