“You’re Probably Going to Need Medicaid,” by David Grabowski, Jonathan Gruber and Vincent Mor, New York Times “Roughly one in three people now turning 65 will require nursing home care at some point during his or her life. Over three-quarters of long-stay nursing home residents will eventually be covered by Medicaid. Many American voters think Medicaid is only for low-income adults and their children – for people who aren’t ‘like them.’ But Medicaid is not ‘somebody else’s’ insurance. It is insurance for all of our mothers and fathers and, eventually, for ourselves.” LTC Comment (from Stephen A. Moses, President, Center
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Wisconsin Agents: Special Announcement
New Medicare Supplement Plan In Wisconsin Effective June 3, 2017, United World’s new competitively priced Medicare supplement in Wisconsin was made available. Besides new low rates on the Basic plan and riders, Wisconsin offers: A new High Deductible Plan (Policy pays the eligible Part A and Part B Medicare benefits after the $2,200 annual deductible is met) A new Part B Co-Pay/Coinsurance Rider (Policyholder pays a $20 per office visit and a $50 per emergency room visit copayment as an offset to a reduction in premium) Anniversary rating Click below for additional details and access to the rates: New Medicare
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“Drug crisis is pushing up death rates for almost all groups of Americans”
“Drug crisis is pushing up death rates for almost all groups of Americans,” by Joel Achenbach and Dan Keating, Washington Post “The opioid epidemic that has ravaged life expectancy among economically stressed white Americans is taking a rising toll among blacks, Hispanics and Native Americans, driving up the overall rate of death among Americans in the prime of their lives.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Sad irony: the opioid crisis counteracts the LTC crisis. Drug crisis is pushing up death rates for almost all groups of Americans #goldencareagent #opioid
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GoldenCare Special Presentation!
Join Us For A Special Presentation On The LifeStyle Solutions (LSS) & LifeStyle Solutions Select (LSS-Select), two innovative long-term care insurance plans through United Security Assurance. Wednesday, June 14, 2017 2:00 PM to 3:00 PM Central Time Click Here To Register 4 Underwriting Classes, better issue rates Issue Ages up to 85 years old Unisex Premium Rates An Impaired Risk plan for those with challenging health conditions (i.e. MS, Parkinson’s Disease, or Diabetes with use of up to 75 units of insulin per day A built-in Wellness Service Program, designed in collaboration with John Hopkins Geriatrics, can be utilized prior
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“More workers are staying on the job past 65”
“More workers are staying on the job past 65,” by Katie Johnston, Boston Globe “As people live longer and remain healthier, many of them are staying in the workforce far beyond traditional retirement age. Nearly 20 percent of Americans 65 and older are either working or looking for work — the highest rate since 1962, according to the latest numbers from the Bureau of Labor Statistics. And as the baby boom generation ages, the share of these older workers in the labor force is expected to increase faster than for any other age group.” LTC Comment (from Stephen A. Moses,
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“Your 2017 Guide to Long-Term Care and Long-Term Care Insurance”
“Your 2017 Guide to Long-Term Care and Long-Term Care Insurance,” by Todd Campbell, Motley Fool “Given the costs associated with long-term care, and the likelihood of having to cover long-term care costs out-of-pocket, planning ahead for these expenses is critical. One option that may be available is long-term care insurance.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): OK guide except for this: “It may be smart to visit with an elder law attorney, too. They can help you with retirement and long-term care planning strategies that may help protect your savings and home, or offer insight
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Streamlined Voice Signature Process for iGO Med Sup e-App
YOU TALKED. WE LISTENED. We’re excited to announce a faster, easier voice signature process for the Medicare Supplement insurance e-App. We’ve heard your feedback, and have designed an efficient IVR system that reduces the average call time from 15 minutes down to just 5 minutes. Here are some things to keep in mind with the latest version of the voice signature for the e-App: There is a new number to call when using the enhanced process. This number will appear on the e-App screen once you select the voice signature option. Before you’re able to complete and submit applications, clients
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“1 in 3 People in Medicare is Now in Medicare Advantage, With Enrollment Still Concentrated Among a Handful of Insurers,” Kaiser Family Foundation
“For the first time, 1 in every 3 people with Medicare is enrolled in Medicare Advantage, the private Medicare plans that have played an increasingly large role in the Medicare program over the past decade, according to a new analysis from the Kaiser Family Foundation.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): MA continues to surge. 1 in 3 People in Medicare is Now in Medicare Advantage, With Enrollment Still Concentrated Among a Handful of Insurers #goldencareagent
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Missouri Funds Policy
Missouri law states that insurance companies may not hold premium funds for longer than 60 days without issuing the policy. Please be advised that Transamerica may send these funds back to the applicant in this circumstance. Missouri Funds Policy #goldencareagent #transamerica
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Quick and Easy Medicare Supplement Insurance
It’s Easy to Help Fill the Gaps in Medicare! Extremely competitive rates New e-App available Over 40 years in the market! Great household discounts 3-4 day turnaround time Personal treatment by our long-tenured, friendly staff Medicare Supplement is currently available in Arizona, Georgia, Iowa, Idaho, Kentucky, Maryland, Montana, Nevada, Ohio, Pennsylvania, South Carolina, Tennessee and Utah. More states coming soon! Quick and Easy Medicare Supplement Insurance #goldencareagent #gtl
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