A new April 2018 version of the United of Omaha Life Underwriting Guidelines booklet is now available. The April 2018 version has been updated with the new Senior Assessment underwriting requirement that was announced recently. As a reminder, the new Senior Assessment requirement, which will assess a client’s cognitive ability, memory functions, mobility testing and ability to perform Activities of Daily Living, is required beginning April 1, 2018 for: Ages: 66 and over Face Amounts: $500,000 and over Products: All fully underwritten life products (IUL, GUL, AccumUL, TLA) The new underwriting guide can be ordered through your normal ordering channels,
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Anti-Money Laundering (AML) Refresher Training
As REQUIRED by federal regulation, all producers writing permanent life or annuity products are required to complete Anti-Money Laundering (AML) training on an on-going basis. All producers who completed a LIMRA Anti-Money Laundering training course prior to January 1, 2018 are required to complete the 2018 AML renewal training “The Importance of Knowing Your Customer – AML for Insurance Review”. Mutual of Omaha has contracted with LIMRA to provide anti-money laundering training at no cost to you. The renewal course will automatically be assigned through LIMRA and will take approximately 30 minutes to complete. Training must be completed by June
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Medicare Supplement News – Omaha Family of Companies
Upcoming Rate Adjustments View upcoming rate adjustments in ID, GA, ID, LA, MD, MO, MS, ND, OK, OH, OR, SD TN, TX, UT, WV, and WY: • 2010 Modernized Rate Adjustment – ID, LA, and MD • 2010 Modernized In Force Only – OH, OR, SD, TN, TX and UT • 1990 Standardized Rate Adjustment – GA, ID, LA, MD, ND, OK, OH, TN, TX, WV, and WY • Plan N Rate Adjustment – MO, and MS #goldencareagent #mutualofomaha
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LTCi Claims Material Update
The claims paying ability at Mutual of Omaha reflects our strong financial position. It means we can keep our promises to your clients for many years to come. The consumer claims piece has been updated to show the most current claims information available. Showing your clients our strong claims paying history may help feel more confident in their decision to buy long-term care insurance. Click here to see the most updated version of the flyer. It is available through all normal ordering channels (not available in FL). If you have any questions, please contact Mutual of Omaha’s Sales Support
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Why should you sell Critical Advantage insurance?
Why should you sell the products in the Critical Advantage Portfolio to your clients? The numbers tell the story. Nearly 1.7 million new cases of cancer were diagnosed in 2016 27.6 million Americans have been diagnosed with heart disease Every 40 seconds someone in the U.S. has a stroke Nearly 5 million Americans have Alzheimer’s disease The products in the Critical Advantage Portfolio pay a lump-sum benefit upon diagnosis for all of these conditions and the money is sent directly to your client, not the health care provider. To learn more about the products in the Critical Advantage Portfolio, click
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Try the LTC e-App on your next sale
Advisors who have used the LTC e-App agree it’s the best way to submit LTC applications. In fact, it’s one of the easiest in the industry. Some other advantages to the e-App are: It’s mistake proof, you always have the right forms that need to be submitted You can view and/or print state filed forms at any time Reduces application scrubbing time You choose the method of signature collection — e-signature email, e-signature face-to-face or wet signature Provides a paperless “green” experience Try the e-App on your next sale and you may never go back to paper. To learn more
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New Senior Assessment Underwriting Requirement
Effective April 1, 2018, a Senior Assessment will be required in certain age/face parameters on fully underwritten life products. It will be completed at the time of the paramedical examination. This testing will assess a client’s cognitive ability, memory functions, mobility testing and ability to perform Activities of Daily Living. What you need to know: Ages: 66 and over Face Amounts: $500,000 and over Products: All fully underwritten life products (IUL, GUL, AccumUL, TLA) This change impacts all applications signed on or after April 1, 2018. If you have any questions, please contact your Mutual of Omaha Account Executive or
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Good News | Get Competitive Rates + Discounts On Your Errors & Omissions
Pricing for GoldenCare’s Discounted E & O Now Available Plus, earn yourself a better discount on next year’s enrollment! Here’s how: Enroll in GoldenCare’s 2018/2019 Errors & Omissions Program Submit any of the following: (written & issued between 4/1/2018 and 4/1/2019), • 3 Mutual of Omaha LTCi Applications • 3 CareShield Applications with Minnesota Life • 3 GTL Critical Cash/Critical Care Applications, or • 5 Omaha Medicare Supplement Applications and Receive a Renewal Discount on Next Year’s (2019/2020) Enrollment! For more information, call 800-842-7799 and speak with your Regional Director. Read Full Good News Article Click Here to add carriers/products to your appointments. If you
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GoldenCare Newsletter | March 26, 2018
In this GoldenCare Newsletter Edition From GoldenCare: New!! Guarantee Trust Life Insurance Company’s recently-launched Home Health Care product complements the Critical Cash plan so well – it’s a close comparison! Now through the end of May, write both policies on an individual client and DOUBLE your earnings! Get all the details in this Edition. Good Luck! Diversify your portfolio for greater sales success! Our new training schedule is posted! Join us for complimentary product and sales training and receive a Continuing Education Voucher for each unique event! Voucher does not apply in KY. Join us for an ALL NEW special expert training
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U.S. Holiday Telephone Solicitation Bans for the Month of April 2018
Please be aware of the following U.S. holiday telephone solicitation bans for the month of April. On Sunday, April 1, 2018: Louisiana prohibits unsolicited marketing calls to residents in observance of Easter, however, state law already prohibits telephone solicitation on Sundays On Monday, April 23, 2018: Alabama prohibits unsolicited marketing calls to residents in observance of Confederate Memorial Day On Monday, April 30, 2018: Mississippi prohibits unsolicited marketing calls to residents in observance of Confederate Memorial Day U.S. Holiday Telephone Solicitation Bans for the Month of April 2018 #goldencareagent #mutualofomaha
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