“Regulators End Effort to Develop Long-Term Care Hybrid Rules”

January 10, 2023 | by | Comments Off on “Regulators End Effort to Develop Long-Term Care Hybrid Rules”

“Regulators End Effort to Develop Long-Term Care Hybrid Rules,” by Allison Bell, ThinkAdvisor Quote: “The National Association of Insurance Commissioners has stopped trying to develop new regulations for new types of long-term care benefits products, such as those that combine long-term care benefits with life insurance. Members of the NAIC’s Senior Issues Task Force have voted to shut down an arm — the Long-Term Care Insurance Model Update Subgroup — because the last chair quit in December 2021, finding a new chair has been difficult, and only one person has asked about the subgroup since the last chair left.”   LTC Comment, Stephen A. Moses, President,
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Categories: Clippings and Industry News.

“Enemies”

January 10, 2023 | by | Comments Off on “Enemies”

“Enemies,” by Ronald R. Hagelman, Broker World Quote: “In my humble opinion no one has been a more consistent hard headed advocate of exposing the corrosive relationship between the public response to custodial care for the aged and the lack of success in private responses to reduce and return control of individual claims destiny than Stephen Moses. His most recent manifesto ‘Long-Term Care: The Problem’ recently released from the Paragon Health Institute once again provides conclusive irrefutable evidence that the still mushrooming consequence of current market conditions is the fault of existing misguided public response to the problem. The truth
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Categories: Clippings and Industry News.

“The 10 Fastest Rising Costs for Seniors”

January 10, 2023 | by | Comments Off on “The 10 Fastest Rising Costs for Seniors”

“The 10 Fastest Rising Costs for Seniors,” by John Manganaro, ThinkAdvisor Quote: “To recognize the challenges facing today’s retirees, the Senior Citizens League has published its own analysis identifying the fastest-rising costs for its constituents, using year-over-year CPI data from October. The key findings are included in the following slideshow.”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Seniors find themselves in the eye of the inflation storm. Ironically, it’s the government’s solution (more spending and demand) that cause the problem (higher prices without commensurate supply). The result is more economic pain especially for seniors and
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Categories: Clippings and Industry News.

Union Security Rate Adjustment – Virginia

January 9, 2023 | by | Comments Off on Union Security Rate Adjustment – Virginia

Medicare Supplement Rate Adjustment in Virginia The following rate adjustments are effective February 1, 2023 for new and in-force business in Virginia: Rate Adjustment State Plan A Plan F Plan G Plan N Virginia 12.0% 12.0% 12.0% 12.0%   Applications signed on or before January 31, 2023 will receive the current rates. Application signed on February 1, 2023, or later, will receive the new 2-1-23 rates. Applications re-dated on or after February 1, 2023 will receive the new 2-1-23 rates. Click to download the new Virginia Rate Sheet   Marketing Materials: For your convenience, click on the blue tab above
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Categories: Industry News and Medicare Supp./Adv..
Tags: insurance, Med Supp, medicare, Medicare Supplement, Medicare Supplements, Medigap, Union Security, Union Security Insurance Company, and USIC.

Union Security Rate Adjustment – Pennsylvania

January 9, 2023 | by | Comments Off on Union Security Rate Adjustment – Pennsylvania

Medicare Supplement Rate Adjustment in Pennsylvania The following rate adjustments are effective February 1, 2023 for new and in-force business in Pennsylvania: Rate Adjustment State Plan A Plan B Plan F Plan G Plan N Pennsylvania 12.0% 12.0% 12.0% 12.0% 12.0%   Applications signed on or before January 31, 2023 will receive the current rates. Application signed on February 1, 2023, or later, will receive the new 2-1-23 rates. Applications re-dated on or after February 1, 2023 will receive the new 2-1-23 rates. Click to download the new Pennsylvania Rate Sheet   Marketing Materials: For your convenience, click on the
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Categories: Industry News and Medicare Supp./Adv..
Tags: insurance, Med Supp, medicare, Medicare Supplement, Medicare Supplements, Medigap, Union Security, Union Security Insurance Company, and USIC.

