GoldenCare Newsletter | February 13, 2017 Edition

In This Edition From GoldenCare: Join us for new product training brought to your by our Featured Guest Speakers!   We have some special product Consumer Presentations to give away to attendees on some topics. Click Here for details and to register. Promotions! See the Newsletter for a list of the Winners of the 3-in-1 Promotion.  Congratulations to the winners! Our current promo is Kemper February.  As a special thank you to our agents for making GoldenCare the 2nd highest Kemper seller of 2016, we are awarding Reward points for each approved Kemper applicant!   Promo details in the newsletter or at
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Categories: Genworth, GoldenCare News, Guarantee Trust Life, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

GTL Important E-App Update

iPad & iPhone Users, Please Visit the Apple Store and Update to the Most Recent Version of Our New E-App Prior to submitting your next application, please make sure you download/update the latest version of our e-App which now includes some important bug fixes. Make sure you have automatic updates set on your iPad or iPhone to always have the most up-to-date e-App! Click here to make sure you have automatic updates turned on. Thank you for your business! GTL Important E-App Update   #goldencareagent #GTL
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Categories: Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, and Medicare Supp./Adv..

“Opinion: We can change Medicare without hurting Americans – the answer lies in this plan,” by Neeraj Sood, MarketWatch

“[A] significant cost-control mechanism already at work within Medicare could be expanded with small changes to better benefit both patients and the federal budget. The mechanism is Medicare Advantage, which pays private insurers a flat fee or premium to manage the health care of beneficiaries, instead of a check every time a patient received care from a different provider, as happens with traditional Medicare.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Perhaps this would be a less radical, more widely acceptable way to “privatize” Medicare. Opinion: We can change Medicare without hurting Americans – the
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Categories: Industry News and Medicare Supp./Adv..

Medicare Supplement News – Omaha Family of Companies

Mutual of Omaha Upcoming Rate Adjustment Please review information on upcoming rate adjustments in CA, IN, MS, OK, and MD. •  2010 Modernized Rate Adjustment – CA •  In-Force Only Rate Adjustment – MD, OK •  1990 Standardized Rate Adjustment – IN, MS supp #goldencareagent #MutualOfOmaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Medicare Supplement Insurance Premium Rate Changes

Transamerica Premier Life Insurance Company “TPLIC” will be implementing new Medicare Supplement insurance premium rate changes for new sales and inforce policies. The policies that are impacted were originally underwritten by Transamerica Premier Life Insurance Company. The following are the states that will be impacted. State Plan Adjusted Percentage Upload Date New Rate Effective Date Alaska A, F G N 5% increase 2% increase 8% decrease 2/2/2017 4/1/2017 Delaware A, F G N 5% increase 2% increase 16% decrease 2/2/2017 4/1/2017 Idaho A, F G N 9% increase 4% increase 15% decrease 2/2/2017 4/1/2017 Maryland A, F G N 5%
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Categories: Medicare Supp./Adv..

NEW Medicare Supplement coming to TN; Plan D in Ohio

We are excited to announce that we will be offering NEW Medicare Supplement plans (underwritten by AHLIC) in Tennessee starting February 1, 2017. Not only do the new plans offer competitive rates, but applicants residing in the same household can also apply for a 7% household discount. Both the E-App tool and the new sales materials will be available on February 1 by going to the agent side of aetnaseniorproducts.com. In addition, we are adding Plan D to our portfolio of Medicare Supplement products in Ohio starting February 1, 2017. To view the rates, click here. Revised sales materials will
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Categories: Aetna and Medicare Supp./Adv..

“U.S. proposes 0.25 percent hike in Medicare Advantage payments,” by Caroline Humer, Reuter’s

“The U.S. government on Wednesday proposed an increase of 0.25 percent on average in payments to health insurers who offer Medicare Advantage insurance, which provides health benefits to more than 18 million elderly or disabled people.  …  It is not clear if Republicans will make any broad changes to the Medicare Advantage program, or to Medicare. Ipsita Smolinski, managing director at Capitol Street in Washington D.C. said on Wednesday that Medicare Advantage could get a boost amid the Republican push for private programs.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): We’ll see. U.S. proposes 0.25
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Categories: Industry News and Medicare Supp./Adv..

GoldenCare Newsletter | January 30, 2017

From GoldenCare: GoldenCare’s updated 2017 Individual Tax Guide is now available!  Download your copy from the newsletter. Reminder! Partnership Certification and 4-Hour Refresher!   For all LTCi agents who took their initial 8-Hour Partnership Certification prior to January 2015: Producer requirements for training continuation states.  See newsletter for your state’s training requirements. Our Guest Article in this edition is “Consumer Facing Insurance Educational Platform, Agent Review Creates Clients’ Choice Award,” PRNewswire. From Mutual of Omaha:  New Critical Advantage Portfolio to release February 1, 2017!    Mutual of Omaha will be releasing a new Critical Illness, Cancer, Heart Attack and Stroke portfolio: Critical
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Categories: Genworth, GoldenCare News, Industry News, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Medicare Supplement News – Omaha Family of Companies

New Medicare Supplement Plans in Florida Effective January 21, 2017, agents may begin selling the competitively priced Medicare Supplement product in Florida, underwritten by United of Omaha Life insurance Company. In-Force-Only Rate Adjustment Please review information on upcoming 2010 Modernized Rate Adjustments in SD and MI. #goldencareagent
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Categories: Medicare Supp./Adv. and Mutual of Omaha (& Affiliates).

Aetna Medicare Supplement Rate Changes

Rate adjustments have been approved for individual Medicare Supplement plans in the following states: Effective March 1, 2017 Kentucky (AHLIC) Michigan (ACI) Ohio (AHLIC) Oklahoma (AHLIC) Rhode Island (CLI) South Carolina (AHLIC) Vermont (CLI), and Wyoming (ACI) Effective April 1, 2017 Arizona (ACI) For full details, click the link below: Aetna Medicare Supplement Rate Changes: AZ, KY, MI, OH, OK, RI, SC, VT, WY (Log-in required) #goldencareagent #Aetna
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Categories: Aetna and Medicare Supp./Adv..