“How to Hire In-Home Help,” by Donna Rosato, Consumer Reports
“Most people who need long-term care rely on family for assistance, but about one-third get help from paid caregivers.
Finding and managing outside help can be stressful and time-consuming. You need someone reliable and trustworthy with the right skills. But you also want someone your loved one will be comfortable with. . . . You’ll pay a higher rate if you need help during evenings, holidays, or weekends. Hiring an aide, such as a nurse or certified nursing assistant, who can provide a higher level of care (changing a catheter, for example) will cost more. Home care in rural areas, where there are fewer available workers, is more expensive. For example, the median annual cost of home health care is almost $64,000 in Alaska and North Dakota, the Genworth survey found.”
LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform):
Good old Consumer Reports; 20 years ago they said don’t buy LTC insurance. Now they warn us good care is hard to find and harder still to afford.