“At the recent AARP Innovations@50+ sold-out gathering of entrepreneurs and investors, Ken Dychtwald offered a mind-stretching glimpse into the longevity-based future and explored which industries, products and services will dominate the longevity marketplace – most of which are currently hiding in plain sight. After a brief presentation, he was joined by NBC’s Jean Chatzky for a candid and illuminating fireside chat about ageism, longevity and personal ups and downs in life’s second half.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Watch this half hour video, especially the first half, and emerge re-motivated. 04 13 17
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“Long term care insurance holds the distinction of being so different from other voluntary benefits offered by employers that it requires a different approach to selling to the workplace – one centered around education, multiple touch-points and a dedicated enrollment period.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Pointers for workplace sales. LTCi: Not Your Average Voluntary Benefit #goldencareagent
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“Acute shortages of home health aides and nursing assistants are cropping up across the country, threatening care for people with serious disabilities and vulnerable older adults. . . . The emerging crisis is driven by low wages — around $10 an hour, mostly funded by state Medicaid programs — and a shrinking pool of workers willing to perform this physically and emotionally demanding work: helping people get into and out of bed, go to the bathroom, shower, eat and participate in routine activities, often while dealing with challenging behaviors.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care
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“Residing in a senior living community can be less expensive than aging in place in a traditional home when all costs are considered, according to a new analysis. . . . For an older adult living in a $500,000 condominium . . . aging in place there can cost almost twice as much as residing in independent living and 36% more than living in an assisted living community.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): It should come as no surprise that aging in place in one’s own home without the economy of scale of
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“The risks . . . are compounded for two spouses with a big age gap because the healthy spouse could need living expenses for many more years after the financial assets have been exhausted following long-term care costs. That makes long-term care insurance an even more valuable part of the financial plan than is the case for similar-age couples.’” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Wise counsel producers might bring to the attention of age-disparate prospect couples Retirement Planning When There’s an Age Gap #goldencareagent
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“Can you afford $8,000 per month for care? Chances are, you’ll need it at some point. Some solutions to that pricey problem include long-term care insurance, ‘living benefits’ and annuities.’” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): More positive coverage from Kiplinger Don’t Let Long-Term Care Costs Devastate Your Retirement #goldencareagent
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