GILICO’s Home Office is moving!

Just a reminder that Guaranty Income LIfe’s Home Office will be closed for our move on Friday, January 18, 2019 and for Martin Luther King Day on Monday, January 21, 2019. Our phone and fax numbers will remain the same. However, we will be moving to a new phone system on Friday, which will cause interruptions in service. Sending an email rather than leaving a voicemail or sending a fax will ensure that your message or paperwork reaches us. Mail or overnight deliveries should be sent to our new address: 2638 S. Sherwood Blvd. Ste. 200 Baton Rouge, LA 70816-3404
Read More

Categories: Guaranty Income, Industry News, and Linked Benefit/Hybrids.

SecureCare multi-pay now available in IN, DE and NJ!

SecureCare multi-pay now available in IN, DE and NJ! Thanks to our enhanced SecureCare Universal Life, your long-term care (LTC) conversation just got easier. Now you can offer a long-term care insurance option that gives your clients the flexibility, simplicity and freedom they deserve. Our new-and-improved SecureCare is now available in Indiana, Delaware and New Jersey, and boasts enhanced features and benefits, including: Cash indemnity benefits Single and multi-pay options Reduced-paid up benefit1 Learn more   1   Reduced paid-up benefit refers to the reduced paid-up nonforfeiture benefit that purchases paid-up insurance in the event of premium lapse.   SecureCare
Read More

Categories: Industry News, Linked Benefit/Hybrids, and Securian.

Coming Soon: Minimum Payment Implementation for 2019

Coming Soon: Minimum Payment Implementation for 2019 December 10, 2018 Beginning January of 2019, a twenty-five dollar minimum compensation payment will be implemented. What this means is, if your payment does not reach the minimum at the end of the pay period, that payment will carry over and pay out when your balance reaches twenty-five dollars. If you do not accumulate the minimum over a 12 month payment period, the balance forward amount will be released on or before December 31st. Please note, you will continue to receive compensation statements irrespective of the dollar amount that has been accumulated, but
Read More

Categories: Industry News, Linked Benefit/Hybrids, and Securian.

Asset-Care product changes effective Jan. 1, 2019

To help maintain OneAmerica’s commitment to providing comprehensive, lifetime financial solutions for our clients, we are changing the availability of our joint life Asset-Care® acceleration options.   What’s changing Beginning Jan. 1, 2019, the option of joint life with 4% acceleration will no longer be available on any Asset-Care product. This change allows us to maintain a healthy, robust product portfolio and continue providing products for consumers that are more life and LTC balanced. Transition rules Please review the following deadlines to ensure applications are received and funded accordingly: All applications — both paper and electronic — must be received
Read More

Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

Looking forward to 2019: A message from Tracey Edgar

We have a lot to look forward to in 2019 TRACEY EDGAR, ONEAMERICA® CARE SOLUTIONS DISTRIBUTION LEADER As I expressed in October, we at OneAmerica value your business and owe our success this year to each of you as our customer. I would now like to highlight improvements we’re making to show our commitment to excellence for you.   Making progress We’ve been making strides in the right direction. Our new case managers are training to increase one-on-one communications about underwriting decisions and next steps. We’ve increased our new business processing capacity by adding new underwriters, and we’ve successfully moved
Read More

Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

Protect your clients from the Medicare myth

The retirement red flag you don’t want to miss A red flag in many retirement plans? Counting on Medicare to help pay for potential long-term care costs. Many clients don’t understand that Medicare does not pay for the type of care they’d need during an extended health care event. But if you don’t talk to clients about how they plan to pay for care, it’s a red flag you’ll never see – and an opportunity you’ll miss. We can help you have the long-term care conversation with clients and take the first step toward presenting them with solutions that address
Read More

Categories: Industry News, Linked Benefit/Hybrids, and Securian.

OneAmerica — Care Solutions News: November 2018

Year-end Reminders OneAmerica holiday hours Review our 2018 holiday schedule to see when we’re closed. The schedule also includes holiday hours for LTCG, our Care Solutions interview vendor.   Year-end processing deadlines Review important deadlines to help help ensure a successful year end and make your cases count for 2018 production.   2018 required minimum distribution (RMD) deadlines Review our guidelines to ensure timely year-end processing of RMDs from OneAmerica policies. Operations updates REMINDER: Use ticket application and improved policy issue process to finish 2018 strong Throughout 2018, we’ve continued to streamline our new business submission process for Care Solutions
Read More

Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

Securian 2018 Year-End guidelines

Thank you for your continued business this past year. As we approach the end of 2018, please keep in mind the following dates and guidelines to ensure that all your business processes in a smooth and timely manner. Deadlines December 14 Recommended last day for Tele-UW and Medical Requirements December 21 Last day to process business for 2018 compensation; all missing requirements, including money, must be received in good order by 3 p.m. CT December 24 Securian Financial closed at 12:00 p.m. CT December 25 Securian Financial closed December 26 Last day to overnight requirements, communicate product changes on pending
Read More

Categories: Industry News, Linked Benefit/Hybrids, and Securian.

Use ticket application and improved policy issue process to end 2018 strong

Reminder: Use ticket application and improved policy issue process to end 2018 strong   Throughout 2018, we’ve continued to streamline our new business submission process for Care Solutions products. As we rolled out in August, utilizing the new ticket application combined with the new policy issue process is the fastest way to get paid and end the year strong.   Beginning Dec. 3: COD will be on request only When using our ticket application and following the streamlined process, agents now submit premium prior to policy issue/delivery. Once the premium is received, new business issues and pays the policy, which
Read More

Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

SecureCare multi-pay now available in DC and SD!

SecureCare multi-pay now available in DC and SD! Thanks to our enhanced SecureCare Universal Life, your long-term care (LTC) conversation just got easier. Now you can offer a long-term care insurance option that gives your clients the flexibility, simplicity and freedom they deserve. Our new-and-improved SecureCare is now available in Washington D.C. and South Dakota, and boasts enhanced features and benefits, including: Cash indemnity benefits Single and multi-pay options Reduced-paid up benefit1 Learn more   1   Reduced paid-up benefit refers to the reduced paid-up nonforfeiture benefit that purchases paid-up insurance in the event of premium lapse.   SecureCare multi-pay
Read More

Categories: Industry News, Linked Benefit/Hybrids, and Securian.