Transamerica Product Updates

At Transamerica, we continue to seek ways to improve our services, offerings, and processes to make working with us easier for you and your customers. We’re streamlining our product line to focus on the products you’ve told us are the most important while developing the new products and services that you’ve asked for. The products listed below will no longer be available for sale after July 14, 2017. All applications must be received in the home office prior to 4:00 PM ET on Friday, July 14, 2017, to be processed. Any application for one of the listed products received after
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Categories: Industry News and Life Insurance.

Sentinel Independence Day Holiday Office Hours

Holiday Office Hours It’s time for picnics, ice cream, fireworks, and holidays! Our administrative offices will be closed all day on Tuesday, July 4, 2017 in observance of Independence Day. We will resume normal business hours on Wednesday, July 5, 2017. Commissions that would have been paid on July 4th will be paid on July 5th per our regular schedule. #goldencareagent #sentinel
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Categories: Industry News, Life Insurance, and Medicare Supp./Adv..

UPDATE: Form Required August 1, Model Replacement Form

Model Replacement Form Required August 1 in Select States Effective August 1, 2017, NGL will be complying with the state-mandated Model Replacement rule in the required states. Certain states require a Model Replacement form to be submitted with paperwork whenever the proposed insured answers yes to the Applicant Replacement question, even if they don’t plan on replacing that coverage. Between now and August 1, 2017 – policy issuance will not be delayed during this implementation period. Effective August 1, 2017 – policy issuance will be delayed if the form is not included with submitted paperwork. As of 6/22, the following
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Categories: Industry News, Life Insurance, and National Guardian Life.

Sentinel Plan Life Products

Frequently Asked Client Questions One of the most frequently asked questions from our clients is whether or not they can have more than one life insurance policy. Click on the link below for a helpful blog that you can share with your clients. Sentinel Security Life Blog Check back frequently for more tips and other useful information!   #goldencareagent #sentinel
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Categories: Industry News and Life Insurance.

Independence Day Office Closing

Mutual of Omaha and its affiliates (United of Omaha, Companion Life Insurance Company, United World) will be closed on Monday, July 3rd and Tuesday, July 4th for Independence Day. Below are the cut-off dates and times and the adjusted pay schedules. Holiday Pay Calculation Schedule Med Supp E-App & All Life Cutoff 3:00 PM Health Cutoff (excluding LTC) 3:00 PM Long Term Care Cutoff 3:00 PM Direct Deposit (EFT) Available Independence Day, Monday 7/3/2017 & Tuesday 7/4/2017 Friday 6/30/2017 Friday 6/30/2017 Wednesday 6/28/2017 Thursday 6/29/2017 Monday 7/3/2017 Weekly and holiday pay schedules are also available on the Sales Professional Access
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Categories: Accident Insurance, Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Coming Soon: New Term Life Answers e-Application

Coming in July we will have a new Term Life Answers electronic application (e-App). To avoid delays in policy issue, please submit your e-Apps (all signatures completed) by July 7, 2017. Paper Application The Fully Underwritten paper application was updated on June 1, 2017. Refer to the Fully Underwritten Application communication for more information. State Approvals State Application All states except California and New York The new TLA e-App is approved. California The new full application and TLA e-App is pending approval; e-Apps must be submitted (including all signatures) by July 7, 2017. In July when the new e-App rolls
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Sentinel Underwriting Tip

Osteoporosis Osteoporosis is a disease of the bones. It happens when you lose too much bone and/or make too little bone. This means your bones become weak and may break from a minor fall or, in serious cases, even from simple actions, like sneezing or bumping into furniture. Osteoporosis means “porous bone.” Under a microscope healthy bones look like a honeycomb but in bones with osteoporosis the honeycomb holes and spaces are much bigger. This means your bones have lost density or mass and that the structure of your bone tissue has become abnormal making the bone weaker and more
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Categories: Life Insurance and Medicare Supp./Adv..

Our Strength is Showing

In today’s fast changing world, consumers want more information than ever about the companies they choose to do business with. They want to know how strong a company is and whether it has the longevity and stability to be there down the road. For more than a century, Mutual of Omaha has kept our promise to be here to pay our customers’ claims. To help your agents assure potential customers their decision to purchase a Mutual of Omaha policy is sound, we’ve updated our popular Strong, Stable, Secure brochure for 2017. Request your copies today. View the Brochure   #goldencareagent
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Categories: Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Our Repriced TLA Rates Will Take You to New Places

Effective June 1, 2017, we repriced Term Life Answers to help you outdistance the competition. Here’s where we win the sale: • Preferred Plus risk classes • Males and Females ages 35-50; AGE LAST BIRTHDAY • Term Life Answers 10-year and 20-year • Face amount bands of $250,000 and $500,000+ Here’s how we’re your #1 Carrier for Life: • Top Accelerated Death Benefit for Terminal Illness rider features up to $1,000,000 • Leading conversion opportunities prior to age 75 • Competitive Fit underwriting credits to keep your clients at Standard up to age 75 Quoting Tools All major quoting tools
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Introducing the Marketing Solution Center

Stay in front of your agents with turnkey co-branded materials, tools and resources that promote our products on your behalf. It’s all on our Marketing Solution Center website. Start reaching out today with emails, banner ads, videos, etc. about our: Critical Advantage℠ portfolio’s cancer, heart attack/stroke insurance Medicare supplement insurance MutualCare® Solutions long-term care insurance Priority Income Protection® disability insurance Life insurance Before you begin, read this flyer for details and helpful ideas. Visit the Marketing Solution Center   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).