Secure Access To Agent Portal We would like to encourage all our licensed producers who have not already done so, to register for our website today. Registered producers have direct access to online training, sales, and information tools. There are also links to view, download, or print our marketing materials and the ability to download our quoting software. Call our Marketing Team at 800-872-3044 if you experience any problems registering for our website. https://usaofpa.com/ #goldencareagent #unitedsecurity
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United Security Assurance: Positive Feedback
Positive Feedback Recently our Coventry Service Program’s1 Wellness Specialists received some positive feedback from two LifeStyle Solutions policyholders. The following comments were extracted from recent telephone calls. “I really appreciate it when your company periodically calls to check up on me.” “Having long term care insurance is very important to my overall financial plan and ensures the legacy which I will provide to others.” When policyholders qualify for benefits, our SecureHorizons plan includes an annual information and consultation session with the Coventry Service Program at no additional cost or charge. The purpose of the annual session is to help policyholders
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Coming soon – updated version of the NGL Rate Calculator
Coming soon, updated version of the NGL Rate Calculator An updated version of the mobile rate calculator has been pushed to iPhone users in the App Store and to Android users in the Google Play Store, and desktop will be released later this month. Eventually, if users have not updated the application to the most recent version, they will be forced to do so when downloading rates. Additionally, the web version of the rate calculator will be updated, and will have a similar look and feel to the mobile and desktop versions. Please be on the lookout for upcoming communications
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MFA on MyNGLIC.com
As of last month, Multi-Factor Authentication (MFA), an extra layer of data security, began protecting you and your clients’ information on MyNGLIC.com. MyNGLIC.com will now ask users to complete a simple, one-time device authentication. Authenticating your device is easy; you simply click a link sent to the email address you have on file at MyNGLIC.com. Click here to see the easy steps to authenticating a device. Please contact NGL’s dedicated Life Product Support team at 800-762-9883 or lifeproductsupport@nglic.com with questions. #goldencareagent #ngl > Related: Updates to NGL’s email encryption NGL: Coming Soon! Extra Identity Protection New enhanced
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Omaha: Mobile Quotes Updates
In order to provide you with the best quoting experience, we continue to improve and upgrade the features of our Quotes for Sales Professionals mobile quoting app. Unfortunately, if you are running an old version of the mobile app, you may be missing out on some of our great new functionality. As of April 23, 2018, the following versions of the mobile app will no longer be supported: 0.0.5 0.0.6 1.0.5 1.2.3 1.2.25 1.2.39 1.3.40 1.3.58 1.3.70 1.3.97 1.3.107 2.0.11 2.0.24 2.0.35 2.0.48 2.0.53 2.0.57 2.0.66 2.0.76 2.0.77 2.1.18 2.2.5 2.3.8 2.4.17 The current version of the mobile app is
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Rate Adjustments Effective July 1, 2018
Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha and we intend to remain a key player in this market for years to come. In order to fulfill this commitment, we actively monitor emerging industry trends as well as our own experience so we can make the adjustments necessary that will allow us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective July 1, 2018: Block of Business Impacted States LTC04I CT, MA, MN LTC06UI MA, MN, NV NHA, LTA, HCA, LT50,
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MutualCare Solutions Underwriting Guide Updates
The MutualCare Solutions underwriting guide has been revised to provide you with the most updated information about uninsurable medications and updated medical impairments and requirements. Updates are effective May 1, 2018. Here are a list of new uninsurable medications that are on pages 22-24. Alemtuzumab Fingolimod Gilenya Hemlibra Idhifa Juluca Lemtrada Mavyret Vosevi Some updated medical impairments you should take note of: ADD/ADHD (Page 26) — clarified Stable 1 year to Stable 1 year on one medication under preferred underwriting Amaurosis Fugax/Amnesia (Page 26) — Added One episode and Two episode classes Drug Abuse (Page 35) — Changed drug free
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Include LTCi in Retirement Planning
Most people understand the basics of retirement planning. Save money, make good investments and contribute to a pension or 401k account. But many people are missing a necessary part of retirement planning—how to pay for long-term care services. A MutualCare Solutions long-term care insurance policy may be the piece your clients need to complete their retirement planning. Our policies cover basic needs like housekeeping and grocery shopping to care in an assisted living center or nursing home. And, the money your clients have saved can be used to enjoy retirement or set up a college fund for grandkids. If your
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“Are Medicare Advantage Plans Steering Enrollees to Lower-Quality Nursing Homes?”
“Are Medicare Advantage Plans Steering Enrollees to Lower-Quality Nursing Homes?,” ElderLawAnswers Quote: “A new study has found that people enrolled in a Medicare Advantage plan were more likely to enter a lower quality nursing home than were people in traditional Medicare. The study raises questions about whether Medicare Advantage plans are influencing beneficiaries’ decisionmaking when it comes to choosing a nursing home.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Talk about the pot calling the kettle black! Elder law attorneys have dumped untold millions of their relatively affluent clients into Medicaid nursing homes at reimbursement
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Clippings, Industry News, and Long-Term Care.
“Clichés about only being as old as you feel are starting to have scientific backing”
“Clichés about only being as old as you feel are starting to have scientific backing,” by Marlene Cimons, Washington Post Quote: “One study, for example, found that as people get older, they consistently say they feel younger — much younger — than their actual age. Another study examining the attitudes of the offspring of centenarians concluded that the centenarians’ children — if they, too, were healthy and long-lived — have a strong sense of purpose and meaning to their lives, compared with the general population. Finally, there is evidence that positive attitudes about aging may reduce the risk of dementia,
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Clippings, Industry News, and Long-Term Care.
