Mutual of Omaha and its affiliates (United of Omaha, Companion Life Insurance Company, and United World) will be closed on the following days: Thursday, November 23, 2017 and Friday, November 24, 2017 for the Thanksgiving Holiday Monday, December 25, 2017 for the Christmas Holiday Monday, January 1, 2018 for the New Year’s Day Holiday See the grid below for the last pay cutoffs in 2017: Holiday Date Holiday Observed Life Cutoff (New issues & renewals) Health Cutoff (New issues) Health Cutoff (Renewal payments) Long Term Care Cutoff (New issues & renewals) Thanksgiving Thursday 11/23/2017 Friday 11/24/2017 Monday 11/20/2017 Friday 11/17/2017
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Critical Advantage Available In Additional States In November
On November 1st, 2017, Mutual of Omaha will be releasing the Critical Advantage portfolio in Arizona. Critical Advantage is critical illness, cancer, heart attack and stroke insurance policies that provide a lump-sum benefit upon diagnosis. And on November 11, 2017, Mutual of Omaha will be releasing the Critical Advantage portfolio in California. Features with Critical Advantage Benefit amounts from $10,000-$100,000 payable upon diagnosis Individual, Individual plus child/children, or family coverage options Underwriting The Critical Advantage portfolio has the following underwriting criteria: Express underwriting For benefit amounts $10,000 to $50,000 The application simple “yes or no” knock-out health questions Simplified
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Protection, Growth and Simplicity – All in One IUL Policy
No doubt you have clients and prospects who need life insurance protection. Many people interested in life insurance also want the potential to grow-tax-deferred cash values they can access later for things like retirement, college tuition or emergencies. Our Income Advantage Indexed Universal Life Insurance is an attractive solution to cover those needs. What sets Income Advantage apart is its simplicity of design. At United of Omaha, we do not believe that you need fancy (and oftentimes confusing) crediting strategies in order to offer your clients upside potential. By using only one index and a straightforward, annual point-to-point crediting method,
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Learn How Our Accelerated Benefits Can Provide Value for Your Clients
At United of Omaha, we offer Accelerated Benefits for Terminal Illness and Chronic Illness, which gives your clients an option to access a portion of their death benefit early. This money can provide clients with a little more comfort during a difficult time or can be used to help cover the costs of long-term care. Watch our short video to learn more about these riders. Plus, our overview flyers will get you up to speed on: • How the Accelerated Death Benefit Riders work • What products the Riders are available on • What makes our Terminal Illness rider on
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GoldenCare’s 3rd Annual Halloween Costume Contest
Share your Halloween enthusiasm! AGENTS! Now through November 1st, find us on Facebook, upload your Halloween Costume Photos to our Facebook Event, or tag us in your uploaded photo – For a chance to win a $20 Amazon.com Gift Card! YOU | YOUR KIDS | YOUR GRANDKIDS | YOUR PETS GoldenCare’s 3rd Annual Halloween Costume Contest #goldencareagent #halloween
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New for 2018 Aetna MA/MAPD plans- Resources For Living
Resources For Living® program Help your clients find resources and services in their community Resources For Living is a unique, exciting program exclusively for your Aetna and Coventry MA/MAPD clients. It’s a complimentary research and referral service that connects members and caregivers with local resources, services and activities that can help meet their needs. It’s available on all MA/MAPD plans starting January 1, 2018. If you’d like to learn more about this program, please download our Resources For Living flyer. You can also login to the Medicare Marketing Studio to download a customizable flyer to share with clients. New
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Aetna and Medicare Supp./Adv..
Aetna: 2018 Star Ratings & Medicare News
Aetna once again outperforms industry average in latest Medicare star ratings Aetna’s Medicare Advantage Prescription Drug (MAPD) plans have once again received higher than average ratings from the Centers for Medicare and Medicaid Services (CMS) in the annual Star Ratings. Aetna’s MAPD plans earned an overall weighted average rating of 4.0 out of 5.0 stars. 87% of Aetna’s Medicare members are enrolled in plans rated 4.0 stars or higher — the highest percentage among publicly traded companies.* We’re offering Individual Medicare plans in 991 counties across the country in 2018. 91% of these counties will have a plan offering rated
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Aetna and Medicare Supp./Adv..
“Medicaid Annuities Help Protect Savings: A tactic to prevent unexpected nursing home care from evaporating the family nest egg”
“Medicaid Annuities Help Protect Savings: A tactic to prevent unexpected nursing home care from evaporating the family nest egg,” by Eleanor Laise, Kiplinger Personal Finance “Picture this: Your spouse has made a permanent move to a nursing home. You don’t have long-term-care insurance, Medicare won’t cover the cost, and you have too much money to qualify for Medicaid—but not nearly enough to afford the nursing-home bills. The monthly tab—easily $5,000 to $8,000 for a semi-private room—is rapidly depleting your nest egg. Now what? This is where a Medicaid-compliant annuity might rescue your retirement. You buy an immediate annuity—owned by and
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“The Many Faces of Caregivers: A Close-Up Look at Caregiving and Its Impacts”
“The Many Faces of Caregivers: A Close-Up Look at Caregiving and Its Impacts,” Transamerica Institute “Key Highlights: *Three in Four Caregivers Provide Care for One Person. . . . *Most Caregivers Do So Out of Love. . . . *Four Out of Five Caregivers Came to it Voluntarily. . . . *Most Caregivers Have Provided Care for Years. . . . *Family Members Often Work Together to Provide Care. . . . *Caregivers Tend to Live in Close Proximity to the Care Recipient.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Click through to the report
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“SNFs Renew Push to Change Three-Day Stay Rule”
“SNFs Renew Push to Change Three-Day Stay Rule,” by Tim Regan, Skilled Nursing News “Skilled nursing facility (SNF) operators and industry advocates are urging the Centers for Medicare & Medicaid Services (CMS) to change a rule related to the way hospital stays are classified. The Observation Stays Coalition—a group formed in 2010 that includes organizations such as the American Health Care Association (AHCA) and AARP—is leading the charge against the three-day stay rule, which requires patients to undergo a three-day hospital stay as an inpatient before Medicare will pay for subsequent SNF care.” LTC Comment (from Stephen A. Moses, President, Center for
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