Provide Added Flexibility with Multiple GUL Policies

By choosing a Guaranteed Universal Life, your client receives life insurance protection that is guaranteed for a period up to their lifetime. The client also has flexible options for the future using the Guaranteed Refund Option rider, which is included at no additional cost on all qualifying GUL policies. Learn how purchasing multiple policies can give your clients added flexibility. View the sales idea flyer. This concept can be illustrated for your clients using our What If Report, available on the Winflex Illustration Software Reports tab.   If you have any questions, please contact Mutual of Omaha’s Sales Support at
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Straightforward Income Protection

Should your clients be unable to work due to illness or injury, it’s likely their savings wouldn’t last long for things such as mortgage, groceries, utilities… or much else. Serve your clients as best you can and look at Priority Income Protection®, a quick-issue and affordable disability income insurance product. Designed to be straightforward and easy-to-understand, PIP features knockout health questions, no medical exam, no rate ups and an incredibly simple e-App. View the flyer here.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.   Straightforward Income Protection  
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

New QuickLink to Pre-Sales Tools!

PRE-SALES TOOLS NOW A QUICKLINK   We have added a new QuickLink to Pre-Sales Tools for agents and advisors. Agents, advisors and policyholders also have access to our robust agent portal at GILICO.com. Login takes you to my.gilico.com, where you enter your username and password to access contracts, cash values, contributions, commissions, policy documents, and more. With these two enhancements, we are deactivating GILICOlink.com at the end of September. All documents for 2019 and beyond will be available at the new site. NOTE: If you need 2018 Commission and Annual Statements after September 30, our sales support team can assist
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Categories: Guaranty Income, Industry News, and Linked Benefit/Hybrids.

Good News | New Guide Available: Introducing Critical Advantage Products

Struggling To Introduce Critical Advantage To Your Clients? Mutual of Omaha received feedback from agents asking for tools and information to help identify cross-selling opportunities. A new Guide to Introducing Critical Advantage Products has been developed, packed with cross-selling tips and strategies for success. Click the link below to view/download this new guide. Guide to Introducing Critical Advantage Products Read Full Good News Announcement Questions? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare News
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Categories: GoldenCare News, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

“Medicare reform can no longer be ignored: Warnings from the 2019 Medicare trustees report”

“Medicare reform can no longer be ignored: Warnings from the 2019 Medicare trustees report,” by Joseph Antos and Robert E. Moffit, AEI Economic Perspectives “The latest annual Medicare trustees report highlights the program’s growing fiscal challenge and reflects policymakers’ ongoing failure to prepare Medicare for the future. Program spending on a per-beneficiary basis rose sharply in 2018 and is anticipated to accelerate with the influx of baby boomers turning age 65 and rising health care costs. Medicare’s Hospital Insurance (or Part A) trust fund becomes insolvent in 2026, but the program is already in trouble from a budget perspective. More
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Categories: Clippings, Industry News, and Long-Term Care.

“Artificial Intelligence Models Identify Alzheimer’s Cognitive Decline”

“Artificial Intelligence Models Identify Alzheimer’s Cognitive Decline,” by Jessica Kent, Health IT Analytics “A team from the Massachusetts Institute of Technology (MIT) has developed artificial intelligence tools to determine whether patients at high risk for Alzheimer’s disease will experience cognitive decline. The algorithm was able to predict patient cognition test scores up to two years in the future.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Algorithms make better diagnoses than medical doctors. Why shouldn’t they predict Alzheimer’s?      
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Categories: Clippings, Industry News, and Long-Term Care.

“Scientists rethink Alzheimer’s, diversifying the drug search”

“Scientists rethink Alzheimer’s, diversifying the drug search,” by Lauran Neergaard, Associated Press “For years researchers have been guided by one leading theory — that getting rid of a buildup of a sticky protein called amyloid would ease the mind-robbing disease. Yet drug after drug has failed. They might clear out the gunk, but they’re not stopping Alzheimer’s inevitable worsening. The new mantra: diversify. With more money — the government had a record $2.4 billion to spend on Alzheimer’s research this year — the focus has shifted to exploring multiple novel ways of attacking a disease now considered too complex for
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Categories: Clippings, Industry News, and Long-Term Care.

“AHIP Backs Four Options for Long Term Care Reform”

“AHIP Backs Four Options for Long Term Care Reform,” by Kelsey Waddill, Health Payer Intelligence “America’s Health Insurance Plans (AHIP) published its letter to the Federal Interagency Task Force on Long-Term Care Insurance (Task Force) agreeing with their decision to address long-term care insurance (LTCI) and offering suggestions on federal policy options related to LTCI. … AHIP lauded the Task Force’s mission in a letter responding to request for public comment. The payer organization then laid out four LTCI reforms from the 2017 federal policy options that the organization believes the Task Force should pursue.” LTC Comment (from Stephen A. Moses, President,
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Categories: Clippings, Industry News, and Long-Term Care.

GoldenCare Newsletter | September 9, 2019

In this GoldenCare Newsletter Edition Read Full GoldenCare Newsletter, September 9, 2019 Edition From GoldenCare: Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on all the latest and greatest in the industry.    For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTCCEO Updates: Be sure you’ve got the latest version!  Double click “Check for Updates” on your desktop to receive the latest update or call us at 800-842-7799! Happy Selling! Current Promotion!: Mutual of Omaha DREAM BIG Promotion Get those
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), and National Guardian Life.

“How to mitigate risk when a resident needs a higher level of care”

“How to mitigate risk when a resident needs a higher level of care,” by Brian McGovern, McKnight’s Senior Living “One of the primary reasons an older adult chooses to move to a life plan community (also known as a continuing care retirement community) is the security of knowing one can access a higher level of care — be it assisted living, memory care or skilled nursing — on the same campus should care needs become more pronounced during the remainder of his or her life. … Over that same time frame, however, the resident often will become attached to the
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Categories: Clippings, Industry News, and Long-Term Care.