“The risks . . . are compounded for two spouses with a big age gap because the healthy spouse could need living expenses for many more years after the financial assets have been exhausted following long-term care costs. That makes long-term care insurance an even more valuable part of the financial plan than is the case for similar-age couples.’”

LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform):
Wise counsel producers might bring to the attention of age-disparate prospect couples

Retirement Planning When There’s an Age Gap

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