Independence Day Office Closing

Mutual of Omaha and its affiliates (United of Omaha, Companion Life Insurance Company, United World) will be closed on Monday, July 3rd and Tuesday, July 4th for Independence Day. Below are the cut-off dates and times and the adjusted pay schedules. Holiday Pay Calculation Schedule Med Supp E-App & All Life Cutoff 3:00 PM Health Cutoff (excluding LTC) 3:00 PM Long Term Care Cutoff 3:00 PM Direct Deposit (EFT) Available Independence Day, Monday 7/3/2017 & Tuesday 7/4/2017 Friday 6/30/2017 Friday 6/30/2017 Wednesday 6/28/2017 Thursday 6/29/2017 Monday 7/3/2017 Weekly and holiday pay schedules are also available on the Sales Professional Access
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Categories: Accident Insurance, Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

U.S. Holiday Telephone Solicitation Bans During July 2017

Please be aware of the following holidays requiring a U.S. holiday telephone solicitation ban for the month of July. On Tuesday, July 4, 2017: Alabama, Louisiana, Mississippi, Rhode Island and Utah prohibit unsolicited marketing calls to residents in observance of Independence Day On Monday, July 24, 2017: Utah prohibits unsolicited marketing calls to residents in observance of Pioneer Day U.S. Holiday Telephone Solicitation Bans During July 2017 #goldencareagent #mutualofomaha
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Categories: Industry News and Mutual of Omaha (& Affiliates).

Coming Soon: New Term Life Answers e-Application

Coming in July we will have a new Term Life Answers electronic application (e-App). To avoid delays in policy issue, please submit your e-Apps (all signatures completed) by July 7, 2017. Paper Application The Fully Underwritten paper application was updated on June 1, 2017. Refer to the Fully Underwritten Application communication for more information. State Approvals State Application All states except California and New York The new TLA e-App is approved. California The new full application and TLA e-App is pending approval; e-Apps must be submitted (including all signatures) by July 7, 2017. In July when the new e-App rolls
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Medicare Supplement News – Omaha Family of Companies

New Application Release in PA and TX Effective June 24, 2017, you may begin using our new Medicare supplement application in Pennsylvania, underwritten by Mutual of Omaha and in Texas, underwritten by United World. Modernized Rate Adjustment Modernized Rate Adjustments in TN, TX, and WA are effective August 1, 2017. Modernized Rate Release Please view details for the Modernized Rate Release in AZ, CT, IA, MI, ND, SC, WV, LA, MO, RI, NJ, and MN.   #goldencareagent #mutualofomaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Why LTCi is a better solution than relying on family

Some of your prospective clients may be planning on having their children care for them if the need arises. But do they really know what being a caregiver means? Today’s reality is, their children have their own family and career obligations. Adding the responsibility of caregiver whether it’s full or part-time can take a toll. Providing care can result in both financial and emotional stress by having to take time off work and possible family conflicts if one child assumes a greater share of the care giving duties. A long-term care insurance policy can provide benefits to help your clients
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

2017 MA Medicare Documents Update

UPDATE – MA Medicare Documents Update June 15, 2017 – The state of Massachusetts has revised the Massachusetts Medicare documents that must be left with applicants prior to completing the application. The updated application instructions and documents are now available on the EssentialLTC Agent Resource Center under the “Forms” tab, and by selecting Massachusetts from the “State-Specific Forms” dropdown.   Or, click the link below to view/print MA forms: • NGL EssentialLTC Updated Application Instructions (ICC16-NLTC100-Al-MA-01) • MassHealth (Medicaid) Exemptions Acknowledgement Form • Massachusetts Bulletin For People With Medicare • Your Options For Financing LTC A Massachusetts Guide   2017
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Categories: Industry News, Long-Term Care, and National Guardian Life.

“Census: U.S. is aging, growing more racially diverse”

“Census: U.S. is aging, growing more racially diverse,” by Matt Rourke, CBS News “The Census Bureau reported that the median age of Americans — the age at which half are older and half are younger — rose nationally from just over 35 years to nearly 38 years in the years between 2000 and 2016, driven by the aging of the “baby boom” generation. The number of residents age 65 and older grew from 35 million to 49.2 million during those 16 years, jumping from 12 percent of the total population to 15 percent. That’s a costly leap for taxpayers as
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Categories: Industry News and Long-Term Care.

GTL Website Maintenance on 6/25

Sunday, June 25, 2017 | 8:00 AM – 10:00 AM CST On Sunday, June 25, 2017 from 8 AM – 10 AM CST, GTL’s website will be under maintenance and will not be available. We apologize for any inconvenience this may cause. Contact GTL’s Sales Support with any questions: 1-800-323-6907 or agency@gtlic.com   #goldencareagent #gtl
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Categories: Accident Insurance, Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, Industry News, Medicare Supp./Adv., and Short-Term Care.

“Places in Need: The Changing Geography of Poverty”

“Places in Need: The Changing Geography of Poverty,” by Scott W. Allard, Russell Sage Foundation “Americans think of suburbs as prosperous areas that are relatively free from poverty and unemployment. Yet, today more poor people live in the suburbs than in cities themselves. In Places in Need, social policy expert Scott W. Allard tracks how the number of poor people living in suburbs has more than doubled over the last 25 years, with little attention from either academics or policymakers. Rising suburban poverty has not coincided with a decrease in urban poverty, meaning that solutions for reducing poverty must work
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Categories: Industry News and Long-Term Care.

“Medicaid’s Role in Nursing Home Care”

“Medicaid’s Role in Nursing Home Care,” Kaiser Family Foundation “Nursing homes are key providers of long-term care in the US, supplying medical, skilled nursing, and rehabilitative services on an inpatient basis to individuals who need help with self-care, such as bathing and dressing. As of 2015, there were 1.4 million people, primarily seniors, served in nearly 16,000 nursing homes. Medicaid is the primary payer for nursing home care, providing needed long-term care services not offered by Medicare that would otherwise be unaffordable for seniors with low incomes and relieving the care burden from families. Medicaid currently provides federal matching funds
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Categories: Industry News and Long-Term Care.