Please be aware that there is a new Illinois Comparison Checklist for 2017. The Illinois Application Packet has been updated to include the new 2017 Illinois Comparison Checklist. Any application with an effective date of January 1, 2017 or later will need to have the 2017 Illinois Comparison Checklist. The 2016 Illinois Comparison Checklist will end on December 31, 2016. Click on the link below to download a copy of the new Illinois application. Illinois Application Packet #goldencareagent #Sentinel
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“The next healthcare crisis: Changes in way Medicare pays doctors,” by Pawan Grover, M.D., New York Daily News
“Medicare traditionally pays doctors a fee for service. You see a doctor who performs a procedure or service. The doctor bills Medicare and is paid a set fee. MACRA flips that to where the doctor or hospital’s payment is based on the success of the treatment. The intent of the law is good, but it’s not well thought out. “As a consequence of not thinking this through, the law can have significant unintended consequences, such as: Mass exodus of doctors from Medicare resulting in worsening of the doctor shortage crisis. Create incentives for over prescribing of pharmaceutical medications. Worsening of
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MedAmerica to Cease Email Communications
Effective immediately, MedAmerica will no longer distribute agent communications via email. Given our change in strategy, we have determined that the resource required to maintain an email system and database is significantly greater than the demand for this form of communication. Going forward, agent communications will continue to be posted via the agent portal on the MedAmerica website. We recommend you login to the website at least monthly to check for important news and review your commission statements. If you have any questions about this change in policy, please contact MedAmerica Agent Services at 800.724.1582. MedAmerica to Cease Email Communications
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“NAIC seeks long-term care insurer insolvency comments,” by Allison Bell, LifeHealthPRO
“The Financial Condition Committee recently approved a set of 2017 charges that call for the working group to ‘evaluate and consider long-term care … insurance and the impact of (long-term care) insurer insolvencies on the Life and Health Insurance Guaranty Association Model Act (Number 520),’ according to a meeting summary report. … Some have suggested that long-term care insurer insolvencies may be of interest to health insurers as well as to long-term care insurance issuers, because some states treat long-term care insurance as a health product and make health insurers share in the cost of helping failed long-term care insurance
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2016 Year in Review
We have seen many changes in 2016, but one thing has remained constant, our commitment to long term care (LTC) insurance. Over the past year we have made significant investments and improvements that benefit consumers and our distribution partners. We made LTC insurance: More accessible Expanded allowable medical conditions Implemented Count Offers for qualifying conditions previously declined More affordable Launched Element℠, a prepackaged LTC insurance solution that is easy to sell for producers and provides meaningful benefits at affordable prices for your clients Check out this new Video to see what Element is all about Easier and faster Discontinued
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Genworth and Industry News.
Rhode Island Secondary Address Form Required After January 1, 2017
Effective January 1, 2017, a secondary addressee form (the Secondary Addressee form – 3333) will be added to Rhode Island application kits and will be available from the Supplies section of the MyNGLIC.com agent website. The addition of this form will help you stay compliant with the state requirement to offer clients the right to a secondary addressee— to designate an additional person to receive notification of possible lapses or cancellation in coverage. Please contact NGL Life Product Support at 800-762-9883 or lifeproductsupport@nglic.com with questions. Thank you. Secondary Addressee form – 3333 #goldencareagent #NGL
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GTL’s New Cutting Edge E-Application
Break away from the competition with GTL’s new cutting edge E-Application! Get paid faster by using your iPad, Android device or web browser to submit and deliver electronic policies instantly to your clients. This new platform is easier than ever, works on all devices and allows you to quote multiple products off-line. After December 15th, you can download the GTL E-App from the Google Play store or Apple store OR go to http://gtlic.com/agent-connection.html to use it from your desktop computer. The first time you use the new E-App you will need to click REGISTER to create a new user name
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GoldenCare Newsletter | December 19, 2016 Edition
From GoldenCare: Ring in 2017 with our End-Of-Year Grand Finale! Catch up on all the moves, shake-ups and changes that happened in 2016 and get a jump on your success in 2017. Reserve your seats: Wed, Dec 28, 2016 10:00 AM to 10:30 AM CST Thurs, Dec 29, 2016 2:00 PM to 2:30 PM CST Our Guest Article is “The Tax Benefits of Long Term Care Insurance” by Maryalene LaPonsie, U.S. News and World Reports. Enjoy! Minnesota Life / Securian now has Client Videos on YouTube! See the newsletter to check out some of their most popular videos. GTL has
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Aetna Medicare Supplement Rate Changes: DE, IN, WV
Rate adjustments have been approved for individual Medicare Supplement plans in Delaware (AHLIC), Indiana (CLI), and West Virginia (AHLIC) effective February 1, 2017. New Business Guidelines for Medicare Supplement Rate Adjustments (Open Block) on Medicare Supplement plans underwritten by: Aetna Health and Life Insurance Company (AHLIC) American Continental Insurance Company (ACI) Continental Life Insurance Company of Brentwood, Tennessee (CLI) The date the applicant signs an application (application signature date) AND the policy effective date determine which rates to apply to your new business. Instructions on how to apply a rate change to NEW applications are provided in the table within
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Aetna and Medicare Supp./Adv..
Holiday Office Hours & Telephone Interview Phone Line Maintenance
Holiday Office Hours The Aetna Senior Supplemental Insurance offices will be closed on Monday, December 26 so that our associates can spend time with their loved ones. We wish you a yours a happy holiday season! Telephone Interview Phone Line Maintenance Due to scheduled maintenance, the telephone interview phone lines for our Medicare Supplement and Final Expense products will be unavailable from Friday, December 23 at 10 p.m. CT until Sunday, December 25 at 2 p.m. CT. The automated voice signature line will remain available during this time. We apologize for any inconvenience. #goldencareagent #Aetna
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