LTCi Tax Advantages Flyer Updates

A unique advantage of traditional LTCi is the tax benefits it offers to your clients. The LTCi tax advantages flyers are now updated with the 2019 eligible deduction amounts. Let your clients know buying a traditional long-term care insurance policy from Mutual of Omaha offers tax advantages. Also, if you have clients that are small business owners, there may be significant tax savings if they use business dollars to purchase long-term care insurance. For more information on the tax advantages of LTCi policies, review the following: For tax advantages for consumers, click here. For tax advantages for small business owners,
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

LTC Claims Materials

If clients go on claim, there is a good chance they may be calling you for help. Here are some materials that will help you and your client through the claims process. Agent Guide – Enhance your knowledge about the LTCI claims process. Point-of-Sale-Brochure – Show prospective clients how the policy they’re considering will work at claim time. Available in all states except FL. Policyholder Guide – Give to policyholders who contact you to initiate a claim. You can download these items now by clicking on the links above, find them on Forms and Materials on SPA, or order through
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Categories: Long-Term Care and Mutual of Omaha (& Affiliates).

Happy Holidays from United Security Assurance

We are truly grateful for for the many relationships we’ve built over the years, with the hard working producers we serve everyday. Wishing you a season of joy and look forward to our continued success in 2019. The Management and Staff of United Security Assurance A Holiday Message As we head into the new year, I look back and view 2018 as a new beginning for United Security Assurance. We saw the popularity of our short-term home health care product, SecureHorizons  continue to grow with agents and clients alike. With our simplified underwriting approach and its affordability factor, it’s no
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Categories: Industry News and Long-Term Care.

United Security Holiday Office Hours – Christmas 2018

At this Holiday Season, we find ourselves reflecting on the past year and on those who have helped us shape our business. We value our relationship with you and look forward to working with you in the year to come. We would like to take this opportunity to inform you of our office hours for the upcoming holidays. Our Maryland and Pennsylvania offices will be closed on the following days: Monday, December 24 Tuesday, December 25 Tuesday, January 1   We wish you a Happy Holiday Season and a New Year filled with peace and prosperity. The Management and Staff
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Categories: Industry News and Long-Term Care.

GoldenCare Newsletter | December 17, 2018

In this GoldenCare Newsletter Edition From GoldenCare:   Announcement: Mark Randall: The LTC Industry mourns the loss of one of its great leaders. GoldenCare is sorry to announce the loss of Mark Randall, an innovative voice in the Long-Term Care Insurance industry, a key leader, excellent teacher, and close friend. His influence continues today having trained many thousands of agents. Not only did he work with insurance companies to develop new products to address consumer needs, he also developed one of GoldenCare’s premier agent training and sales software kits, the LTC CEO. Mark was also instrumental in bringing his two
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Categories: Genworth, GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Special Invitation! 2018 Industry Updates featuring Steve Moses

Join us for an exciting Industry Updates presentation! Our discussion will be centered around the year’s most stunning changes, current LTCi industry events, the surge in public awareness of the need for LTCi, and the growing popularity of alternative LTC planning solutions. Thurs, Jan 3, 2019 2:00 PM  to  3:00 PM CST   Questions? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare News     For producer use only. Not for use with the general public.  
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Categories: GoldenCare News, Industry News, and Long-Term Care.

“7 Myths About Caregiving Costs”

“7 Myths About Caregiving Costs,” by Rachel Hartman, US News & World Report “If you are currently providing care for an elderly relative or plan to do so in the future, filtering through the financial details as early as possible can save time and money later. Here are some common misconceptions surrounding the costs of caregiving, as well as the realities to expect.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Mentions but doesn’t recommend LTCI; mentions Medicaid but doesn’t warn about access and quality problems.  
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Categories: Clippings, Industry News, and Long-Term Care.

“Could Medical Procedures Transmit Alzheimer’s?”

“Could Medical Procedures Transmit Alzheimer’s?,” by Karen Weintraub, Scientific American “The seeds of Alzheimer’s disease may have been transmitted along with human growth hormone into eight British patients treated decades ago, according to a study published Thursday in Nature. If supported by further research, the findings imply Alzheimer’s could potentially be transmitted via close contact with the brain tissue of someone who has the disease. That does not mean Alzheimer’s is contagious, researchers are quick to note. These eight patients all received doses of human growth hormone from the pituitary glands of numerous cadavers—a very unusual transmission route.” LTC Comment
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Categories: Clippings, Industry News, and Long-Term Care.

“2019 SSI and Spousal Impoverishment Standards”

“2019 SSI and Spousal Impoverishment Standards,” Centers for Medicare and Medicaid Services “NEW MEDICAID/MEDICARE NUMBERS: For all the raw numbers as reported by the Centers for Medicare and Medicaid Services (CMS), go to 2019 SSI and Spousal Impoverishment Standards. See Social Security, Medicare announce key 2019 numbers for the 2018 and 2019 LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): We’ve just updated the Medicaid and Medicare Key Numbers in The Zone for 2019. One highlight: Medicaid’s home equity exemption has increased to $585,000 or $878,000 depending on your state. For access to The Zone, you’ll
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Categories: Clippings, Industry News, and Long-Term Care.