It’s time for those of us in the industry to celebrate what we do every day—help clients protect their family home, their savings, their way of life and their plans for the future. It’s also a great time for agents to start a conversation about the value of life insurance-whether you’re meeting with a new prospect or conducting an annual review with an existing client. Life insurance and retirement planning Any discussion about life insurance should include its role in retirement planning. Our Map Your Course materials can help. This suite of materials helps you talk with clients about the
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Everything you need to know about our new LTC Rider on Income Advantage IUL and Life Protection Advantage IUL can be found in our LTC Rider Information and Underwriting Guide. This booklet contains: Rider features Tax information Common definitions Underwriting guidelines and requirements New business submission processes Licensing information Claims processes You can download a copy of the LTC Rider Information and Underwriting Guide or you can also order a copy through your normal supply channels. For even more information regarding our new Long-Term Care Rider, go to MutualofOmaha.com/ltc-rider.   Do You Have Questions About the New LTC Rider?  
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We wanted to make you aware of some recent improvements to Customer Access that make it even easier for your clients to manage their Mutual of Omaha account anytime, anywhere. The following two improvements are now available: Beneficiary Changes — Clients can now view beneficiary information and request beneficiary changes online for new inforce life insurance policies. Changes are easy to make and eliminate the need to fill out and submit paper documents. Once the change is made, we will still send written confirmation of the beneficiary change to ensure accurate data. Any beneficiary changes requested on or after August
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A fast turn-around means your clients can get the coverage they need and then get on with their lives. It also means that you can move on to helping your next client. Our Express  life insurance products offer simplified underwriting and application processes, which means policies are issued faster — and you get paid quicker. See the Express Portfolio Flyer to learn how our Express  products’ quick turn around can help increase your number of clients and your sales.   Eliminate the Wait with our Simplified Issue Portfolio   #goldencareagent #mutualofomaha
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There are many important reasons to buy life insurance for a child, including: To cover the costs associated with an unexpected loss, AND To help protect a child’s future insurability Here’s a look at how affordable coverage can be: Use our Children’s Whole Life Insurance tri-fold brochure to talk with parents and grandparents about why it’s important to purchase life insurance on a child, as well as how easy it is to apply for. This brochure can be ordered through your normal supply channels.   Help Protect Your Littlest Clients   #goldencareagent #mutualofomaha
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Our new LTC Rider on Income Advantage IUL and Life Protection Advantage IUL follows what is known as a reimbursement rider model. Many other companies use an indemnity model. Knowing the difference is important. Here’s a basic definition: Indemnity – Policyowner can take rider benefits up to the maximum monthly benefit limit regardless of the actual expenses incurred. Reimbursement – Policyowner is reimbursed based on actual expenses incurred by the insured, up to the maximum monthly benefit limit. At first glance based on the definitions alone, an indemnity rider may seem like the obvious choice, that your client has access
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