“Older Americans Buck Trend of Decreased Homeownership,” by Jeffrey M. Jones, Gallup “U.S. homeownership rates have declined among most major demographic subgroups — including by household income and region — except among older Americans, whose homeownership rates have held steady. Overall, homeownership is down eight percentage points, from 71% to 63%. . . . Senior citizens have been immune from the trend of declining homeownership. Between 2001 and 2009, an average of 81% owned a home. Since then, 82% report owning their home. . . . Changing work patterns among seniors may also be a factor in their stable ownership
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“Alzheimer’s Stats Look Alarming, But No Need to Panic”
“Alzheimer’s Stats Look Alarming, But No Need to Panic,” by Joanne Kaldy, Provider “According to a new report from the Centers for Disease Control & Prevention (CDC), Alzheimer’s disease mortality increased significantly in 41 states and the District of Columbia from 1999 to 2014. However, as the headlines scream, ‘Death from Alzheimer’s on the Rise,’ Allen Power, MD, an internist, geriatrician, and author of ‘Dementia Beyond Drugs: Changing the Culture of Care,’ says that there is some good news behind the numbers. . . . However, when breaking down the numbers, says Power, a different picture emerges. . . .
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LTC Concept Material
Since having a good sales story is a key component to the sales process, we offer a collection of material that will help develop that story. The LTC concept material provides training, prospecting and client brochures to help with your sale. Training materials are short flyers that will help you learn about the concept, how to offer it to your clients, and who to target. Prospecting material are postcards you can use to reach out to new clients. Once you are ready to speak to your client, the brochure gives detailed information explaining how the concept can help meet their
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Medicare Supplement News – Omaha Family of Companies
New Medicare Supplement Plans Effective August 5, 2017, you may begin selling our new competitively priced Medicare supplement in Michigan and South Carolina underwritten by United World and in Missouri underwritten by Omaha Insurance Company. Upcoming Rate Adjustments Please view the upcoming rate adjustments in AL, AR, IA, ID, IN, MT, ND, NJ, PA, OR, SC and WV. • Modernized Rate Adjustment – AR, IN, MT, and OR • In-force Only Rate Adjustment – AL, AR, IA, ID, NJ, ND, PA, and WV • Plan N Rate Adjustment – AL, AR, ID, and NJ • Standardized Rate Adjustment – AR,
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2017 Med Supp Buyers Guide Available
Med Supp Buyers Guide The 2017 buyer’s guide, Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare, is now available to order. HCFA02110_2017 replaces the HCFA02110_2016. The guide is available to order through normal channels and is available to view and download here, or on Sales Professional Access (SPA) www.mutualofomaha.com/broker, Forms and Materials. If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com. 2017 Med Supp Buyers Guide Available #goldencareagent #mutualofomaha
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Important Notice to Illinois Policyholders and Producers
Policy Cancellation Deadline and Claim Filing Deadline If you have been affected by the recent floods in Illinois, United Security Assurance Company of Pennsylvania will extend any cancellation deadline or claim filing deadline in order to allow you sufficient time to recover from the effects. If you need a premium invoice or duplicate policy, please call United Security at 800-872-3044. We have been asked to advise you of the availability of the Illinois Department of Insurance for filing a complaint regarding any disaster-related dispute or issue. Consumers may call the Department’s toll-free complaint hotline at 866-445-5364, or file a complaint
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RE: Flooding In Cook, Kane, Lake & McHenry Counties In Illinois
Due to flooding in and around Cook, Kane, Lake and McHenry counties in Illinois, the following accommodations will be made available to our affected insureds: MedAmerica will withdraw any cancellation notice issued on or after July 12, 2017, to an affected insured. In addition, MedAmerica will not issue any new cancellation notice to affected insureds until September 30, 2017. MedAmerica will grant affected insureds an extension of any and all coverage provisions or other requirements that impose a time limit for an insured to perform any act, including the submission of a claim, reporting of information, submission of bills, or
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Long-Term Care and MedAmerica.
Connecticut Outline Correction
The new Connecticut Omaha Insurance Company outline, effective July 1, 2017, incorrectly showed that rates for Plans F, High Deductible F, G and N were available for All Ages. These plans are only available for Age 65+. These corrections have been made to the outline. The application book has been updated with the corrected outline. Any orders placed for the Connecticut application book on or after July 18, 2017 will contain the corrected outline and will have a Print Date 07/17/2017. Marketing Materials: The marketing materials have been updated as indicated: State Form Form Number Replaces CT Outline CT_OIC_AGY_070117R CT_OIC_AGY_070117
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IRS Form 4506T-EZ: Making It Easier For You
At Transamerica, we continually strive to update and improve our processes and procedures to better serve you. As we may occasionally require access to a client’s past tax transcripts as part of the policy issue process, we are making the Internal Revenue Service (IRS) form 4506T-EZ available on agent/producer web portals. Form 4506T-EZ is required for all Transamerica life products that have face amounts greater than $2.5 million and at underwriter discretion to verify financial information. Check out the 4506T-EZ FAQ for more information or contact the Transamerica sales desk with any questions. Thank you. About Form 4506T-EZ: Form 4506T-EZ
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“Over 80 Percent of Women Fail Retirement Income Literacy Quiz”
“Over 80 Percent of Women Fail Retirement Income Literacy Quiz,” Advisor Magazine “Only 18% of retirement-age women can pass a basic quiz on how to make a nest egg last in retirement. Nearly twice as many retirement-age men are able to pass, and although those numbers are still grim, this underscores the trouble women face in their own retirement knowledge. Even more worrisome is that despite low retirement literacy, the majority of women (55%) are still extremely confident that they and their spouses would have enough money to retire comfortably.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term
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