Wonderful news! Your application kits are now available bundled in an all-inclusive, easy-to-use electronic package! With the new electronic application kits, you will be able to: Easily view and fill out application forms with clients on your computer, laptop or other device; Collect e-Signatures on these forms, for you and clients; and, then You are able to print all the completed forms with one click instead of having to download and print each form separately! * If you choose to email an application kit to a client, please remember: For security reasons, applications which have been completed and contain personal
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Sentinel Underwriting Tip
Osteoporosis Osteoporosis is a disease of the bones. It happens when you lose too much bone and/or make too little bone. This means your bones become weak and may break from a minor fall or, in serious cases, even from simple actions, like sneezing or bumping into furniture. Osteoporosis means “porous bone.” Under a microscope healthy bones look like a honeycomb but in bones with osteoporosis the honeycomb holes and spaces are much bigger. This means your bones have lost density or mass and that the structure of your bone tissue has become abnormal making the bone weaker and more
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“Why Not Try ‘Medicare for All’? Glad You Asked,” by Megan McArdle, Bloomberg
“Because costs will spiral out of control. Because hospital care will suffer. Because the stakes are too high for a mass experiment.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): We see “Medicare for All” proposals ad nauseum, but for once here’s an article that explains why that’s such an awful idea. Why Not Try ‘Medicare for All’? Glad You Asked #goldencareagent
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Our Strength is Showing
In today’s fast changing world, consumers want more information than ever about the companies they choose to do business with. They want to know how strong a company is and whether it has the longevity and stability to be there down the road. For more than a century, Mutual of Omaha has kept our promise to be here to pay our customers’ claims. To help your agents assure potential customers their decision to purchase a Mutual of Omaha policy is sound, we’ve updated our popular Strong, Stable, Secure brochure for 2017. Request your copies today. View the Brochure #goldencareagent
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“Why is this modest Medicaid reform so controversial?,” by Chris Pope, STAT
“The federal government currently allocates Medicaid money to states according to how much they are themselves able to spend on the program. The AHCA’s proposed caps would limit the amount by which each state is able to automatically claim increases in funding per Medicaid enrollee from federal taxpayers in any particular year. Taken in context, these proposed caps are extraordinarily modest. Far from threatening to end Medicaid as we know it,” the per-capita caps would do little to alter the program’s existing commitments, and serve mainly to increase the scrutiny applied to expansions of benefits that states may make in
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“Midlife Crisis? How About a Late-Life Crisis,” by Marc Agronin, Wall Street Journal
“Enter the late-life crisis as a trend I am seeing increasingly in my geriatric psychiatry practice, in which individuals in their 70s through 90s are wrestling with existential questions that eluded their psyches during middle-aged years of active work, love and play. Now, facing a true twilight of illness, disability and loss, all hell can sometimes break loose in these older lives.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): So, do not go gentle into that good night . . . without LTCI. Midlife Crisis? How About a Late-Life Crisis Reminder: The Wall Street Journal
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“LTCG Introduces the 14th Edition of Its LTC Underwriting Standards,” LTCG
“LTCG, the recognized leader in business processing outsourcing for long term care insurance, has announced the release of its Guide to Long Term Care Insurance Underwriting, considered the gold standard in the industry today. The 14th edition of this manual includes new standards based on the latest medical research, ongoing analysis of LTCG’s extensive underwriting and claims experience, and the introduction of new medical therapies. LTCG’s staff of risk management experts and several outside clinicians are on the development team.” LTC Comment (from Stephen A. Moses, Administrative Coordinator, Center for Long-Term Care Reform): Congratulations to Center corporate member LTCG for
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Minnesota Agents: LIVE On-Location Sales Workshops
Attention: Minnesota Agents You Are Cordially Invited To Attend Our Dynamic Sales Training Workshop Coming To Your Area! Presented by National Marketing Director, Tom Randall, and Regional Director, Jenn Felten. DYNAMIC SALES TRAINING WORKSHOPS 9:00 a.m. to 12:00 p.m. Registration Begins At 8:30 a.m. To Enroll, Call 800-842-7799 or Click Here to complete the online registration form. Topics to be discussed: • Quick Overview of Industry Updates – What’s Going On In The LTC Market?! • In-Depth Product Training – Review Of Products That Make Up A Perfect Portfolio • Sales Techniques & Strategies – For Continued Success in 2017
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Good News | Increase Your Placement Rates Using This Simple Technique
Revealed An Easy Technique To Increase Your Placement Rates Being long-term care insurance specialists, for years we have closely monitored industry trends, changes in LTCi underwriting and placement rates. Our placement rate for applications received with cash had jumped an impressive 25% higher than applications received without cash. Let our experience help you increase your placement rates: Submit premium with applications to increase your clients’ chances of being issued coverage Read Full Good News Article #goldencareagent #placement
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Summer Sizzling Promo
Between June 1, 2017 and August 31, 2017, Earn Amazon.com Gift Cards for each approved applicant: All applications for this promotion must be written between 06/01/2017 and 08/31/2017 To qualify, write Custom Solution with Mutual of Omaha, Critical Cash with Guarantee Trust life, or CareShield with Minnesota Life. Coverage must ultimately be issued and accepted. Annualized Premium per Applicant must be at least $500. Critical CARE business earns points if written before the Critical CASH™ release date in your state. Does not apply to captive agents/agencies, and certain MGA’s or GA’s. Agents with existing GoldenCare Reward balances may request an
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