“Sometimes when things go wrong, they’re right. Oh, so right. That’s the position long-term care professionals now find themselves in — or at least hope they do.  Heading into the Nov. 8 elections, long-term care lobbyists were preparing for an entirely different script from the one they’re now holding. Republicans swept the White House and BOTH chambers of Congress, to the surprise of even the most political of wonks.  Like a kid who had found extra presents under the Christmas tree, the American Health Care Association’s lead lobbyist, Clifton J. Porter II, said perspectives changed overnight.” LTC Comment (from Stephen
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“Fortunately, solutions are available to help those who failed to plan. A fast-growing area of long-term care planning is ‘crisis management.’  Strategies are available for financial and legal advisors to help families pay for the costs of long-term care. Among them: settling life insurance policy death benefits into a structured vehicle that will pay for the costs of senior retirement living and long-term care.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Hopefully, more people will choose this option than the far-more-common method of “crisis management” promoted by Medicaid planners:  shelter or divest and let welfare
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“You wake up and someone makes you breakfast. You attend a lecture, eat lunch and enjoy a book club meeting, then eat dinner with friends, and finish the night with a movie before heading to bed. While this lifestyle sounds convenient and relaxing, it may be what is killing older adults in assisted living communities.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Will you be able to afford long-term living and care that does more than plant you in a chair in front of a TV set? The Perils of Too Much Relaxation in Assisted
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“Approximately 20% of individuals aged 85 or more years in the United States need assistance with activities of daily living, according to newly released government data.  Overall, 19.9% of members of this age group need help with activities such as eating, bathing, dressing or walking. More women (22.9%) than men (14.4%) need assistance.  …  Adults aged 85 or more years were more than twice as likely to need ADL assistance as were adults aged 75 to 84 years (6.9%), according to the findings, and they were more than six times more likely to need help with personal care as adults
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