Good News | GoldenCare’s Priority Is Setting You Up For Sales Success

GoldenCare’s Exclusive Lineup Of Valued Added Tools & Services Did you know that as a GoldenCare agent, you have complementary access to several value-added tools and services, including: Perfect Portfolio of Products Superior, Personal Backend Support Product & Sales Training, Including Specials with LTC Industry Leaders LTC CEO Office, Home and Internet Selling Tools GoldenCare Rewards Program CSG Actuarial Comparison Tools StrateCision Comparison Tools Discounted E & O Coverage Exciting Promotions Featuring Different Products CareOptions Health and Wellness Hub GoldenCare has the tools, services and resources to support your efforts and help you achieve your sales goals!   Read Full
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Categories: COVID-19, GoldenCare News, Industry News, and Long-Term Care.

“The Potential Health Care Costs And Resource Use Associated With COVID-19 In The United States”

“The Potential Health Care Costs And Resource Use Associated With COVID-19 In The United States,” by Sarah M. Bartsch, et al., Health Affairs   Quote: “With the coronavirus disease 2019 (COVID-19) pandemic, one of the major concerns is the burden COVID-19 will impose on the United States (U.S.) health care system. We developed a Monte Carlo simulation model representing the U.S. population and what can happen to each person who gets infected with severe acute respiratory syndrome coronavirus 2 (SARS-CoV2). We estimate resource use and direct medical costs per infection and at the national level, with various “attack rates” (infection
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Categories: Clippings, COVID-19, Industry News, and Long-Term Care.

“Coronavirus to accelerate Social Security, Medicare depletion dates, U.S. officials say”

“Coronavirus to accelerate Social Security, Medicare depletion dates, U.S. officials say,” by David Lawder, Reuters   Quote: “The 2020 Social Security and Medicare trustees reports released on Wednesday did not reflect projections from the coronavirus pandemic but showed continued long-term funding shortfalls for retirement, disability and seniors’ healthcare benefits. … Trump administration officials said that while they have made no official projections on the effects of the virus, if a 15% reduction in employment and revenues persists over the full 2020 year, they expect those depletion dates will move forward.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term
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Categories: Clippings, COVID-19, Industry News, and Long-Term Care.

“What to Do About Your Relatives in Long-Term Care During the Coronavirus Pandemic”

“What to Do About Your Relatives in Long-Term Care During the Coronavirus Pandemic,” by Catherine Roberts, Consumer Reports   Quote: “The decision can be fraught with complications. Is being on lockdown in a nursing home safer than being in an imperfectly quarantined home? Can family and friends provide everything that’s needed? And what are the financial implications of bringing someone home from a nursing home? Of course, there’s no one correct answer to these questions.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Well, actually, there is one correct answer to the last of those questions.
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Categories: Clippings, COVID-19, Industry News, and Long-Term Care.

“A Dozen Facts About Medicare Advantage in 2020”

“A Dozen Facts About Medicare Advantage in 2020,” by Meredith Freed, Anthony Damico, and Tricia Neuman, Kaiser Family Foundation   Quote: “Medicare Advantage enrollment has grown rapidly over the past decade, and Medicare Advantage plans have taken on a larger role in the Medicare program. This data analysis provides current information and trends about Medicare Advantage enrollment, premiums, and out-of-pocket limits. It also includes analyses of Medicare Advantage plans’ extra benefits and prior authorization requirements. The analysis also highlights changes pertaining to Medicare Advantage coverage that have occurred in 2020 in response to the COVID-19 crisis.” LTC Comment (from Stephen A. Moses, President, Center for
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Categories: Clippings, Industry News, and Long-Term Care.

Good News | GTL Online Tools e-App Training Important Contact Information

Be Safe & Keep Earning Commissions With GTL’s PC Platform No in-person appointment? No problem! Stay safe and use GTL’s PC Platform to submit e-applications. The PC Platform does not require your client to sign the e-application in person, so you can conduct your meeting over the phone and sign them up for coverage. You’ll find a training video with cross-selling tips and e-application demo, as well as important contact information. GTL is open for business and here to help! Read Full Good News Article Questions? Call our Marketing Team at 800-842-7799!   Read Full Good News Article    
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Categories: COVID-19, GoldenCare News, Guarantee Trust Life, Industry News, and Long-Term Care.

“White House: Senior Care Facility Visits to Remain Banned Until Final Phase of COVID-19 Reopen Plan”

“White House: Senior Care Facility Visits to Remain Banned Until Final Phase of COVID-19 Reopen Plan,” by Alex Spanko, Skilled Nursing News   Quote: “Blanket restrictions on non-essential visits to senior living and care properties should remain in effect until the very last phase of the federal government’s plan to gradually reopen public places and restart the economy, the White House announced this week. … That rule will likely be in effect for many more months, as the federal ‘Opening Up America Again’ … does not call for lifting the bans until the third and final phase.” LTC Comment (from
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Categories: Clippings, COVID-19, Industry News, and Long-Term Care.

“COVID-19 Issues and Medicaid Policy Options for People Who Need Long-Term Services and Supports”

“COVID-19 Issues and Medicaid Policy Options for People Who Need Long-Term Services and Supports,” by MaryBeth Musumeci and Priya Chidambaram, Kaiser Family Foundation   Quote: “The COVID-19 pandemic has greater implications for people who utilize long-term supports and services (LTSS), including seniors and people with disabilities & chronic illnesses, compared to the general population. This issue brief presents state-level data on LTSS users, including the 2.5 million people who receive HCBS through waivers, 1.3 million people in nursing homes, and 800,000 people in assisted living facilities. This brief also explores key issues and potential state and federal policy responses for LTSS users
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Categories: Clippings, COVID-19, Industry News, and Long-Term Care.

“Some rules of Medicaid for long-term care are changing”

“Some rules of Medicaid for long-term care are changing,” by Bonnie Kraham, Times Herald-Record   Quote: “One of the significant changes is the new ‘look-back period’ for community Medicaid, effective October 1, 2020. … Under previous law, there was no look-back for community Medicaid. An applicant for community Medicaid could give assets to a child and then apply for community Medicaid without penalty. … Another significant change, effective October 1, 2020, exists for certain types of community Medicaid. To qualify, the applicant must generally need assistance with three activities of daily living (ADL), such as eating, bathing, getting dressed, transferring
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Categories: Clippings, Industry News, and Long-Term Care.

GoldenCare Newsletter | April 20, 2020

Read Full GoldenCare Newsletter, April 20, 2020 Edition In this GoldenCare Newsletter Edition From GoldenCare:   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on all the latest and greatest in the industry.    For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTCCEO Updates: NEW UPDATE!  If you haven’t updated yet or you haven’t got your copy, contact us today to find out how! Current installs: Double click “Check for Updates” on your desktop to receive the latest update or
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Categories: GoldenCare News, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), National Guardian Life, and Thrivent.