Covering 11 serious health diagnoses and offering direct payment to policyholders are just some of the advantages with a Critical Illness policy. But if your client is cost-conscious about the price of the policy or possibly never using it, there is a way to address that concern. Critical Illness insurance is part of the Critical Advantage portfolio. All critical illness policies have a built-in return of premium benefit. Any premiums paid, minus any policy benefits received, will be refunded to a beneficiary upon death. It’s like a money-back guarantee if the policy is not needed. This gives clients the coverage
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On November 1st, 2017, Mutual of Omaha will be releasing the Critical Advantage portfolio in Arizona. Critical Advantage is critical illness, cancer, heart attack and stroke insurance policies that provide a lump-sum benefit upon diagnosis. And on November 11, 2017, Mutual of Omaha will be releasing the Critical Advantage portfolio in California.   Features with Critical Advantage Benefit amounts from $10,000-$100,000 payable upon diagnosis Individual, Individual plus child/children, or family coverage options Underwriting The Critical Advantage portfolio has the following underwriting criteria: Express underwriting For benefit amounts $10,000 to $50,000 The application simple “yes or no” knock-out health questions Simplified
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The Critical Advantage e-App can easily be completed at point of sale. It can be used with all products in the Critical Advantage portfolio. e-App Advantages When you use the e-App you’re showing how easy it is to do business with you and Mutual of Omaha. Saves you time, ensures accuracy Easy to understand process for you and your client Conveniently includes all required forms Provides quick-issue in days. Fast coverage for clients, fast payments for you Offers signature collection options so you can choose what’s best e-App Features There are great features built in so you can sail through
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