Union Security Rate Adjustment – Kansas

January 9, 2023 | by | Comments Off on Union Security Rate Adjustment – Kansas

Medicare Supplement Rate Adjustment in Kansas The following rate adjustments are effective February 1, 2023 for new and in-force business in Kansas: Rate Adjustment State Plan A Plan F Plan G Plan N Kansas 12.0% 12.0% 12.0% 12.0%   Applications signed on or before January 31, 2023 will receive the current rates. Application signed on February 1, 2023, or later, will receive the new 2-1-23 rates. Applications re-dated on or after February 1, 2023 will receive the new 2-1-23 rates. Click to download the new Kansas Rate Sheet   Marketing Materials: For your convenience, click on the blue tab above
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Categories: Industry News and Medicare Supp./Adv..
Tags: insurance, Med Supp, medicare, Medicare Supplement, Medicare Supplements, Medigap, Union Security, Union Security Insurance Company, and USIC.

Union Security Rate Adjustment – Florida

January 9, 2023 | by | Comments Off on Union Security Rate Adjustment – Florida

Medicare Supplement Rate Adjustment in Florida The following rate adjustments are effective February 1, 2023 for new and in-force business in Florida: Rate Adjustment State Plan A Plan F Plan G Plan N Florida 4.0% 4.0% 4.0% 4.0%   Applications signed on or before January 31, 2023 will receive the current rates. Application signed on February 1, 2023, or later, will receive the new 2-1-23 rates. Applications re-dated on or after February 1, 2023 will receive the new 2-1-23 rates. Click to download the new Florida Rate Sheet   Marketing Materials: For your convenience, click on the blue tab above
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Categories: Industry News and Medicare Supp./Adv..
Tags: insurance, Med Supp, medicare, Medicare Supplement, Medicare Supplements, Medigap, Union Security, Union Security Insurance Company, and USIC.

Union Security Rate Adjustment – Delaware

January 9, 2023 | by | Comments Off on Union Security Rate Adjustment – Delaware

Medicare Supplement Rate Adjustment in Delaware The following rate adjustments are effective February 1, 2023 for new and in-force business in Delaware: Rate Adjustment State Plan A Plan F Plan G Plan N Delaware 5.0% 5.0% 5.0% 5.0%   Applications signed on or before January 31, 2023 will receive the current rates. Application signed on February 1, 2023, or later, will receive the new 2-1-23 rates. Applications re-dated on or after February 1, 2023 will receive the new 2-1-23 rates. Click to download the new Delaware Rate Sheet   Marketing Materials: For your convenience, click on the blue tab above
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Categories: Industry News and Medicare Supp./Adv..
Tags: insurance, Med Supp, medicare, Medicare Supplement, Medicare Supplements, Medigap, Union Security, Union Security Insurance Company, and USIC.

Union Security Rate Adjustment – Tennessee

January 9, 2023 | by | Comments Off on Union Security Rate Adjustment – Tennessee

Medicare Supplement Rate Adjustment in Tennessee The following rate adjustments are effective February 1, 2023 for new and in-force business in Tennessee: Rate Adjustment State Plan A Plan F Plan G Plan N Tennessee 14.0% 14.0% 14.0% 14.0%   Applications signed on or before January 31, 2023 will receive the current rates. Application signed on February 1, 2023, or later, will receive the new 2-1-23 rates. Applications re-dated on or after February 1, 2023 will receive the new 2-1-23 rates. Click to download the new Tennessee Rate Sheet   Marketing Materials: For your convenience, click on the blue tab above
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Categories: Industry News and Medicare Supp./Adv..
Tags: insurance, Med Supp, medicare, Medicare Supplement, Medicare Supplements, Medigap, Union Security, Union Security Insurance Company, and USIC.

Union Security Rate Adjustment – Illinois

January 9, 2023 | by | Comments Off on Union Security Rate Adjustment – Illinois

Medicare Supplement Rate Adjustment in Illinois The following rate adjustments are effective February 1, 2023 for new and in-force business in Illinois: Rate Adjustment State Plan A Plan F Plan G Plan N Illinois 12.0% 12.0% 12.0% 12.0%   Applications signed on or before January 31, 2023 will receive the current rates. Application signed on February 1, 2023, or later, will receive the new 2-1-23 rates. Applications re-dated on or after February 1, 2023 will receive the new 2-1-23 rates. Click to download the new Illinois Rate Sheet   Marketing Materials: For your convenience, click on the blue tab above
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Categories: Industry News and Medicare Supp./Adv..
Tags: insurance, Med Supp, medicare, Medicare Supplement, Medicare Supplements, Medigap, Union Security, Union Security Insurance Company, and USIC.