#goldencareagent #minnesotalife #securian
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Protect your client’s assets with SecureCare
If your clients needed money today to pay for unexpected long-term care expenses, which asset(s) would they use? Check out our new client-approved brochure and worksheet to help your clients protect more of their portfolio. View Brochure > View Worksheet > #goldencareagent #minnesotalife #securian
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Minnesota Life/Securian Year-End Guidelines
Thank you for your continued business this past year. As we approach the end of 2017, please keep in mind the following dates and guidelines to ensure that all your business processes in a smooth and timely manner. Life Insurance December 15 Recommended last day for Tele-UW and Medical Requirements December 22 Last day to process business to receive compensation in 2017; all missing requirements, including money, must be received in good order by 3 p.m. December 25 Closed December 27 Last day to overnight requirements, communicate product changes on pending new business and submit conversions/exchanges December 28 Last day
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Securian Moves To Digital Compensation Statements
Paper compensation statements will no longer be mailed This month, you will begin receiving email notifications when a new statement is available. This email will contain a link to access your statement through our advisor website. Securian will no longer mail paper copies of your compensation statements for compensation earned beginning January 2, 2018. Enjoy the benefits of online compensation statements Most recent payments by company and calendar year Access commonly used forms Robust reporting with download capability Detailed list of held transactions and reason for the hold Access to debt balances (your own and any downline debt balance) Transparent
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GILICO Announces AM Best Upgrade
November 1, 2017 PRESS RELEASE Contact: Forrest E. Mills, Jr., CFO Guaranty Income Life Insurance Company “A Kuvare Company” Phone: 225-383-0355 Fax: 225-388-0022 forrest@gilico.com www.gilico.com GUARANTY INCOME LIFE ANNOUNCES UPGRADE FROM A.M. BEST November 1, 2017, Baton Rouge, LA – Guaranty Income Life Insurance Company received upgrades from A.M. Best to their Financial Strength Rating (FSR) to B++ (Good) from B+ (Good) and their Long-Term Issuer Credit Rating (Long-Term ICR) to “bbb+” from “bbb-.” The outlook on these Credit Ratings is “stable.” Dhiren Jhaveri, Chairman of Guaranty Income Life Insurance Company (GILICO), said, “We are pleased with the upgrade of
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Introducing a NEW Inflation Option for SecureCare!
Giving your clients more choices for their LTC protection, Securian now offers four inflation options: 3% simple, 3% compound, 5% simple and 5% compound interest.1 See how SecureCare stacks up in compound inflation scenarios. > View Competitive Flyer Please note: The eApp will be updated to reflect this option on November 8th. Until this time, if the 3% Compound Interest Inflation Protection Agreement is selected, please notate that in the comment field. 1 – If the Long-Term Care Inflation Protection Agreement is elected at time of policy application, clients must take the maximum monthly long-term care benefit payment
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“Popularity of hybrid long-term care policies grows with longer-pay options”
“Popularity of hybrid long-term care policies grows with longer-pay options,” by Margarida Correia, Financial Planning “Until recently, individuals would typically plunk down $100,000 or $200,000 to purchase a hybrid life insurance policy that provided long-term care benefits. With the rollout of smaller policies payable over 10 years, more people are now able to access the coverage, according to Steckler.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Seems to be a trend. Popularity of hybrid long-term care policies grows with longer-pay options #goldencareagent #hybrid #longtermcare
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September: Life Insurance Awareness Month
September is life insurance awareness month September is life insurance awareness month and a great reason to educate current and potential clients about the importance of life insurance. Check out our new LIAM page with our life insurance needs analysis calculator to help your clients determine how much coverage they need to adequately protect their families. Learn More > Check out Securian’s Facebook page for LIAM updates in September! Learn More > 2017 Life Happens spokesperson Danica Patrick is this year’s LIAM spokesperson. Learn more about her story and why she is encouraging everyone to get financially fit with
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Don’t Overlook The Clients Who Feed The World
Take BOLD action to advance your client’s business Building and growing a family farm requires attention to current operations and what the owner wants to pass on to the next generation – and that requires important financial preparation right now. Learn about farmers’ immediate needs, future needs and how you can address them with Securian’s BOLD Family Farm Strategy. BOLD – Business Owner Life-stage Design Many materials are available, including a Family Farm Strategy advisor guide, consumer brochure, seminar guide, client presentation, seminar invitation and initial questionnaire. To view/print these pieces, click below: Don’t Overlook The Clients Who Feed The
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New Mobile App Available: CareShield Premium Calculator
The latest enhancement for Minnesota Life’s CareShield product has just been made available! Introducing “CareShield Premium Calculator,” a new phone/mobile app that makes quoting CareShield rates almost instantaneous! You will now be able to quote a client in about ten seconds (seriously) – it’s that easy. CareShield Premium Calculator This app is now available for download on your Apple or Android devices: > App Store > Google Play New Mobile App Available: CareShield Premium Calculator #goldencareagent #securian #minnesotalife
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