“Managing care of residents with dementia? There’s an app for that,” by Alicia Lasek, McKnight’s LTC News “A dementia care app for residents and long-term care community managers has won top prize in a technology competition sponsored by the National Institute on Aging. MapHabit is mobile software that visually guides people with dementia and their caregivers through activities of daily living. Using visual cues, it prompts users to follow simple commands to perform daily tasks, such as taking pills or brushing teeth.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): A benign use for our electronic
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“EDITORIAL: Financing long-term care sustainably,” Taipei Times “Regardless of whether tax-based or insurance-based financing is used, there is no way that the government can bear the responsibility of financing long-term care alone. Instead, the government should emphasize its management role and properly use the limited funds to serve the needs of those who require long-term care. Before attempting to reach a consensus on how to fund the long-term care program, the government should try its hardest to make appropriate use of profit-making institutions, non-profit social welfare groups, local communities and even family caregivers.” LTC Comment (from Stephen A. Moses, President,
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“Why Hospitals Are Getting Into The Housing Business,” by Markian Hawryluk, Kaiser Health News “Legally and morally, hospitals cannot discharge patients if they have no safe place to go. So patients who are homeless, frail or live alone, or have unstable housing, can occupy hospital beds for weeks or months — long after their acute medical problem is resolved. For hospitals, it means losing money because a patient lingering in a bed without medical problems doesn’t generate much, if any, income. Meanwhile, acutely ill patients may wait days in the ER to be moved to a floor because a hospital’s
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“Poll: Most Older Adults Wary of Telemedicine,” Futurity “Of those surveyed, only 4% had had a video-based telehealth visit with a doctor via smartphone or computer in the past year. They had mixed reactions. Meanwhile, more than half of all those polled didn’t even know if their health providers offer telehealth visits at all. More than 80% of older adults polled expressed at least one concern about seeing a doctor or other provider virtually rather than in person. And 47% worried about getting the technology to work. But more than half said they’d be willing to try telehealth in some
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“States Focus on Rise of Elderly Populations,” by Andrew Soergel, U.S. News & World Report “U.S. News put together the Best States for Aging ranking to take a closer look at how states are grappling with the ongoing demographic shift.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Click through for details. The results may surprise you.    
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“8 in 10 Older Americans Believe They Are Prepared to Age Well, But Need Help Understanding Their Benefits and Navigating the Health Care System,” by Anthem, BusinessWire “A majority of older Americans (ages 60+) (79%) are prepared to age well, but nearly 7 in 10 (68%) are at least somewhat concerned about their health as they age, and nearly half (46%) need help understanding their health insurance benefits once they have chosen a plan. A survey conducted by The Harris Poll, commissioned by Anthem, Inc. and the National Association of Area Agencies on Aging (n4a), reveals that while most respondents are confident
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“State of Long-Term Care Insurance,” by Moody’s, Advisor Magazine “As insurers undertake LTC actuarial assumption reviews in 2019, we believe those with outdated and less defendable assumptions will likely make adjustments to align with evolving industry experience and longer-term investment return assumptions, potentially leading to a decline in GAAP margins. Those insurers with insufficient or depleted margins would need to take earnings charges. As we have indicated previously, a small change in actuarial assumptions can significantly impact margins, and ultimately reserves, for a long- duration product such as LTC.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform):
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“Difference between Medicare, and Medicaid for nursing home costs,” by Bonnie Kraham, Times Herald-Record “If a loved one needs a stay in a skilled nursing home facility, either for a short time or for life, Medicare or Medicaid may be available to pay for the care. Medicare is for the short stay and Medicaid is for the long term. …In New York, it is never too late to save assets from nursing home costs. If a married couple has too many assets to qualify for Medicaid in a nursing home, the law of spousal refusal allows the spouse at home
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“The High Cost of Long-Term Care Insurance (and What to Use Instead),” by Maryalene LaPonsie, U.S. News and World Report “Long-term care insurers have made significant changes in how they issue and price their plans. ‘They’ve fixed their pricing. They’ve fixed their underwriting,’ says Noel Evans, a long-term care insurance specialist in the District of Columbia. Now that companies have decades of claims data to base their underwriting, premiums should become less volatile in the future. Still, if you find yourself priced out of the market or ineligible for health reasons, there are other options to pay for long-term care, ranging
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