New Senior Assessment Underwriting Requirement

Effective April 1, 2018, a Senior Assessment will be required in certain age/face parameters on fully underwritten life products. It will be completed at the time of the paramedical examination. This testing will assess a client’s cognitive ability, memory functions, mobility testing and ability to perform Activities of Daily Living.

What you need to know:

  • Ages: 66 and over
  • Face Amounts: $500,000 and over
  • Products: All fully underwritten life products (IUL, GUL, AccumUL, TLA)

This change impacts all applications signed on or after April 1, 2018.
If you have any questions, please contact your Mutual of Omaha Account Executive or Sales Director.

New Senior Assessment Underwriting Requirement