Did you know our newly redesigned LTC marketing materials include new Product and Underwriting Guides? No longer one combined, the new LTC Product and Underwriting Guides are split into smaller sized, standalone booklets so you can take them with you while in the field. Order your new copies today! Please discontinue use of old materials as soon as possible. You can order new materials via normal ordering channels.. New Long-term Care Product and Underwriting Guides #goldencareagent #mutualofomaha
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The Power of Care Coordination Benefit
The need for long-term care services can come on slowly or happen overnight. No matter when the need for care arises, a care coordinator can help. Once an insured files a claim, a care coordinator may be assigned to help manage their long-term care needs. The care coordinator becomes the point of contact to help arrange services and ensure all needs are met. Best of all: This benefit is built in to both the MutualCare® Custom and Secure Solutions, and the elimination period does not need to be satisfied in order to use the Care Coordination services. Take a look
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Target Small Business Owners with Tax Advantages of LTCi
When it comes to long-term care insurance, there are a lot of advantages: A long-term care policy makes funds available to help people get the care they need. It can help preserve a retirement nest egg. And it allows people to maintain their independence and protect their plans for the future. But did you know long-term care insurance also offers significant tax advantages? It’s tax season, and this is a great way to begin conversation with small-business owners. Premiums may be tax-deductible Using business dollars to purchase a long-term care policy has the potential to save the business considerable amount
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LTCi Career Development Program
The MutualCare® Solutions Long-term Care Insurance Career Development Program has been developed to offer a proven, structured methodology to master the knowledge and skills to sell our long-term care products. Throughout the program, you will cover the following: Long-Tern Care Overview Marketing Long-term Care Coverage (With Review Questions) Medicare and Medicaid Overview Long-term Care Partnership plans (With Review Questions) How to Evaluate Your Clients Long-term Care Needs Long-term Care Tax Clarifications and Consumer Questions (With Review Questions) MutualCare® Solutions Product Overview Provisions, Exclusions and Other Features Underwriting Overview (With Review Questions) Sales Support, Marketing and Prospecting Materials Take your first
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Good News | 2019/2020 Errors & Omissions Pricing Now Available: Enroll Today
Pricing for GoldenCare’s Discounted E & O Now Available Plus, earn yourself a better discount on next year’s enrollment! Here’s how: Enroll in GoldenCare’s 2019/2020 Errors & Omissions Program Submit any of the following: (written & issued between 4/1/2019 and 4/1/2020), • 1 Mutual of Omaha LTCi Application • 1 CareShield Application with Securian • 1 GTL Critical Cash/Critical Care Application, or • 1 Omaha Medicare Supplement Application and Receive a Renewal Discount on Next Year’s (2020/2021) Enrollment! For more information, call 800-842-7799 and speak with your Regional Director. Read Full Good News Article Questions? Call
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EssentialLTC – Partnership Exchange Mailings in 4 States
With the recent Partnership policy approval in select states, we are happy to announce that the exchange of eligible National Guardian Life (NGL) EssentialLTC policies is scheduled to occur in the following four states: Maine Missouri North Carolina Nevada Exchanges of eligible EssentialLTC policies in these states are scheduled to begin March 12, 2019. Eligibility for Automatic Exchange to a Partnership Policy To be considered as eligible for an automatic exchange to a Partnership policy, the inforce EssentialLTC Long Term Care insurance policy would need to meet all of the following LTC Partnership eligibility requirements. active policy issued and
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In-Force Rate Action Announcement: Oklahoma (Privileged Choice® and Classic Select®)
As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Oklahoma has now allowed the following increases: Oklahoma Product Series Increase Percentage Privileged Choice 10% Classic Select 10% This rate increase applies to non-AARP, non-partnership policies only. Communications Timeline Servicing agents will receive a list of their impacted policyholders in this state one week prior to the start of policyholder notifications. Policyholder notifications will begin March 19, 2019 and will continue throughout the next
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Genworth, Industry News, and Long-Term Care.
In-Force Rate Action Announcement: North Carolina (PCS I)
As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. North Carolina has now allowed the following increases: North Carolina Product Series Increase for Policies with Limited Benefit Periods Increase for Policies with Lifetime Benefit Periods PCS I 95.31% phased 25%, 25%, 25% cumulative 95.31% phased 25%, 25%, 25% cumulative This rate increase applies to non-AARP, non-partnership policies for policies issued before 2/1/2003. Communications Timeline Servicing agents will receive a list of their
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Genworth, Industry News, and Long-Term Care.
LTC13 New York Issue Age Notice
Effective March 1, 2019, the maximum issue age for LTC13 in the state of New York is age 75. Any application received on or after March 1, 2019, with the client over the age of 75, will be ineligible for coverage. This change impacts New York only. Other states will not be affected. Mutual of Omaha’s LTC portfolio is very competitive with product pricing, built-in benefits and optional features, enabling you to easily tailor a plan which protects your client’s financial future. If you have any questions or want to learn more about our long-term care solutions, please reach out
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Attention Illinois Agents | Important Notice
Agents appointed with GTL for Illinois: Please note that Guarantee Trust Life Insurance Company (GTL) recently announced an update to the Illinois-specific application for their Short-Term Home Health Care plan. Please check your stock to ensure you are using the correct application. “REMINDER: We have revised your states Short-Term Home Health Care application, to include questions for the Critical Accident Rider. This change is effective immediately. The Agent and E-Application platforms have also been updated. APPH5-16-IL Stock # 15A0069” Click the link above to view/download the IL application. Contact our Supply Department at 800-842-7799 to order paper copies. Jon
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