Effective October 1, 1018, we are expanding the issue ages for 10T and 15T Non-ROP Term Life Express (TLE) policies. In addition, we are adding four new benefit triggers for the Living Benefits Rider: dementia (including Alzheimer’s), major burns, AIDS and aortic aneurysm surgery. New Issue Ages Issue Ages 18-50:  $25,000 – $300,000 Issue Ages: 51-60:  $25,000 – $250,000 Issue Ages: 61-70:  $25,000 – $150,000 New Living Benefits Triggers for Critical Illness As of October 1st, the Critical Illness Living Benefits Rider will now include benefit triggers for dementia (including Alzheimer’s), major burns, AIDS, and aortic aneurysm surgery in addition
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When it comes to indexed universal life insurance products, there are many different designs. Our IUL Portfolio Overview flyer provides information on what makes our Income Advantage and Life Protection Advantage IUL products unique in the industry. It highlights our: Simple product design Straightforward crediting strategies Competitive participation rates and caps Our index loan option, which comes with a cap Our Guaranteed Refund Option rider, included with qualifying policies at no additional cost Our living benefit riders, including our LTC, Chronic and Terminal Illness riders To learn even more about our IUL products, visit www.discoveriul.com.   What Makes Our IUL
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The Guaranteed Refund Option rider is included with all qualifying Income Advantage IUL policies at no additional cost. You may be wondering why clients even need a GRO rider, when most companies illustrate a projected 6 percent (or thereabouts) indexed interest crediting rate. Read the Guaranteed Refund Option on IUL flyer to learn how the GRO rider can help provide clients with an additional layer of protection – especially in an unpredictable market.   Offer Your Clients a Unique Guarantee on Their IUL   #goldencareagent #mutualofomaha
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It’s time for those of us in the industry to celebrate what we do every day—help clients protect their family home, their savings, their way of life and their plans for the future. It’s also a great time for agents to start a conversation about the value of life insurance-whether you’re meeting with a new prospect or conducting an annual review with an existing client. Life insurance and retirement planning Any discussion about life insurance should include its role in retirement planning. Our Map Your Course materials can help. This suite of materials helps you talk with clients about the
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Everything you need to know about our new LTC Rider on Income Advantage IUL and Life Protection Advantage IUL can be found in our LTC Rider Information and Underwriting Guide. This booklet contains: Rider features Tax information Common definitions Underwriting guidelines and requirements New business submission processes Licensing information Claims processes You can download a copy of the LTC Rider Information and Underwriting Guide or you can also order a copy through your normal supply channels. For even more information regarding our new Long-Term Care Rider, go to MutualofOmaha.com/ltc-rider.   Do You Have Questions About the New LTC Rider?  
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We wanted to make you aware of some recent improvements to Customer Access that make it even easier for your clients to manage their Mutual of Omaha account anytime, anywhere. The following two improvements are now available: Beneficiary Changes — Clients can now view beneficiary information and request beneficiary changes online for new inforce life insurance policies. Changes are easy to make and eliminate the need to fill out and submit paper documents. Once the change is made, we will still send written confirmation of the beneficiary change to ensure accurate data. Any beneficiary changes requested on or after August
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A fast turn-around means your clients can get the coverage they need and then get on with their lives. It also means that you can move on to helping your next client. Our Express  life insurance products offer simplified underwriting and application processes, which means policies are issued faster — and you get paid quicker. See the Express Portfolio Flyer to learn how our Express  products’ quick turn around can help increase your number of clients and your sales.   Eliminate the Wait with our Simplified Issue Portfolio   #goldencareagent #mutualofomaha
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