GILICO 6 Year Products Are Now Available Above Age 79!

Higher Issue Ages Guaranty 6 issued through age 90! 3.40% Guaranteed for 6 Years Full Accumulation Value Death Benefit Interest Monthly After 30 Days IRA/RMD Friendly Guaranty 4 and Guaranty 6 annuities offer interest rates which are among the highest MYGA rates currently being offered! They offer safety, stability and triple compounding; and the extended issue ages and great rates make these an easy sale for many clients!   AnnuiCare® 6 issued through age 85! 3.40% Guaranteed for 6 Years Full Accumulation Value Death Benefit Effective April 1, 2018, clients over age 79 have an additional AnnuiCare® option. AnnuiCare® 6
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Categories: Guaranty Income, Industry News, and Linked Benefit/Hybrids.

Indiana Severe Weather and Flooding

EMERGENCY RULES FOR INDIVIDUAL LIFE AND ANNUITY CLIENTS IMPACTED BY INDIANA SEVERE WEATHER AND FLOODING March 29, 2018 Indiana recently issued an Emergency Bulletin, which impacts clients living in the following counties, affected by the recent severe storms and heavy rains: Benton, Carroll, Clark, Crawford, Dearborn, Elkhart, Floyd, Fulton, Gibson, Harrison, Jackson, Jasper, Jefferson, Kosciusko, LaGrange, LaPorte, Lake, Marshall, Newton, Noble, Ohio, Perry, Porter, Posey, Pulaski, Spencer, St. Joseph, Starke, Switzerland, Vanderburgh, Vermillion, Wabash, Warren, Warrick, and White counties. To assist our mutual individual life and annuity clients living in these Indiana counties and to fully comply with the Emergency
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Categories: Industry News, Linked Benefit/Hybrids, and Securian.

CareShield: Underwriting Experience Now Enhanced

Underwriting Experience Now Enhanced To improve the underwriting experience for our clients, we’ve removed the APS (Attending Physician Statement) requirement for clients up to age 60 and face amounts up to $2 million. In addition, the EKG is no longer an age/amount requirement. Learn More >   Please note: Regardless of age, an APS may still be needed on CareShield business depending on the health history provided in the completed application.   #goldencareagent #minnesotalife #securian
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Categories: Industry News, Linked Benefit/Hybrids, and Securian.

Introducing a NEW Inflation Option for SecureCare in New Jersey!

Introducing a NEW Inflation Option for SecureCare in New Jersey! Giving your clients more choices for their long-term care protection, Securian now offers four inflation options: 3% simple, 3% compound, 5% simple and 5% compound interest.1 See how SecureCare stacks up in compound inflation scenarios. > View Competitive Flyer   1 – If the Long-Term Care Inflation Protection Agreement is elected at time of policy application, clients must take the maximum monthly long-term care benefit payment upon eligibility for benefits in order for benefits to be payable. Availability may vary by state.   #goldencareagent #minnesotalife #securian
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Categories: Industry News, Linked Benefit/Hybrids, and Securian.

SecureCare Case Study: Reimbursement vs Indemnity Plans

Help your clients get the most out of their LTC benefits Check out our new case study comparing reimbursement plans to indemnity plans and how SecureCare can help your clients get the most out of their policy. Learn More>   See how SecureCare Stacks up Learn more >   SecureCare Product Highlights Learn more >   NEW! SecureCare: application and underwriting process Learn more >             SecureCare Case Study: Reimbursement vs Indemnity Plans   #goldencareagent #minnesotalife #securian
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Categories: Industry News, Linked Benefit/Hybrids, and Securian.

New! SecureCare Customer Service Line

We now have a dedicated customer service line: 1-800-328-6124, option 5, for all inquiries on new business and status information. To learn more about the SecureCare application and underwriting process and to view our contact sheet, click the links below.   > How it works   > Contact Sheet   NOTE: Important Licensing Information: Previously appointed agents are not automatically eligible to sell SecureCare To prevent delay in the underwriting process, submit your LTC Certification to central licensing prior to submitting an application If you do not have the proper, up-to-date certification at the time of application, a new application
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Categories: Industry News, Linked Benefit/Hybrids, and Securian.

Securian: December 2017 Life Lines

December 2017 As we enter 2018, let’s take a look back We had a fast and furious beginning to 2017 with multiple new products and enhancements. In March, we broke into the long-term care (LTC)/linked-benefit space with our much-anticipated and highly competitive single-pay product, SecureCare. This combination Life/LTC product can give your clients flexibility for the future and protect the assets they’ve worked so hard to build. SecureCare offers three guarantees: If clients need long-term care, a tax-advantaged monthly benefit helps cover expenses associated with care.1 When clients die,2 their beneficiaries receive a death benefit – even if your client
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Categories: Industry News, Life Insurance, Linked Benefit/Hybrids, and Securian.

REMINDER: Paper compensation statements no longer mailed

Discontinuing paper compensation statements Paper compensation statements will no longer be mailed This month, you will begin receiving email notifications when a new statement is available. This email will contain a link to access your statement through our advisor website. Securian will no longer mail paper copies of your compensation statements for compensation earned beginning January 2, 2018. Get Started Today! Access online compensation through our advisor website. If you do not have access, go to https://advisor.securian.com/sites/avs/lbd and select Register. Questions? Call Securian’s Support Line at 1-877-494-1715.   Advisors may opt to continue to receive paper copies of their statements
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Categories: Industry News, Life Insurance, Linked Benefit/Hybrids, and Securian.

Securian’s 2018 Individual Life Rates

Thank you for your continued support this year. As a commitment to stay competitive the majority of our rates will remain the same going into 2018. As a valued advisor, you are receiving advanced notice. Our 2018 rates will be reflected on the websites and in the illustration system beginning January 1, 2018. Dividend Interest Rates Guaranteed Minimum Rate December 2017 Rate January 2018 Rate Secure Accumulator Whole Life 4.00% 5.00% 5.00% Secure Protector Whole Life 4.00% 4.75% 4.75% SecureCare 4.00% 4.00% 4.00% CareShield 2.00% 3.75% 3.50% Interest Crediting Rates Guaranteed Minimum Rate December 2017 Rate January 2018 Rate Accumulator
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Categories: Life Insurance, Linked Benefit/Hybrids, and Securian.