With 80% of consumers using the Internet to search for insurance, how can you stand out online? The answer is Agent Review. As a dedicated consumer-facing platform, Agent Review showcases agent credentials and accomplishments in the community, as well as educates consumers on insurance options and your services. Claim Your Zip Code – Grow Your Business Agent Review brings the review model made popular by Yelp, Avvo and Angie’s List, to the insurance space. The platform empowers consumers to easily understand the consequences for a lack of coverage and then allows them the ability to review agents that fit their
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Aetna Medicare Supplement Rate Change: NJ
Rate adjustments have been approved for individual Medicare Supplement plans in New Jersey (AHLIC) effective February 1, 2017. New Business Guidelines for Medicare Supplement Rate Adjustments (Open Block) on Medicare Supplement plans underwritten by: Aetna Health and Life Insurance Company (AHLIC) American Continental Insurance Company (ACI) Continental Life Insurance Company of Brentwood, Tennessee (CLI) The date the applicant signs an application (application signature date) AND the policy effective date determine which rates to apply to your new business. Instructions on how to apply a rate change to NEW applications are provided in the table within the announcement. All currently marketed
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Aetna and Medicare Supp./Adv..
“Reverse Mortgage Line of Credit Could Fund Long-Term Care,” by Jim Ludwick, Atlanta Journal Constitution
“Having as many resources as possible to cover long-term care needs is an important part of a holistic financial plan. A reverse mortgage line of credit can ensure you’ll have funds readily available at the time of need.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Yeah, RMs are the salvation for private LTC financing, but only when Medicaid stops exempting up to $828,000 worth of home equity. When that happens—notice I say when, not if—people will start using RMs to pay for LTC at which point the world will wake up to a better idea—plan
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“Medicare Advantage Plans in 2017: Short-term Outlook is Stable,” by Gretchen Jacobson, Anthony Damico, Tricia Neuman, and Marsha Gold, Kaiser Family Foundation
“This spotlight analyzes publicly available data to review the Medicare Advantage plans offered in 2017, with information on including plan availability, premiums, out-of-pocket limits and other plan features: The average Medicare beneficiary will be able to choose from 19 plans in 2017, a number which has been relatively stable since 2012. The average beneficiary will be able to choose from plans offered by six firms; one-quarter of beneficiaries nationwide will have a choice of plans offered by three or fewer firms in 2017. If enrollees in Medicare Advantage prescription drug plans (MA-PDs) stay in the same plan between 2016 and
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“Six in Ten Older Adults Have Seen Friends Lose Financial Independence,” by Fidelity Investments, Advisor Magazine
“In fact, while only nine percent of older adults (aged 50-80) surveyed felt they’d ever lose the ability to manage their day-to-day finances, 60 percent admit having witnessed it happen to a friend or family member—and 40 percent actually helped manage their own parents’ finances.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Denial still prevails. Six in Ten Older Adults Have Seen Friends Lose Financial Independence #goldencareagent
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LTC Training Materials
You can refresh your LTCi knowledge by reviewing these short clips: Completing the Application Using the LTC e-App When a Client Goes on Claim Initial Premium Collection Option Be sure to check out Sales Professional Access for other great sales tools. If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com. LTC Training Materials #goldencareagent #MutualOfOmaha
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Payment Options for Customers
Exciting news regarding new process related to payments! Policyowner Services is continually looking for ways to enhance the service experience. As you are aware, this year we’ve been looking at several of our high volume requests and enhancing the related processes to make them more efficient. Recently, we’ve had the opportunity to review the way we handle certain types of payments. We are excited to announce the changes we’ve made to Customer Access to allow additional payment processing! For Life and Health policies: A customer will have the ability to submit an electronic payment during the “special offer” or “timely
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US Holiday Telephone Solicitation Bans for the Month of January 2017
Please be aware of the following U.S. holiday telephone solicitation bans for the month of January. On Monday, January 2, 2017: Alabama, Louisiana, Mississippi, Rhode Island, and Utah prohibit unsolicited marketing calls to residents in observance of New Year’s Day On Sunday, January 8, 2017: Louisiana prohibits unsolicited marketing calls to residents in observance of the Battle of New Orleans; however, state law already prohibits telephone solicitations on Sundays On Monday, January 16, 2017: Alabama, Louisiana, Mississippi, Rhode Island, and Utah prohibit unsolicited marketing calls to residents in observance of Dr. Martin Luther King, Jr. Day On Thursday, January 19,
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Medicare Supplement News – Omaha Family of Companies
March 2017 Modernized Rate Adjustment – Mississippi Modernized Rate Adjustment – MS. #goldencareagent
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Annual Notice of Change mailing
This week, we will be mailing our Medicare Supplement policyholders information about upcoming changes to the Medicare copays and deductibles. Some policyholders will also receive information about a new provider opportunity available in their area. 2017 Medicare copays and deductibles On January 1, 2017, the federal Medicare program will increase the Part A deductibles, Part A daily coinsurance amounts and the Part B deductibles. Deductibles and Coinsurance Amounts for Calendar Years 2016 and 2017 Type of cost sharing 2016 2017 Part A Inpatient hospital deductible $1288 $1316 Daily coinsurance for 61st-90th Day $322 $329 Daily coinsurance for lifetime reserve days
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Aetna and Medicare Supp./Adv..
