Advantage Plus Upgrade Now Available!

You asked for it, and we delivered! The industry-leading Advantage Plus is now even better! E-App update available on Apple or Android devices now! New Base Plan Options Up to $750 per day hospitalization benefit. Ambulance Rider Upgrade Choice from $50 – $400 daily usage benefit, up to 4 times per year, lifetime max of 12 trips, air ambulance coverage included, and no hospital confinement required. Skilled Nursing Rider Addition Choice of two coverage options of $100, $150, $200 per day for day 1-50 -OR- $120 per day for days 21-100. Lump Sum Cancer Rider Update Addition of the $6,700
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Categories: Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.

Get your apps in for the Summer Stack – ‘Em Promo!

The MutualCare® Custom Solution plan is one of the most competitive, flexible LTCi plans on the market, underwritten by Mutual of Omaha Insurance Company, a name your clients know and trust. Now through September 30, 2018: Not selling Mutual of Omaha yet? Click here to add carriers & products to your appointments. * For Complete Promotion Details, Rules & Conditions, Click Here. For producer use only. Not for use with the general public. Questions? Call our Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare
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Categories: GoldenCare News, Industry News, and Mutual of Omaha (& Affiliates).

Gear up for AEP with the GTL e-App!

Easily quote and submit business electronically this AEP! The e-App will be your own digital assistant to help you sell GTL’s industry-leading products! DOWNLOAD FORAPPLE DEVICES  DOWNLOAD FORANDROID DEVICES   Unsure how to download, register or log in? The GTL e-App and Agent Portal now have an “Agent Help” button on the login screen. By clicking on the button you will have access to step-by-step videos that address the most common questions agents have regarding the e-App. Do you have automatic updates set for your GTL e-App? Always have the most up-to-date version by following these steps! CLICK HERE FORAPPLE
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Categories: Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, Industry News, Medicare Supp./Adv., and Short-Term Care.

United Security Assurance – What does LTCi cost?

Long Term Care Insurance What is the cost? The cost of a nursing facility and home health care varies by state, but the following statistics are based on a national average. Skilled Nursing Facility: $253/day; $7,689/month (private room) $225/day; $6,844/month (semi-private room) Assisted Living Facility: $119/day; $3,628/month (1 Bedroom Unit) Home Health Care: $20.50/hour (Home Health Aid) $20/hour (Homemaker/companion) Adult Day Care: $68/day     According to Medicare, approximately 43% of people over the age of 65 are likely to spend some time in a nursing home; of these, 24% will be there less than one year. Average stay in
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Categories: Industry News, Long-Term Care, and United Security.

Union Security Expands National Footprint!

Sharing some good news with you regarding the hottest new product in the Medicare Supplement market. Effective September 17, Union Security Insurance Company will begin accepting new business sales in the following states: Colorada, New Jersey, North Dakota, Pennsylvania, Texas and Wisconsin Below you will find the approved rates and agents in these states will begin receiving their sales kit this week in preparation for the releases. As a reminder, you can for the USIC agent portal at www.USICCares.com where you can submit and track new business, view policyholder information, and track commissions. For your convenience, our Quick Start Guide
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Categories: Industry News and Medicare Supp./Adv..

Extended Issue Ages for Term Life Express Non-ROP

Effective October 1, 1018, we are expanding the issue ages for 10T and 15T Non-ROP Term Life Express (TLE) policies. In addition, we are adding four new benefit triggers for the Living Benefits Rider: dementia (including Alzheimer’s), major burns, AIDS and aortic aneurysm surgery. New Issue Ages Issue Ages 18-50:  $25,000 – $300,000 Issue Ages: 51-60:  $25,000 – $250,000 Issue Ages: 61-70:  $25,000 – $150,000 New Living Benefits Triggers for Critical Illness As of October 1st, the Critical Illness Living Benefits Rider will now include benefit triggers for dementia (including Alzheimer’s), major burns, AIDS, and aortic aneurysm surgery in addition
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Medicare News – Omaha Family of Companies

Medicare Supplement: Upcoming Med supp Rate Adjustments Scroll through the announcement for details on the following rate adjustments. • Modernized In-force Rate Adjustment — UMS-MS SELECT • Standardized Rate Adjustment — UW-AR   Medicare SELECT Provider Directory Updates Please view the following updates to the Mutual of Omaha Medicare SELECT Provider Directory.   Accepting Med supp Applications During AEP Applications for Medicare supplement with an effective date of January 1, 2019 will be accepted on October 1, 2018.   Medicare Advantage and Prescription Drug Plans: MA and PDP Update Learn more about Mutual’s entry into the Medicare Advantage and Prescription
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Rate Adjustments Effective December 1, 2018

Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha and we intend to remain a key player in this market for years to come. In order to fulfill this commitment, we actively monitor emerging industry trends as well as our own experience so we can make the adjustments necessary that will allow us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective December 1, 2018: Block of Business Impacted States LTC04G Alaska, Alabama, Hawaii, District of Columbia, Nebraska, South Carolina, Virginia and
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

What Makes Our IUL Products Unique?

When it comes to indexed universal life insurance products, there are many different designs. Our IUL Portfolio Overview flyer provides information on what makes our Income Advantage and Life Protection Advantage IUL products unique in the industry. It highlights our: Simple product design Straightforward crediting strategies Competitive participation rates and caps Our index loan option, which comes with a cap Our Guaranteed Refund Option rider, included with qualifying policies at no additional cost Our living benefit riders, including our LTC, Chronic and Terminal Illness riders To learn even more about our IUL products, visit www.discoveriul.com.   What Makes Our IUL
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

In-Force Rate Action Announcement: Florida (Privileged Choice® and Classic Select®)

As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Florida has now allowed the following increases: Florida Product Series Increase Percentage for Issue Ages: Privileged Choice and Classic Select For shared policies only: Ages 18-70: 98.1% phased  (25.6%, 25.6%, 25.6% cumulative) For individual and shared policies:  Age 71: 88.4% phased  (23.5%, 23.5%, 23.5% cumulative) Age 72: 78.5% phased  (21.3%, 21.3%, 21.3% cumulative) Age 73: 69.5% phased  (19%, 19%, 19% cumulative) Age 74: 58.9% phased  (16.7%,
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Categories: Genworth, Industry News, and Long-Term Care.