“As part of the national effort to defuse a demographic ‘time-bomb’, China is very likely to introduce compulsory long-term care insurance to cope with ever-increasing care needs, particularly for the elderly who have a difficult time living independently due to age, illness or disability, said a national political advisor.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Authoritarian China opts for compulsory government LTCI, but maybe we’ve dodged that bullet fired by three LTC advocacy groups last year. For more, read LTC Bullet: LTC at a Crossroads.” If you’re looking for a silver lining to last
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EssentialLTC Product Approved In Connecticut
National Guardian Life Insurance Company (NGL) is pleased to announce that an additional state has approved their new long-term care insurance plan, EssentialLTC! As of April 3rd, 2017, EssentialLTC will become available for sales in the state of Connecticut! Watch for additional announcements as more states approve the new EssentialLTC product, and begin approving Partnership status. #goldencareagent #NGL
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GTL E-App Technical Fix
If you are unable to utilize the quoting portion on our new mobile e-App, we recommend that you delete the application and reinstall the latest version You can redownload the e-App at the App Store for Apple devices or Google Play for Android devices. Redownloading should resolve any issue you may be experiencing. Thank you for your business! Contact GTL’s Sales Support with any questions at 1-800-323-6907 or agency@gtlic.com. #goldencareagent #GTL
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Your Guide to Transamerica Agent Net Info
Medicare Supplement Business We’re excited to announce the highly requested how-to guide for tracking Medicare Supplement business on Transamerica Agent Net Info (TA ANI)). It helps you view, monitor, print amendments, and fulfill requirements for your cases. Find Your Guide to TA ANI anytime by logging into TAAgentNetInfo.com, or download it now for easy reference. DOWNLOAD GUIDE Your Guide to Transamerica Agent Net Info #goldencareagent #transamerica
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Coming Soon: Securian’s new website for financial professionals
Launching end of Q1! Designed for and by you! As a successful advisor, you want a website and online tools that are intuitive and efficient, so you can access what you need, when you need it — fast! So we tested, asked and tested again and completely reengineered your Securian site for the way you do business. Find what you’re looking for faster Quick links on all pages let you access the tools you use most. Menus that are more visible get you where you need to go. Streamlined content gives you the information you need so you can be
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Medicare Supplement Part D coming to Pennsylvania
We will begin offering Plan D as part of the portfolio of Medicare Supplement options in Pennsylvania starting March 22, 2017. To view the rates, click here. Why not Plan D? Plan D is another options for your senior supplement portfolio with these great features: Lower premium rates than Plan G Pays the same commission rate as Plan G And since Pennsylvania prohibits Medicare providers from charging more than what Medicare allows, Part B excess charges (not covered by Plan D) are not applicable in this state. E-App and sales materials Revised sales materials will be available starting March 22
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Aetna and Medicare Supp./Adv..
“U.S. Household Net Worth Reaches Record $92.8 Trillion,” by Josh Zumbrun, Wall Street Journal
“U.S. household net worth climbed to a record $92.8 trillion in the fourth quarter of 2016, as the end-of-year surge in stocks and a steady climb in home prices added more than $2 trillion of wealth to household balance sheets. The biggest contributor to the increase was the stock market’s end-of-year rally, which added $728 billion to household net worth in the fourth quarter, according to the Federal Reserve’s quarterly financial accounts report.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Clearly, Americans hold more than enough wealth to fund long-term care without depending on a
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GTL’s New Website Is Now Live!
Welcome to the New & Improved GTL Website! Over the last 12 months, we’ve been hard at work expanding our insurance product lines, launching a new iPad, Android and E-application and upgrading our systems to better serve our agents and policyholders. Today, we’re extremely excited to announce the launch of our new and improved corporate website, www.gtlic.com. Our new website has been rebuilt from the ground up to better reflect our brand, communicate who we are and make it easier for you and GTL’s Policyholders to access content. Check back often as we will continually update our website with new
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Getting the Most from LTC Insurance Policies
Some insurance companies offer LTC policies based on a daily benefit amount. Mutual of Omaha’s policies are based on a monthly benefit. While there are similarities between daily and monthly benefits, there are also significant differences. A daily benefit has a per day maximum which means your clients are reimbursed up to a set amount for each day. If the cost of the service is over this amount your client will have to pay the balance. With a monthly benefit, your clients are reimbursed for the actual costs of the services received each day up to the maximum monthly benefit
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Now Available: New Product Portfolio and Underwriting Guide
The March 2017 updates to the Product Portfolio and Underwriting Guidelines booklets are now available. These guides are your go-to resource for knowledge and information about our life insurance products and underwriting services. This version has been updated with the removal of the GUL Plus and GUL Survivor products. The new guides can be ordered through your normal ordering channels, and previewed here: View the Life Product Portfolio pdf (form number 220247) View the Life Underwriting Guidelines pdf (form number 219085) Now Available: New Product Portfolio and Underwriting Guide #goldencareagent #MutualOfOmaha
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