November is Long-Term Care Awareness Month

November is Long-Term Care Awareness Month Americans are living longer, and the odds of needing some form of Long-Term Care continues to rise. Many people are not incorporating LTC solutions into their financial plans. When those needs do occur, it’s typically too late to get traditional LTC coverage. Cary Carney, GILICO’s National Sales Director, has seen this first hand. “My mother and three siblings are unfortunate carriers of the debilitating disease CADASIL. We weren’t aware of this until several years ago when a few of them started experiencing related symptoms. Obtaining LTC coverage in their 40’s was not something any
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Categories: Guaranty Income, Industry News, and Linked Benefit/Hybrids.

Tele-Underwriting for AnnuiCare® Starts Today

When AnnuiCare® launched in 1999, it was the first tax-qualified asset-based long-term care and annuity combo in the industry. Twenty years later, though many competitors have pulled their LTC offerings or increased premiums, our LTC premium rates remain unchanged and sales continue to grow. What’s different now is our tele-underwriting process which, in most cases provides an immediate underwriting decision.   While your client is in your office, follow these easy steps: Review the pre-interview checklist here. If the applicant can honestly answer ‘No’ to all seven questions, proceed to the tele-underwriting step. Call 888-390-5824 and an experienced, non-clinical interviewer
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Categories: Guaranty Income, Industry News, and Linked Benefit/Hybrids.