“What You Need to Know About Hybrid Long-Term-Care Insurance,” by Cheryl Winokur Munk, Wall Street Journal “Hybrid policies have grown more popular in recent years, attracting consumers with the promise that if policyholders don’t end up needing long-term care, their beneficiary will receive a death benefit. In addition, premiums for these policies have been more stable over time than stand-alone long-term-care policies because the buyer typically pays a single premium or a series of set premiums over time. Some policies also offer a return-of-premium option—another attractive feature.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): This
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“New Tax Deductible Limits for Long-Term Care Insurance Announced by AALTCI Director,” by Jesse Slome, PR.com “Increased tax deductible limits that can provide significant tax savings for owners of traditional long-term care insurance policies were revealed today by the American Association for Long-Term Care Insurance. … According to AALTCI, premiums paid for traditional long-term care insurance are includable in the term ‘medical care.’ The following are the just announced 2019 limits: Attained Age Before Close of Taxable Year 2019 Limit 40 or less $420 More than 40 but not more than 50 $790 More than 50 but not more than
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“Long-Term Care: A Comparison of Assisted Living and Nursing Homes,” by Carol Marak, SeniorCare.com “Showdown! What’s the difference ‘tween Nursing Homes and Assisted Living? All your prospects are about to find out, thanks to this nifty, embeddable infographic.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Special thanks to Center friend Stephen D. Forman of corporate sponsor Long-Term Care Associates for tipping us to this helpful infographic.  
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“A Dozen Facts About Medicare Advantage,” by Gretchen Jacobson, Anthony Damico, and Tricia Neuman, Kaiser Family Foundation “Medicare Advantage plans have played an increasingly larger role in the Medicare program over the past decade. More than 20 million Medicare beneficiaries (34%) are enrolled in Medicare Advantage plans in 2018. This collection provides updated information about Medicare Advantage enrollment trends, premiums, and out-of-pocket limits. It also includes new analyses of Medicare Advantage plans’ extra benefits, use of prior authorization, and bonus payments paid by Medicare.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Interesting facts about MA.  
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