New Mobile App Available: CareShield Premium Calculator

The latest enhancement for Minnesota Life’s CareShield product has just been made available! Introducing “CareShield Premium Calculator,” a new phone/mobile app that makes quoting CareShield rates almost instantaneous! You will now be able to quote a client in about ten seconds (seriously) – it’s that easy. CareShield Premium Calculator This app is now available for download on your Apple or Android devices:    > App Store    > Google Play   New Mobile App Available: CareShield Premium Calculator   #goldencareagent #securian #minnesotalife
Read More

Categories: Industry News, Linked Benefit/Hybrids, and Securian.

Good News | CareShield Premium Calculator

New Mobile App Available: CareShield Premium Calculator The latest enhancement for Minnesota Life’s CareShield product has just been made available! Introducing “CareShield Premium Calculator,” a new phone/mobile app that makes quoting CareShield rates almost instantaneous! You will now be able to quote a client in about ten seconds (seriously) – it’s that easy.   CareShield Premium Calculator This app is now available for download on your Apple or Android devices:    > App Store    > Google Play View the full announcement. Read Full Good News Article #goldencareagent #rates #careshield
Read More

Categories: GoldenCare News, Industry News, and Securian.

Quick Tip: Quoting with MutualCare® Solutions Software

Scenario: You’re working with a couple where the male is age 76 and the female is age 64. Both are in good health, but the premiums for the male are 75% higher than the female’s! Working to stay within a budget, how can you adjust benefit options for each applicant in order to keep the overall premiums within reason? The MutualCare® Solutions software allows a husband and wife to be quoted simultaneously, however the color of the icons do not indicate gender. These icons simply differentiate what option(s) are being quoted for each applicant. Did You Know: The MutualCare® Solutions
Read More

Categories: GoldenCare News, Long-Term Care, and Mutual of Omaha (& Affiliates).

“White Americans’ Mortality Rates Are Rising. Something Similar Happened in Russia from 1965 to 2005,”

“White Americans’ Mortality Rates Are Rising. Something Similar Happened in Russia from 1965 to 2005,” by David A. Squires and David Blumenthal, Harvard Business Review “The similarities between the mortality rate increases in Russia and the United States are striking and troubling. First, there are similarities between the affected populations. As in the United States, the Russian phenomenon occurred exclusively among working-age adults, not children or the elderly. In addition, the excess deaths in Russia appear concentrated among the less educated, and spared those with university degrees. The same is true today of the mortality crisis among U.S. whites. Second, there
Read More

Categories: Industry News and Long-Term Care.

“Dementia patients may die sooner if family caregivers are mentally stressed”

“Dementia patients may die sooner if family caregivers are mentally stressed,” by Yasmin Anwar, Berkeley News “From 2007 until 2016, UC Berkeley researchers tracked the mortality of 176 patients with neurodegenerative diseases that are corrosive to brain function. They also measured the mental health of the family members who took care of them. Their findings, published in the Proceedings of the National Academy of Sciences journal, indicate that patients tended by caregivers with depression, anxiety and other symptoms of mental illness typically died sooner than those being looked after by caregivers in good mental health. For example, compared to patients who
Read More

Categories: Industry News and Long-Term Care.

Sentinel Plan Life Products

Frequently Asked Client Questions One of the most frequently asked questions from our clients is whether or not they can have more than one life insurance policy. Click on the link below for a helpful blog that you can share with your clients. Sentinel Security Life Blog Check back frequently for more tips and other useful information!   #goldencareagent #sentinel
Read More

Categories: Industry News, Life Insurance, and Sentinel Security Life.

Sentinel Underwriting Tip

Methotrexate Methotrexate is an immunosuppressant medication. It may be prescribed to treat cancers, forms of arthritis, and psoriasis. Methotrexate use is of underwriting concern. Below are some conditions that when treated with this medication, or combination of this medication, are a decline for Medicare Supplement coverage. Osteoarthritis treated with any dosage of Methotrexate Rheumatoid arthritis treated with any dosage of Methotrexate and Prednisone Rheumatoid arthritis treated with more than 25 mg/week of Methotrexate #goldencareagent #sentinel
Read More

Categories: Industry News, Medicare Supp./Adv., and Sentinel Security Life.

“New Study: Immigrants are the Future of Long-Term Care”

“New Study: Immigrants are the Future of Long-Term Care,” by Robert Espinosa, HuffPost “Immigrants are a key part of the U.S. economy and the future of long-term care, says a new study on immigrants in the direct care workforce from PHI, the nation’s leading expert on direct care. According to the study released this week, more than 1 million immigrants work in direct care, a rapidly-growing sector that includes about 4.4 million home care workers and nursing assistants employed in nursing homes. Immigrants in this workforce come from 151 countries representing many regions of the world, though more than half
Read More

Categories: Industry News and Long-Term Care.

A.M. Best Revises GTL’s Issuer Credit Rating Outlook

A.M. Best Revises Issuer Credit Rating Outlook to Positive for Guarantee Trust Life Insurance Company June 09, 2017 “OLDWICK, N.J. –(BUSINESS WIRE)— A.M. Best has revised the outlook to positive from stable for the Long-Term Issuer Credit Rating (Long-Term ICR) and affirmed the Financial Strength Rating (FSR) of B++ (Good) and the Long-Term ICR of “bbb” of Guarantee Trust Life Insurance Company (GTL) (Glenview, IL). The Credit Rating (rating) outlook for the FSR remains stable. The revised Long-Term ICR outlook reflects GTL’s strong risk-adjusted capitalization levels, its position as a niche player in the senior market and trend of favorable
Read More

Categories: Accident Insurance, Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, Industry News, Medicare Supp./Adv., and Short-Term Care.

Transamerica: Early Closure and Holiday Notice July 3-4

The Transamerica Long Term Care administrative office in Plano, TX will close at 2 p.m. Monday, July 3, and be closed Tuesday, July 4 to mirror hours of the New York Stock Exchange. Please allow additional time if necessary to order and receive materials during that time. Much of the important materials and resources you may need will be continue to be available on our Agent Resource Center. Transamerica: Early Closure and Holiday Notice July 3-4 #goldencareagent #transamerica
Read More

Categories: Industry News and Transamerica.