“Are You Ready to Move Your Aging Parent Into Your Home?”

“Are You Ready to Move Your Aging Parent Into Your Home?,” by Bruce Horowitz, AARP Quote: “While no list of questions can be comprehensive — particularly during an ongoing pandemic — this represents an important start before embarking on a life-changing act that will deeply affect everyone involved. Perhaps the single most unasked question, according to Gary Powell, founder and executive director of The Caregiver Foundation, is: ‘Can I really do this?’” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Do you still get the objection “my kids will take care of me?” If so, show them this article.
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Categories: Clippings and Industry News.

“My Perfect World”

“My Perfect World,” by Robyn Stone, Leading Age LTSS Center Quote: “I’m wondering how we can possibly devise policies that address the growing need for long-term services and supports among older adults when we don’t have a housing policy that addresses the need to provide all Americans with viable housing options throughout their lifespans.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Answer: you can’t devise policies to achieve that goal. That kind of arrogance created long-term care’s problems. The Soviet Union proved central planning doesn’t work. For details, see Ludvig von Mises, Friedrich Hayek, and Murray
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Categories: Clippings and Industry News.

“For most seniors, there’s no place like home”

“For most seniors, there’s no place like home,” by Kathleen Steele Galvin, McKnight’s Senior Living Quote: “An overwhelming number of seniors want to stay in their own homes rather than move to an assisted living community, according to recent data from the American Advisors Group. A survey of 1,552 participants ages 60 to 75 from all regions of the United States, 92% of the respondents said they would prefer to live their later years in their current home instead of moving to an assisted living community. Eighty percent said they want to live in their own home for the rest of
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Categories: Clippings and Industry News.

“The Troubling Trend of ‘Gray Sheeting’ Life Insurance Policies”

“The Troubling Trend of ‘Gray Sheeting’ Life Insurance Policies,” by Wm. Scott Page, Advisor Magazine Quote: “An underground market of buyers and sellers within the life insurance industry is taking advantage of an inefficient marketplace to systematically underpay for life insurance policies. This phenomenon is what we call gray sheeting. The good news is that it’s easy to avoid having your policy gray sheeted, by having it appraised before you put it on the market. For years, some in the insurance industry have been trying to convince agents and advisors who are counseling clients about selling a life insurance policy
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Categories: Clippings and Industry News.

Humana Achieve State Rates in North Carolina!

Humana’s new Medicare Supplement plans are designed with beneficiaries and agents in mind. These Medicare Supplement plans offer incredible rates with no network restrictions from a name you know and trust. North Carolina plans come with: Vision Discounts, HumanaFirst & Well-Dine* 26% Commissions on Plan N 12% Household Discount New Agent Bonus Program No Additional Contract Needed     Plan F Plan G Plan N   Female: $127.36 $107.98 $84.74   Male: $146.46 $124.18 $97.44   Rates provided are for a 67-year old in zip code 27407.     With no additional contracting needed, we can help you write your
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Categories: Humana, Industry News, and Medicare Supp./Adv..

Humana Achieve State Rates in Nebraska!

Humana’s new Medicare Supplement plans are designed with beneficiaries and agents in mind. These Medicare Supplement plans offer incredible rates with no network restrictions from a name you know and trust. Nebraska plans come with: Vision Discounts, HumanaFirst & Well-Dine* 26% Commissions on Plan N 12% Household Discount New Agent Bonus Program No Additional Contract Needed     Plan F Plan G Plan N   Female: $121.65 $102.73 $80.91   Male: $139.90 $118.14 $93.05   Rates provided are for a 70-year old in zip code 68342.     With no additional contracting needed, we can help you write your first
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Categories: Humana, Industry News, and Medicare Supp./Adv..

Humana Achieve State Rates in Pennsylvania!

Humana’s new Medicare Supplement plans are designed with beneficiaries and agents in mind. These Medicare Supplement plans offer incredible rates with no network restrictions from a name you know and trust. Pennsylvania plans come with: Vision Discounts, HumanaFirst & Well-Dine* 26% Commissions on Plan N 12% Household Discount New Agent Bonus Program No Additional Contract Needed     Plan F Plan G Plan N   Female: $145.94 $123.01 $96.88   Male: $167.83 $141.46 $111.42   Rates provided are for a 70-year old in zip code 16501.     With no additional contracting needed, we can help you write your first
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Categories: Humana, Industry News, and Medicare Supp./Adv..

Humana Achieve State Rates in Texas!

Humana’s new Medicare Supplement plans are designed with beneficiaries and agents in mind. These Medicare Supplement plans offer incredible rates with no network restrictions from a name you know and trust. Texas plans come with: Vision Discounts, HumanaFirst & Well-Dine* 25% Commissions on Plan N 12% Household Discount New Agent Bonus Program No Additional Contract Needed     Plan F Plan G Plan N   Female: $127.36 $107.98 $84.74   Male: $146.46 $124.18 $97.44   Rates provided are for a 67-year old in zip code 79355.     With no additional contracting needed, we can help you write your first
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Categories: Humana, Industry News, and Medicare Supp./Adv..

Humana Achieve State Rates in South Carolina!

Humana’s new Medicare Supplement plans are designed with beneficiaries and agents in mind. These Medicare Supplement plans offer incredible rates with no network restrictions from a name you know and trust. South Carolina plans come with: Vision Discounts, HumanaFirst & Well-Dine* 26% Commissions on Plan N 12% Household Discount New Agent Bonus Program No Additional Contract Needed     Plan F Plan G Plan N   Female: $141.42 $119.42 $94.06   Male: $162.63 $137.34 $108.17   Rates provided are for a 70-year old in zip code 29401.     With no additional contracting needed, we can help you write your
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Categories: Humana, Industry News, and Medicare Supp./Adv..

Humana Achieve State Rates in Tennessee!

Humana’s new Medicare Supplement plans are designed with beneficiaries and agents in mind. These Medicare Supplement plans offer incredible rates with no network restrictions from a name you know and trust. Tennessee plans come with: Vision Discounts, HumanaFirst & Well-Dine* 26% Commissions on Plan N 12% Household Discount New Agent Bonus Program No Additional Contract Needed     Plan F Plan G Plan N   Female: $132.29 $111.72 $87.99   Male: $152.14 $128.48 $101.19   Rates provided are for a 70-year old in zip code 38401.     With no additional contracting needed, we can help you write your first
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Categories: Humana, Industry News, and Medicare Supp./Adv..